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I Am Looking Gor Information On What Happens When A Bank Or CU Is Closed
I am trying to convince a friend to consider bank and CU health information.
I think there was an article on DA about potential impacts when a bank or CU is closed (e.g. a cut in... read more
Unknown Cds, Accounts, POD Beneficiary
We found out my wife's father died a few days ago. My wife's mother and brother passed at a young age and more recently lost her other brother leaving her a dad, who is now gone as... read more
Suncoast Credit Union Cd's
I called Suncoast yesterday and inquired about opening a cd with them. I was told they only accept wire transfers ( no ACH) and that I needed to have an account with them first. Th... read more
Leave Open Or Close Accounts After Bonuses
After receiving bonuses for opening accounts do you leave them open, withdraw all funds to cause closure or call in to cancel accounts? (Some banks offer bonuses to existing custom... read more
ACH HUB Recommendations
I have been using ALLY BANK for ACH transactions, because they have BOTH a fairly good savings rate (2.2% at the moment), and work well for LARGE ACH transactions. Time can be an i... read more
Mint Acc/Rout Alternative
Please advise a service similar to a mint (online accounting) so that you can connect several banks and multiple accounts, while the service can display the bank account number and... read more
Thoughts On A Brand Smacking New CD
I am thinking about getting Ally's 12 month CD paying 2.70 percent. This is because of the possibility that the Fed rate will come down, thereby affecting the rate banks will pay. ... read more
FIXED CD RATE
So if I do a 6 moths CD at whatever rate it is when I opened it, is that rate locked in during that 6 months or does it change according to the market?... read more
IRA Funds Transfers Taking Long Time To Complete
IRA Trustee to Trustee transfers are taking long time to complete. I think Congress should be asked to mandate the electronic funds transfer of the IRA funds to the receiving insti... read more
Credit Unions That Distrubute Bonus Dividends To Customers.
Founders Federal distributes a portion of its profits in the form of dividends to it's customers once per year. I occasionally read about another credit Union that does this. Is th... read more
Andrews FCU - How Best To Retrieve Funds From Matured CD
I have a CD with Andrews that's about to mature and plan to reinvest the money at another institution. I have a checking account at Andrews but unfortunately do not have checks. I ... read more
Has Anyone Done A Regions Promotion That Requires An ACH Direct Deposit?
I opened an account because it offers a $400 bonus for opening a checking account and doing ten debit card transactions.
In order to avoid the $8 monthly fee, I have to enroll in ... read more
Does A Bank Have A Fiduciary Duty To Transfer CD Funds In A Timely Manner?
On April 17th, my new institution faxed over direct transfer instructions to Synchrony Bank for my IRA CD maturing the next day. I called on the 22nd since funds were still in the ... read more
I Have 600K In 5 Yr. Cds At 2.2%. Should I Break Them, And If So, Ladder Or Go With 3.40% 5 Year?
I've never done this before. $240K comes up in 2 yrs. 3 mos. $280K comes up in 3 years. About $110K in IRA comes up in 3 years.
Despite everything I've read about laddering, I'm ... read more
Synchrony Bank
I had a JC Penny's Card and became ill after 10 years of paying my card on time. Synchrony Bank began calling and mailing me bills to pay my card. It was a while before my health c... read more
Has Anyone Given Up The CD GAME?
For the *average* folks, (not you millionaires) who may only have 10k to 20k to put in a CD, does it make any sense to even invest at these ridiculous low rates? Example: A popular... read more
Direct And Broker CD Rate Cuts
Read the information on rate cuts regarding rate cuts to CDs after a bank closes. A few followup questions:
1) Can this happen with brokered CDs or only direct CDs? If it can happ... read more
Best BUSINESS Savings And/Or MM And/Or CD Rates
I'm part of a smallish NPO biz and we're looking for banks that have good rates; either savings and/or 6,12 and 18 month CD rates.
Thanks!... read more
Stolen CD's
My aunt passed away 2 years ago from cancer. A few weeks ago it has come to my attention that my aunt have CD's and a family member has them. I am the executor of her estate. I que... read more
2.75% 9 Month Or 2.8% 15 Month Or Neither And Stick With A 2.5% Money Market Awaiting Better Deals?
I have an Andrews 9 month 2.75% CD maturing soon. I also have an 8 month but they limit them to one special CD per person.
A rep said that when one ended, I could open another but... read more