Golden 1 Credit Union (CA) Adds 14-Month Jumbo CD Special

POSTED ON BY

Deal Summary: 14-month Jumbo CD Special, 2.25% APY, $50k minimum, new money.

Availability: All of California

For a limited time, Golden 1 Credit Union (Golden 1) is offering a 14-month Jumbo CD Special earning 2.25% APY. The minimum opening deposit is $50k of new money, which is defined as “funds not on deposit at Golden 1 in the 30 days prior to the certificate account opening.”

The 14-month Jumbo CD Special is also available as an IRA (Traditional, Roth, CESA), earning the same APY with the same funding requirements.

As stated in Golden 1's Disclosure of Account Information, the Early Withdrawal Penalty reads as follows:

If your account has an original maturity of 12 months through 23 months, the penalty we
may impose will equal 180 days’ dividends on the amount withdrawn subject to penalty.

Availability

Since I last wrote about Golden 1 Credit Union, its field of membership (FOM) has narrowed and Golden 1 is no longer an “easy membership requirement” credit union. The new FOM is primarily community-based, with individuals who live or regularly work anywhere in California eligible for join.

Employees/members of more than 900 SEGs (listed on the first page of the online application) also qualify for membership.

According to the online application, family members and the registered domestic partner of current Golden 1 members are welcome to apply.

Joining Golden 1 and/or opening a Jumbo CD Special can be done online or at any of the 74 branches located throughout California.

Golden 1’s Regular Savings Account requires just a minimum opening
deposit of only $1 and establishes you as a member of Golden 1.

Golden 1 participates in both the CO-OP Shared Branch and ATM networks.

Credit Union Overview

Golden 1 Credit Union has an overall health grade of "A+" at DepositAccounts.com, with a Texas Ratio of 2.17% (excellent), based on September 30, 2019 data. In the past year, Golden 1 has increased its total non-brokered deposits by $569.76 million, an excellent annual growth rate of 5.38%. Please refer to our financial overview of Golden 1 Credit Union (FICU Charter # 65610) for more details.

Founded by a group of California state employees in 1933, Golden 1 Credit Union is currently California's third largest credit. With more than $12.8 billion in assets and more than 1,000,000 members, Golden 1 is also the seventh largest credit union in the U.S.

How the Jumbo CD Special Compares

When compared to the similar length-of-term CDs tracked by DepositAccounts.com that are available to all California residents, Golden 1 Credit Union’s 14-month Jumbo CD Special APY currently ranks second, regardless of minimum deposit requirements.

The above rates are accurate as of 2/7/2020.

To look for the best CD rates, either nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Bakersfield CD rates, Los Angeles CD rates, San Francisco Bay CD rates, Reno CD rates, Monterey-Salinas CD rates, Santa Barbara CD rates, Sacramento CD rates, Fresno-Visalia CD rates, Chico-Redding CD rates, 1-year CD rates

Comments
Golden 1 Credit Union (Easy Membership) Adds 15-Month CD
Availability: Easy membership requirement

For a limited time, California’s Golden 1 Credit Union (Golden 1) is offering a 15-month Special Certificate (1.50% APY online, 1.25% APY in-branch). The minimum opening deposit is $1k, with no stated balance cap.

The 15-month Special Certificate is also available as an IRA (Traditional), earning the same APYs, but only requiring a $500 minimum deposit.

As stated in Golden 1's Disclosure of Account Information, the Early Withdrawal Penalty reads as follows:

If your account has an original maturity of 12 months...

Continue Reading
For A Limited Time Only: Golden 1 Credit Union Top Rate 20-month CD

For a limited time, The Golden 1 Credit Union (California) is offering a 20-month CD (1.50% APY). The minimum opening deposit is $1K and there is no maximum balance cap, but the funding does require new money.

Current members can open a certificate with funds not currently on deposit with The Golden 1 Credit Union (Golden 1) by visiting any branch location, or by transferring existing funds through the Golden 1 Online banking service.

The 20-month CD is also available as an IRA (Traditional) at the same rate, with...

Continue Reading
5.00% 50-Month CD at The Golden 1 Credit Union in California
The Golden 1 Credit Union continues to offer long-term certificate specials, but the rates are slowly dropping. The current special has a 5.00% APY for a 50-month term. The minimum deposit is $1,000. It's also available as an IRA certificate with a minimum deposit of $500. The 5.00% APY requires members to have a checking account with direct deposit. Otherwise, the yield is 4.75% APY.

Membership is open to those who live or work in one of many counties in California. Employees of many companies can also qualify. Please refer to...

Continue Reading
5.50% 55-Month CD at The Golden 1 Credit Union in California
The Golden 1 Credit Union has started a new certificate special that has replaced the 6% special that I reported on Wednesday. This new one has a yield of 5.50% APY for a term of 55 months. The minimum deposit is $1,000. It's also available as an IRA certificate with a minimum deposit of $500. The 5.50% APY requires members to have a checking account with direct deposit. Otherwise, the yield is 5.20% APY.

This special is not yet listed on The Golden 1's website. A reader emailed me info of...

Continue Reading
6.00% 59-Month CD at The Golden 1 Credit Union in California
Update 9/19/08: This 6% special CD has ended. It has been replaced with a 5.50% special CD. See this post for more details.

The Golden 1 Credit Union is offering a special 6.00% APY 59-month certificate. The minimum deposit is $1,000. It's also available as an IRA certificate with a minimum deposit of $500. The 6% APY requires members to have a checking account with direct deposit. Otherwise, the yield is 5.50% APY.

The credit union has a history of good CD deals. The last one was in June when they were...



Continue Reading

More Past Offers



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.