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Service Credit Union

2.25% 19-Month CD & 2% 9-Month CD at Service Credit Union - Limited Membership


Service Credit Union has made a change to its certificate promotion, but the rates remain very competitive. The 26-month special has been replaced with a 19-month certificate that has a 2.25% APY. The 2.00% APY 9-month certificate continues. Minimum deposit is $1,000. These are also available in an IRA. The rates are listed in the credit union's savings rates page as of 11/16/09.

10% 3-Month $1K-Max CD Black Friday Special

The credit union is also advertising a Black Friday Sale for the day after Thanksgiving. It's a special 10% APY 3-month CD with a maximum deposit of $1,000. Minimum deposit is $250. It's limited to one per member, and it's only available one day until 12:00pm on 11/27/09 at the credit union branches (not available online or by phone). The credit union will be opening early that day: US Branches are opening at 5:00am. Branches in Germany are opening at 7:00am. The sale could end early if they reach $1 million in new deposits.

The 10% APY is nice, but you'll only make about $25 due to the low maximum and the short term. At least there is no checking account requirement. So it's an easy $25 if you live near a branch.

Their Black Friday sale will also include discounts of 1% on auto and personal loans. For the full details of their Black Friday sale, please refer to the credit union's promotion page.


Membership is open to those who live or work in the State of New Hampshire, with the exception of Coos County, and in the following Massachusetts towns: Falmouth, Mashpee, Bourne and Sandwich. Membership is also open to all military and civilian employees of the Department of Defense. Please refer to the credit union membership eligibility page for the full details. Membership requires a $5 minimum balance in the share savings account.

The credit union allows you to join and open accounts online via the Andera service.

Branches are located in the New Hampshire cities of Bedford, Lebanon, Epping, Keene, Manchester, Newington, Portsmouth, Rochester, Salem andSomersworth and in Falmouth, Massachusetts. There are also branches in Germany to service military members.

The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The credit union is federally insured by the NCUA (Charter # 68375). It's a large credit union with $1.4 billion in assets and 124,270 members.

Other Competitive Certificate of Deposit Rates

Related Pages: Service Credit Union, CD rates, IRA rates

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