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QCD Issues
I'm still a few years away from RMD.
I'm luck to have some assets, but tax planning is a bitch.
Between investments, SS, and RMD, I will be hitting the added taxes of IRMAA.
One... read more
About A Financial Advisor...
Hi, while I read of horror cases with financial advisors, I wonder if anyone here knows of a competent and conscientious advisor? Or any advisor from my institution suffice? Or am ... read more
Is It True We Cannot Have A Contigent Beneficiary On Certain POD Accounts?
I was wondering how others handle a certain problem I incurred today at a local bank. I opened a promotional Money Market account for a large amount since I needed it to be a liqui... read more
EWP Free Distributions From IRA Cds For Folks Over 70 Years Of Age
Which financial institutions offer early withdrawal penalty free distributions from IRA CDs for folks over 70 years of age?... read more
For The Financial Planners Out There
For your joke of the week, my wife and I just hit 70, and figured financial planning might be warranted. We called the in-house "wealth management" division of our local bank, and ... read more
Hurricane Harvey
What effects can be expected other then just higher gasoline prices?... read more
Heads Up On Statefarmbank
Just received a letter from the home office that local StateFarm representatives (i.e., your local agents) would no longer be able to sell CDs. Talk about a debby-downer. For years... read more
Is Alliant Credit Union Chex Sensitive?
Does anyone know if Alliant CU is chex sensitive? I've hit the bank bonuses pretty hard this year ( 12 accounts) and want to set up Alliant as a hub. Any dp's would be appreciated.... read more
Advancial CU - Easy Membership - Connex
Ken lists Advcancial CU as having easy membership and says that one can become a member by jointing connex. I am confused about the reference to "connex." Is that a credit union or... read more
Does Anyone Know If There's A Quick Way To Verify If A Bank Accepts Municipality Or Public Funds?
Been looking to place some CD's directly with banks but many won't accept municipality or public funds. Does anyone know of a quick way to verify. I've located a few banks thanks t... read more
Can Bank/Credit Union change existing CD Rate?
I want to buy CDs from InvesTex CU since they're offering good rates. However, the fine print implies that they can change the rate anytime. Does this apply to existing account? Be... read more
Are There Ever "Catches" To A "No Penalty CD"?
A local bank has a 15 month "No Penalty CD" for 1% and I am looking for a place to hold a large deposit to make a purchase at sometime in the future. I was looking at Money Market ... read more
Verification Withdrawals Counting As Part Of The 6 Monthly On Savings Accounts
Tried to link a credit union account with my ally savings account. For some reason it could not be done through Ally. So the cu made 2 deposits and withdrawals to my ally account. ... read more
Insuring Soft Trust Account FDIC Requirementes
First off, I'm new here so forgive me my sins. I've seen questions close to mine, but in crucial ways are different. So I'd like if anyone has definitive advice or can point me to ... read more
Index Advantage Vs CD Regular Account
With Bellco Credit Union, what's the different between Index advantage and CD account.?... read more
CD That Cannot Be Set To Not Renew Until 30 Days From Maturity Date
Hi,
I have a CD from a bank that is maturing in September 2017 and I tried to set it to not renew (transfer to my savings at maturity) and they are not allowing me to do it until ... read more
Opening CDs Versus Index Investing
I recently was talking with a financial advisor which is not something I've done before. I have been a professional saver for some time. In retrospect, it appears to me that I have... read more
Q: Which Investment Options Would You Do?
Here's a hypothetical situation for those who'd like to give their thoughts. With rates supposedly going up soon, I have a CD that will mature the end of the summer. Just trying to... read more
5-Year CD Rate At Cyprus Credit Unionis Not Fixed?
I don't do much with CDs, so please forgive my ignorance. Are the rates stated on DA fixed or adjustable? A local credit union, Cyprus, has a very high rate for a 5-year CD-- seen ... read more
Confused Between D/A Info And That Provided By Synchrony
First I have no clue what "add on" means when looking at funding a CD. Now I assume that once a CD is opened additional funds may be added to the initial opening amount at a later ... read more