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3.65% 6-Month CD at a Florida / Alabama CU (Pen Air).


Update 5/17/08: The 6-month CD rate has gone down. Please refer to the credit union's website for the latest rates.

Pen Air Federal Credit Union is offering a special 6-month certificate with a yield of 3.65% APY. The minimum deposit is $500.

My last report on this credit union was in June 2007 when it was offering a 6% 10-month CD. The current deal is not nearly as good as that one, but it's still competitive in today's interest rate environment.

Field of membership includes active duty or retired military and their immediate families, current or retired federal civil service employees and their immediate families, and certain other select employee groups.

Branches are located in the Florida cities of Pensacoloa, Century, Pace, and Gulf Breeze, and in the Alabama cities of Robertsdale and Orange Beach. The credit union is federally insured by the NCUA (Charter # 1303). It has $858.0 million in assets and 96,820 members.

Other Certificate of Deposit Deals

For other high CD rates with terms around six months, please refer to my latest rate summary. The ones in this list have nationwide availability. There are two 5-month CDs on my list with a 5% APY. However, both have a low maximum deposit limit. The best deal without a deposit cap is 3.75% APY at both Countrywide and Corus Bank.

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