Miscellaneous
Latest Discussions
Record Keeping
I was keeping , in an excel spreadsheet:
Name of institution, name of owner, type of investment, principal, interest rate, maturity, phone number, account number, and passwords.
I... read more
Rates On 1-Year Brokered Cds Are Now At 3.00% On 7-14-2022
Fidelity and Vanguard are currently offering 1-year, non-callable, new issue brokered CDs by Wells Fargo Bank @ 3.00%. Perhaps 1-year brokered CD rates are now reacting to the fact... read more
Financial Institutions Highlighted For High CD Rates Have Poor Customer Ratings
Nearly all of the financial institutions highlighted on DA in recent weeks for their exceptionally high CD rates have customer ratings of under three stars out of five; most are at... read more
No Penalty Cds On Best Cds List?
Ken, How about adding a "No Penalty CDs" section/category to your (already superb, useful and excellent) "Best CD rates" list?... read more
How To Split An Existing I Bond For Multiple Beneficiaries By Thefinance Buff
The Finance Buff wrote -If you have two children, you can’t name both of them as 50/50 beneficiaries on the same bond. You’ll have to buy two bonds, one with each child as the bene... read more
What Is Your Financial Strategy For Current Times?
Inflation remains high, stocks are in a bear market, interest rates are rising, the war in Ukraine continues to have a global economic impact, and fuel costs make it hard for some ... read more
Comparing Current Ally, Discover & Marcus Direct Versus Brokered CD Rates
Here is a comparison of the current (6-27-2022) rates of three major online banks (Ally, Discover, and Marcus/Goldman Sachs) for their direct CDs versus their brokered CDs. The bro... read more
Us Alliance Savings Increase
Savings now 1.25 percent... read more
Higher Rates At Schwab And Vanguard
This morning both Schwab and Vanguard have much higher brokered cd rates than any bank or cu rates that are listed on this site.
6 month = 2.11
9 month = 2.6
12 month = 2.9
18 mon... read more
Navy Credit Union
Changes rates on Mondays if they change. You can call or look up on line. With tomorrow being a holiday and I assume they will be closed I would call Tuesday.... read more
DO YOU BANK AT ALLY ??
I'm a yield chaser. That's one of the reasons this site is my GOTO for changes in rates. Thank you KEN.
I use ALLY bank as a HUB I have a fair amount of funds waiting on the next ... read more
Why Is/Was The DA Website Down With No Notice By Lendingtree, DA, Etc.?
See above...emails sent to them and no reply. Thanks. PS Don't shoot the messenger... read more
NFCU Raises Rates On 3+ Year CDs
Range of 2.25% for 3 years up to 3.15% for 7 years depending upon amount, etc... read more
Time For A Bellco Bump
Bellco Smart Move participants be aware the three year CD is now at 1.40% APY. If you got in at a lower APY you might want to consider using your one time bump. Doing so will have ... read more
Heritage Credit Union Merges With Connexus Credit Union
Heritage Credit Union members approved the merger with Connexus Credit Union effective March 1, 2022.
Heritage Credit Union is located in Milwaukee Wisconsin and has 10 branches i... read more
Brokered Cds
Everyday is a bit different. For the most part, Treasuries have been better than CDs, and Broker CDs.
Today, I just bought a Broker CD, 24 months at 2.9% at Schwab, BankUnited of ... read more
Just Read An Article In Bankrate Written The First Of The Month
Mentioned the average inflation rate was 9.97%in the 80's.
Expectations are growing that the U.S. central bank will hike interest rates by a whopping 3 percentage points this year... read more
The Impact Of The Dunning-Kruger Effect On Finance And The Economy
"The Dunning-Kruger effect is a type of cognitive bias in which people believe that they are smarter and more capable than they really are. Essentially, low ability people do not p... read more
The Fed Built Their House Of Pain
So I see ol' Powell is no longer on the "transitory" theme. However, he is still moving like a three toed sloth...maybe 50 basis point today...Yet diesel prices are expected to sur... read more
DA Post Editting Trick?
I may have found a workaround:
1) Re-open your post to edit (within the 5-minute-or-so window of editing opportunity)
2) Make your changes — corrections and/or additions
3) High... read more