UT Federal Credit Union (TN) Has 9-Month Leap Day CD Special


Deal Summary: 9-month Leap Day CD Special, 2.29% APY, $1k minimum, new money, available through 2/29/2020.

Availability: Five eastern Tennessee counties.

Now through February 29, 2020, UT Federal Credit Union (UTFCU) is offering a 9-month Leap Day CD Special, earning 2.29% APY. The minimum opening deposit is $1k of new money, which is defined as funds not currently on deposit with UTFCU.

According to CSR, the Early Withdrawal Penalty is 90 days of interest on the amount being withdrawn.


Headquartered in Knoxville, Tennessee, UT Federal Credit Union’s field of membership (FOM) is residency-based, with individuals who live, work, worship, regularly conduct business, attend school, or volunteer in the Tennessee counties of Anderson, Blount, Knox, Loundon, or Union, eligible to join.

Family members of current UTFCU also qualify for membership.

Joining UTFCU and/or opening a Leap Day CD Special can be done online, or at any of seven Tennessee branches located in Knoxville (5), Martin, and Memphis. UTFCU also has an in-school branch at Knoxville’s West High School, with access limited to the school’s faculty, staff, and students.

You may become a member of UT Federal Credit Union by opening a Primary
Savings Account. A minimum balance of $5 is needed to open a savings account.

UTFCU participates in both the CO-OP Shared Branch and ATM networks.

Conveniently make deposits and withdrawals, transfer funds, or make loan
payments to your UTFCU accounts at more than 5,000 locations nationwide.

Credit Union Overview

UT Federal Credit Union has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 0.55% (excellent) based on September 30, 2019 data. In the past year, UTFCU has increased its total non-brokered deposits by $27.56 million, an excellent annual growth rate of 10.81%. Please refer to our financial overview of UT Federal Credit Union (NCUA Charter # 19448) for more details.

Established in 1969, UT Federal Credit Union’s founding FOM was exclusive to University of Tennessee faculty, staff, and students. UTFCU’s original branch was located on the UT campus for more than twenty years, with a move to an off-campus building occurring in the early 1990s. UT Federal Credit Union is currently Tennessee’s 18th largest credit union, with more than 24,000 members and assets in excess of $316 million.

How the Leap Day CD Special Compares

When compared to 233 similar length-of-term CDs tracked by DepositAccounts.com that are available within the FOM and require a similar minimum deposit, UT Federal Credit Union’s 9-month Leap Day CD Special APY currently ranks first.

The above rates are accurate as of 2/27/2020.

To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Knoxville CD rates, Paducah CD rates, Memphis CD rates, 1-year CD rates

4.25% 7-Month CD at UT Federal Credit Union in Tennessee
UT Federal Credit Union is offering a special 4.25% APY 7-month certificate. The minimum deposit is $2,500.

Membership is open to anyone who lives, works, regularly conducts business, worships, or attends school in Knox, Anderson, Blount, Loudon or Union County. Please refer to the credit union's Membership Page for the full details. Membership requires a minimum deposit of $5 in the regular savings account. An online application is available for membership.

Branches are located in the Tennessee cities of Knoxville, Farragut, Martin and Memphis. The credit union is federally insured by the...

Continue Reading
5.50% 5-Month CD at a Tennessee Credit Union (UT FCU)
UT Federal Credit Union is offering a 5 month certificate special with a yield of 5.50% APY. The minimum deposit is $1,000. There's also a 11 month special CD with a yield of 5.30% APY and a minimum deposit of $2,500.

In addition to students, alumni and employees of the University of Tennessee System, membership is open to those who live, work or worship in certain areas of Knoxville and downtown Memphis. See their membership page for the full details. Membership requires a minimum $5 deposit into the regular share savings...

Continue Reading

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.