Miscellaneous
Latest Discussions
Navy Fed Health Score Update
Due to some issues with the NCUA Q4 quarterly data for Navy Federal Credit Union, several of the data points used to calculate their health score were incorrect, causing their scor... read more
Transfer Money To
How do I transfer money to my brinks... read more
Highest Brokered CD Rates As Of 6/11/2024
As of 5 pm EST 6/11/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3... read more
Brokerage - Dead Money
I hate to go against the grain of all the political stuff, but this has to do with keeping your money working for you.
At the brokerages, there is the CASH balance, and the potent... read more
Interesting Interest Payments
I’m on SSI disability which doesn’t pay much to live on. I’m planning on getting a CD from a big name bank I can trust so I can reliably get a couple hundred a month interest from ... read more
Treasury Buybacks Explained
Last week the treasury commenced its previously announced treasury buyback program. For those DA readers that have shifted savings funds to treasuries from banks (hopefully most), ... read more
On Telling Doctors How To Find The Patient's Ear
Imagine that there is a wonderful medical website that has the most current and thought provoking articles for longtime doctors on new treatments, current research, and evidence ba... read more
DA STAFF: BLOG BROKEN
The first of the 4 Blog posts posted on June 4th (on PODs) no one can read, as everytime you click on it (even though hovering the cursor over the link shows the correct URL) it si... read more
FDIC Warns That 63 Lenders Are On The Brink Of Insolvency
FDIC warns that 63 lenders are on the brink of insolvency due to Banks sitting on 517 billion unrealized losses. Who are these Banks?... read more
Chex Systems Is A Cabal
Chex systems is a cabal which provides banks a legal way to discriminate... read more
There Are Still Plenty Of 5.4%-And-Up Cds — But For How Much Longer?
Great post RichardW. Very interesting. It seems brokered cd’s are right now the place to be in terms of buying cd’s. We have seen a recent rush for short term cash by the big banks... read more
Highest Brokered CD Rates As Of 6/04/2024
As of 5 pm EST 6/04/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3... read more
Current Savings/MMA Rates
The Deposit Quest substack by Kent Jamison continues to provide timely and accurate info. Give it a look.
https://depositquest.substack.com
Deposit Diary Daily #16
Best Nationall... read more
Weekly Direct CD Deals Summary: 06/01/2024-Test Run
The top 3 CD deals for each term available as of 06/01/2024 are listed below: Information obtained from the DA “CD Rates” drop-down lists available here: https://www.depositaccount... read more
Navy Federal
Just got off the phone with them. All those 15 month special cds from last year are maturing and causing a backup if you are withdrawing your funds.... read more
Latest Blog Post....
Once again DA's latest blog entry is.... useless except for a beginner.
"USAA vs Navy Federal -- Which is Right for You?"
For what it's worth, a suggestion:
Perhaps if you're goin... read more
State Dept Federal Credit Union
15 month jumbo ($100K) is now 5.4% APY but good luck in getting them on the phone.... read more
Treasury Yields as of 5-31-2024
The yields of a few Treasuries as of 5/31/2024 are listed below (see: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas... ). If ... read more
Highest Brokered CD Rates As Of 5/29/2024
As of 3 pm EST 5/29/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3... read more