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Estate Administration
Does anyone have experience with a credit union, bank, or other firms that will act on either being an executor or will hire out to assist an executor in post death estate/will act... read more
Any Experience In Redeeming Electronic Ibonds From Treasurydirect (TD) For Deceased Account Holder?
With a personal $10K annual purchase limit on IBonds some of us were looking at various so-called other title vehicles for holding those e-ibonds. But we have noticed the exit stra... read more
NCUA Coverage With Multiple POD Beneficiaries?
Was trying to figure out what the NCUA coverage would be for a couple CDs I have at two credit unions. I tried looking at the NCUA's website, but the online caculator there will on... read more
FDIC Coverage
I'm trying to confirm that the FDIC calculator is correct.
Account 1 has 600k : Owner Fred, PODS, John and Phil
Account 2 has 50k: Owner Fred POD Susan
Owner coverage: 750k?
So, ... read more
Regarding The Details Of An Early Withdrawal From A Penfed IRA Certificate, For Members Over The Age Of 59 1/2
Regarding the details of an early withdrawal from a Penfed IRA certificate, for members over the age of 59 1/2.
The disclaimer in the IRA certificate promotion states:
"Partial... read more
Looking For HM Bradley Members Willing To Give A Referral So I Can Join
HM Bradley recently stopped opening new accounts unless you get a referral from a current member. I'm told the member signs into their account and there is a place to make the refe... read more
Hmbradley To Use A Network Of Banks Starting 9/9
Any opinions on the move by HMBradley to use a network of banks rather than just Hatch bank? I don't understand if this still lets me do pulls from Hatch using Ally.... read more
How Many Cus Do YOU Belong To?
For a change of pace, a simple lighthearted question. Unlike a bank, you have to "join" a credit union. DA readers are typically rate chasers, so I'd think many would belong to mul... read more
20 Year CD At 2%
Friends,
I noticed that some of the big brokerage firms are offering a 20 year brokered CD at 2% from Goldman Sachs that is callable. I’m not saying that I would do this but it did... read more
Policy Questions ?????????
7,500 max daily transfer limit? And only 6 transfers a month? Only possible to move 45k in a month. Also a 5 dollar charge for every transfer of money out of the account? Really? W... read more
Customers Bank/T-Mobile Bank
Customers Bank just lowered their interest for savings to .5. T-Mobile uses Customers Bank as their holding company for banking. T-Mobile is currently paying 1%.
Do you think wit... read more
US Expat With No US Address
Hi. Is there a simple way to filter banks/bank offers for options if you are a US citizen but no longer have a physical US street address?
Thanks!... read more
What Does Great Reset Do To How We Get Paid Social Security Benefits??
I read an article about this "Great Reset" which is supposed to replace our currency and wondered if anyone knows what kind of currency will we get paid our social security benefit... read more
Has Anyone Read "The New Retirement Savings Time Bomb"?
Ed Slott has a new book advertised "The New Retirement Savings Time Bomb". Has anyone in this group read it and knows what the so called "time bomb" is? He does not seem to be sell... read more
Crunch Time At GTE
removed misinformation posted... read more
Adding A Joint-Owner On GTE Cds
Hi,
I am thinking to add a joint-owner to my existing GTE CDs. I was told I can log into my account, and submit a request to add a joint-owner. My questions is:
Will they do hard... read more
WWYD- CD Communication FCU
Hello, First time poster and would like input on WWYD in choosing a CD at Communication FCU. I had a CD mature on Saturday at NFCU and will have another mature 8/4, (2.23%). I have... read more
Barksdale Federal Credit Union 2 Year .90 Percent Cd
Hi I just called barksdale federal credit union and was told that the 2 year cd is .90 percent. As of today 6/2/21. Can anyone confirm this?
Also, when I go to the website, sadly,... read more
If I Add Tax Exempt INSTITUTION As POD Beneficiary At Credit Union, Will That Increase NCUA Insurance To 500K?
I currently have 250K in certificates in a credit union covered by NCUA federal insurance. They will allow adding a payable-on-death beneficiary which is a 501(C)(3) tax exempt fou... read more
chime: Is It Normal To Have A Returned Check That Has Been Deposited From Aug 2020?
ptpa. Has anybody used chime?
I received an email before the weekend last week saying that a check I deposited via mobile check deposit was returned and the reason says “REFER TO... read more