$100 Checking Account Bonus at Western State Bank in AZ and ND


I came across Western State Bank yesterday when I learned it’s taking over a bank that failed on Tuesday. I noticed the bank is listing a bonus of up to $100 for its checking account on its front page. The details are listed in its Benny! page. Here’s what is required to receive the full $100 (as of 5/16/2013):

  • $25 Sign up for Direct Deposit
  • $25 Pay five bills with Bill Pay
  • $25 Make 10 Cash and Check Card Transactions
  • $25 Open a Treasury Market Account

The offer is valid on new personal checking accounts only. Payment will be made 60 days after account opening.

The bank does offer a free checking account with no monthly service fees and no minimum balance requirement. However, the Treasury Market Account has a $1,000 minimum balance requirement to avoid a $10 monthly service fee. This Treasury Market Account appears to be a money market account which allows for up to six withdrawals per month.


There’s an online application, but the bank primarily caters to those in their market area which the bank defines as 60 miles from the bank’s branches in Devils Lake, Towner, Fargo, West Fargo, North Dakota, or Chandler and Casa Grande, Arizona.

Bank Overview

Western State Bank has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas ratio of 2.07% (excellent) based on December 2012 data. Please refer to our financial overview of Western State Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 9123).

Other Bank Bonuses

We have a bank promotions page with a table of all of the active bank and credit union promotions. You can filter the table based on the type of promotion and based on your state. I have more details about how to use this page in this blog post.

You can view my latest bank bonus blog posts in this bank bonus page. I and DepositAccounts.com readers often post on bonuses in the checking account deals forum.

Related Pages: Western State Bank, Minot, Fargo, Phoenix, checking account

catherine   |     |   Comment #1
wow!! This is great!! they give their clients many choices to avail the bonuses.