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Can A Bank Keep Your Money Indefinitely Saying They Have A Security Concern
I recently posted about rogue banks freezing accounts and keeping people's money for weeks and months and even indefinitely. Here is a link to that post:
https://www.depositaccount... read more
Were You Charged $20 "Friends Of National Aboretum" Fee For Joining Agfed CU?
When I applied to join AgFed at end of Aug 2023, I was auto eligible to join the CU via Friends of National Aboretum ($20 fee). I was approved and the funding amount for savings an... read more
Chase Business Unlimited CC
In an email from Chase, they will pay $900 cash back after spending $6000 within 3 months. No annual fee. Anyone done this?... read more
Brokered Deposit Survivor Option - IRA Account
Has anyone had experience in addressing a brokered CD deposit survivor option when the brokered deposits at issue were investments in an IRA account at a major brokerage? What if t... read more
Brokered CD Settlement Date
Anyone know if banks are obligated to close a Brokered CD ?
Or, on settlement day, can they simply walk away?
Thanks... read more
Any EWP Impact On MAGI
For those who have been down the EWP road in the past - when calculating tax year MAGI for IRMMA Medicare surcharge bracket amounts - does the dollar amount of any EWP need to be a... read more
Schwab Cds
I dont have a schwab account (yet). Soon will be forced into one.
I notice on schwab website it says:
"Current CD rates available through Schwab CD OneSource".
then they list CDs ... read more
Changing A Registration Of Existing Savings Bond On Treasury Direct
I have some EE savings bond registered as POD with my wife as beneficiary on Treasury Direct. They were recently converted from paper to electronic. I would like to change the regi... read more
Anyone See The Step CD On Fidelity 18 Month But It Is Callable
Step-Up Schedule
JP MORGAN CHASE
Coupon End Date Coupon Yield to Maturity
03/28/2024 5.500 5.500
09/28/2024 5.700 5.599
03/28/2025 5.900 5.696
Step-up schedules are supplied by var... read more
What Things Have You Purchased Lately That Are Less Expensive?
I reside in NYS so I know it varies across the US but the things I need to purchase are all still more expensive since this latest round of inflation began. So, what do you think? ... read more
Keystone Bank In Ballinger Tx
Anyone had an account with Keystone Bank. They have a 6% Kasasa cashback checking account up to $50,000. Thanks!... read more
Check Hold Times On New Accounts
Opened an account at BMI FCU and was told their check hold time was 2 weeks . Is this standard? Seems excessive.... read more
What Do You Think Of Bask Bank New Website Layout?
I noticed Bask Bank, redid there website with a new layout where there are multiple layers showcasing there savings and CD accounts instead of just a picture of nature.
People we... read more
Does NFCU Care What DA Readers Think?
As many on this site have voiced, I too am disappointed by the lack of competitive deposit products at Navy Federal Credit Union (NFCU). My once substantial balance has long since ... read more
Still No CD Specials At Navy
I remain perplexed and disappointed that Navy is still not offering any special CD rates. I was hoping that September 1 would bring something noteworthy. And sadly, the subpar rate... read more
Transfer Opening Balance
Tried to open an account with Bread Financial and "Plaid" would not recognize or accept my two outside accounts that countless other banks have with no problem. When I emailed cust... read more
Time To Be Self-Insured?
Colleague mentioned that it may be time to consider being self-insured. Using everyones’ favorite of homeowners insurance…FIs are not stepping up to the plate to create captive ins... read more
4.4% 10 Year CD
Fidelity has non-callable 10 year CD's paying 4.4% from SYNCHRONY BANK & COMMUNITY BANK OF THE BAY available. I understand you could get a 10 year Treasury Note and avoid state tax... read more
Can A Bank Return My ACH PULL From An External Account When The Bank Holds My Funds?
My external account charged me uncollected fee when the bank does have the amount of fund but not yet made it available.... read more
I Bond Calculator: When To Cash Out?
Thanks to Mak and others here who suggested this excellent I Bond calculator:
https://eworkpaper.com/ibond
https://eworkpaper.com/ibond.php?ibdate=2022-04&ibval=10000
However, her... read more