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Latest Questions
So Where Are The Yields Headed???
All I see is a downward trend. I bought some 5 year VCDs at 5% a month ago, wish I bought more. I bought 10 year treasury notes at 4.21% a month ago, the 10 year comes up at auctio... read more
4 Week Treasury Bill
I need opinions on the 4 week t-bill. Will the yield change much from this week to next at the auction based on Fed decision next week? Which duration t-bill would be best, in your... read more
Comments This Morning On CNBC
Hope someone watched talking heads round table discussing
Treasuries and bond purchasing outlook 2yr / 5yr.
I,m not analytically savvy but I feel somewhat educated by the time spe... read more
EWP Connexus On 1 Year CD
Does anyone know if CX will take part of the principal amount to cover the EWP or limit EWP to dividends earned? Thank you!... read more
Ally Bank Alternative
IMHO Ally Bank has been the benchmark of all financial institution…..that is until lately. I’ve been having many issues with their website and customer service. Issues include, exc... read more
Posting New Comments
Is there anyway to contact the forums overseers and make a request to have their software tweaked so that new comments appear at the top instead of at the bottom. Would help a lot ... read more
How Can Powell's Own Words Be So Twisted And Manipulated To Create A False Narrative?
I posted this on the CD deals summary thread but again, i just cant fathom how his words can be so twisted and manipulated to create a narrative certain people want to push so badl... read more
Adios Long Term Non-Callable Brokered Cds
There are no 4 or 5 year non-callable CDs at Fidelity right now and the 3 year is only 4.2%. The music has stopped playing and the peak has passed, sadly. Still hoping I’m wrong bu... read more
Treasurydirect Interest Rate And Issue Date
I just checked my series I savings bond account, the bond I purchased in May has 6.48% interest rate while the one in last December has 9.62%. Can TreasuryDirect make mistake? I tr... read more
Timing I-Bonds Purchases For 2023
I'd appreciate thoughts on timing I-Bond purchases for next year. I plan to over-pay income taxes with my January 17th quarterly estimated tax payment to get a $5K paper I-Bond ref... read more
Where Can I See What CD Rates Were For The Last 7 Years? (Was a 7yr CD the right call 5.5yrs ago?)
I have a 7yr CD at 3% from 5.5 years ago, and was simply curious if it turned out to be a good choice or not, with about 1.5yrs left on it, since other than that I'd never done any... read more
Wrong APY @ Sharonview? Or Bad APY Calc? Bad APY Calc! (Axos - don't use)
EDIT: Originally I posted asking why Sharonview's 4% CD isn't paying the same total as I get using Axos' Online "APY" Calculator. https://www.axosbank.com/tools/calculators/apy-cal... read more
Banks/Cus That Allow You To ADD To An EXISTING IRA CD Each Year?
Each year one can make a new IRA contribution. But most Banks/CUs make you start a NEW IRA CD each year, rather than letting you add the new year's contribution to an EXISTING IRA ... read more
Treasury Yields Inching Back Up After Last Week's Crash.
Could this be the return of brokered 4/5 year CD's potentially? My 4.3% capital one 5 year CD (Cusip 14042RUR0) also had a significant market value drop of .22 cents after rising a... read more
CD Rate Matching...
Is anyone aware of banks of credit unions that will match rates from other institutions?
PenFed?... read more
CD Early Bailout Yes Or No
I just recently closed a cd early by about 2yrs or so... I opened a cd at another credit union for 4%. I still thought the withdrawal penalty was for 6mo. in. However to my suppris... read more
Strategy And Timing For Moving Laddered Cds To Vanguard Brokered Cds?
I've got a set of CDs laddered over 5 years at various banks and CUs.
I'd like to simply my record keeping and rates-chasing efforts by moving all of my CDs to my Vanguard Broker... read more
Savebetter
The SaveBetter platform features a curated selection of high-yielding products offered by banks in their network. Does anyone feel there is a risk to using a financial technology c... read more
Wither CD Rates
Since the 'good' news about inflation easing, the 10 YR T-note has dropped a lot! It's currently retreated to 3.695%.
Does this mean that CD rates may start declining ... at least... read more
Opinions On Savebetter's Skyone 22 Month CD?
SkyOne's 5.0%, 22 month CD looks interesting.
Does anyone have experience using SaveBetter?
Should SkyOne's current health grade be of concern?
Thank you in advance for any in... read more