Miscellaneous
Latest Discussions
Has this ever happened to you?
Banks sure seem to make errors that favor them a lot, especially with fees, but has anyone ever had a situation where a bank made an error in your favor? Not something silly like a... read more
In Memoriam
One of our longtime members suggested that this blog--as we know it--has ceased to exist--and that a memorial service would be appropriate. I offer my eulogy below; and others can ... read more
CIT Bank Rates as of 5-3-2024
CIT Bank rates (APY) as of 5-3-2024 include:
Platinum Savings @ 5.00% (was 5.05%)
Platinum Savings @ 0.25% (no change)
6-month CD @ 3.00% (no change)
11-month NP CD @ 3.50% (no c... read more
Cumulative Effects Of Inflation Revisited
Consider this scenario: on December 31, 2019, an investor buys a $10000 4 year CD at a rate of 3% with interest compounded monthly (as a point of reference, Ken's 5 year online CD ... read more
Skyone credit union opening a branch in Texas
Skyone, a small 2-branch credit union here in SoCal that is for the airline/aerospace industry but anyone can join, is apparently about to open their first out of state branch in L... read more
No EWP For IRA's If You Are 59.5
I learned something new today:
Some credit unions will waive the early withdraw penalty on IRA/ROTH IRA CD's if the owner has reached the age of 59.5.
Northwest Federal Credit Un... read more
Decent Website For Current Liquid And CD Rates
Bauer Financial
https://www.bauerfinancial.com/cd-rate-watch/... read more
Highest Brokered CD Rates As Of 5/21/2024
As of 3:15 pm EST 5/21/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms o... read more
Annuity Vs CD ? Any One Have Experience With These?
Have a CD coming due next week at Suncoast CU.
Leaving Suncoast due to their anemic interest rates.
Saw some very appealing interest rates on 5 year annuities from
A+ company (M... read more
Highest Brokered CD Rates As Of 5/14/2024
As of 4 pm EST 5/14/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 6... read more
INOVA FCU Increases Certificate Rates
6 month is now 5.5%
8 month is 5.4%
14 month is 5.25%... read more
ALLY Bank ACH Has Defaulted To 3 Business Days
For two days now, I have noticed that all ACH transfers from ALLY Bank is now taking 3 business days to process, no more 1 business day processing.
One CSR says that it is a tempo... read more
Homewood Federal Savings Bank
A great find 15 months CD at 5.50 Rate open to anybody can take the interest monthly here is the number PH 410-558-1719 Baltimore MD Great people to talk too.... read more
Evermore Bank
What a great rate if you live in South Florida a 21-month CD For 5.60 here is the number 954-678-0100 they are located in Fort Lauderdale. Great people to talk to I tried to get in... read more
State Dept Fed CU Has Good Rate But Only For $100K Or More
5.4% apy for 12 months. Customer service here is awful. Can't get them on phone. You can leave your number for them to call back but they don't call back for about 5 hours. Not sur... read more
Ability To Comment On Reviews And Bank Promos Issue Fixed
We found the issue with the ability to comment on bank promos and bank reviews and deployed the fix this morning. Thank you for your patience as our tech team worked through the pr... read more
Pretty Good Share Certificate Specials In Indiana And SW Michigan
Share Certificate Specials at Everwise Credit Union range from 8 to 37 months. The best deals are:
5.29% APY, 8-month
5.27% APY, 11-month
5.25% APY, 16-month
$500 minimum
https:... read more
5.05% APY Cds, 5.10% APY NP Cds, 5.26% APY Savings Via Raisin ( Jonathan Ping, Mymoneyblog)
https://www.mymoneyblog.com/sallie-mae-bank-cd-savebetter-review.html... read more
Barclays CD Rates as of 5-14-2024
Barclays CD rates (APY) as of 5-14-2024:
6-month @ 4.85% (was 5.00%)
12-month @ 5.00% (no change)
18-month @ 4.50% (no change)
24-month @ 4.00% (no change)
36-month @ 3.50% (no cha... read more
6-Month And 18-Month CD Specials In South FL - Tropical Financial CU
Tropical Financial Credit Union CD specials:
5.50% APY for 18 & 6 months ($20,000 minimum to open; new money)
5.40% APY for 18 & 6 months ($500 minimum)
5.20% APY for 3 months ($5... read more