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Is There A New Prerequisite If You Want To Bank At Ally Bank?
I received an email from Ally Bank saying I needed to add a telephone number to my security profile. It was because they no longer would be confirming me using email.
I did as ins... read more
Is This Legal? Taxing Unrealized Interest.
I'm usually a "buy and hold" CD investor since I do not withdraw earning as they accrue and compound monthly. I've become aware that certain CU's will not allow you to withdraw the... read more
BASK Savings -- How Many External Accounts Allowed?
With Bask's Interest Savings acct, how many external accounts are you allowed to link to it? Just 1? Or can you have 2 or 3? And if so, how hard/easy is it to link a 2nd? Thanks... read more
FDIC Insurance For Brokered Cds
I was always under the impression that retirement and non-retirement accounts have separate insurance but a Schwab rep said today that this does NOT apply to brokered CDs. He said ... read more
Looking To Lock In About A 5 1/2–6% Yield For 10 Year
Question, does anybody have experience with multi guaranteed annuity payments right now there were some 10 years that are 5.4% how come there has not been mention of this as a mean... read more
Callable Cds
Question about callable CDs.
If a CD is callable but is not 'continuously callable' but has specific 'call dates', is it only callable exactly on those specific dates?
in other w... read more
Will The Fed Fold And Pivot Despite Inflation Running Hot?
PCE inflation is what the Fed pays attention to and despite the hikes that have occurred PCE inflation is STILL increasing. Yet there is story after story about how there will be a... read more
Should I Pay Margin Interest For 3 Days?
I am going to be about $8350 short of maxing out the ally promo for the 1% bonus
My CD matures on the 5th which is a Saturday
My margin rate is roughly 11.5% at fidelity
My ques... read more
Retitling A Joint Account After Death Of A Spouse
What experience do you have with changing a Bank or Credit Union joint account title after the death of a spouse? I assume it is necessary, if for no other reason than tax reportin... read more
Distributed Capital Gains From An ETF
Are all LTGC treated the same regardless if they are generated by a fund manager and passed through or when a capital gain is generated by the investor when selling shares? Accordi... read more
Treasury Direct
Anyone else having trouble logging on to the Treasury Direct website? I haven't been able to get into my account for the last two days.... read more
What To Do With Long-Term Brokered Callable Cds W/Low Interest
Early during the pandemic, in order to retain some interest on my funds, I purchased several long-term (5-10 yr) callable brokered CDs. While I continued to earn interest for 2+ ye... read more
Brokerage Accounts
This is somewhat still on the topics here at Deposit Accounts. Many of us do buy BROKER CDs and Treasuries.
I traditionally use Fidelity, Schwab, TDAmeritrade, but have also used ... read more
Maturing PSECU 3Yr Addon CD
Has anyone had any annoyances withdrawing from savings account.
My CD will go straight into Savings 10/26/2022... read more
Secondary Brokered CDs And Taxes
Is it better/worse to buy a secondary CD with a low coupon to avoid paying higher yearly taxes than you would on a new issue? You have to pay capital gains on the price difference?... read more
Which Banks Or Cus Allow At Least Partial EWP-free*ROTH* IRA CD Withdrawals At Retirement Age??
If you're retirement age and have a Traditional IRA CD, the typical EWP is waived for your yearly RMD at retirement age.
But if the funds are in a *ROTH* IRA CD (which has no RMD ... read more
Your Favorite Bank For A Hub Nowadays
In this rising rate environment, and our quests to move funds around more often and more quickly - what is your preferred bank or credit union to use for a HUB account ?
It seems... read more
Fidelity Money Market Fund Premium Class FZDXX Paying Over 3% - Risk Factor?
Fidelity has an excellent interface, high transfer limits, good customer service and generally easy to move money around without major restrictions.
Seems like an excellent place... read more
Interest Payment On Early CD Withdrawal At Capital One
If I have a CD that pays interest on the 24th of the month will I get interest on part of the month if I close the CD on the 3rd? Or do I need to close the CD on the 24th to get in... read more
EE Savings Bonds Question
Does anyone know how to calculate how much interest I would forfeit on 30-year EE bonds if I redeem them two months before they mature?
Thank you!... read more