Miscellaneous
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Highest Brokered CD Rates As Of 01/23/2025
As of 10 am ET 01/23/2025, here are the highest rates from this week at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with term... read more
Money Market Fund Dividend Income Information for Tax Year 2024 from Vanguard
A portion of money market fund dividends derived from U.S. government obligations may be exempt from state and local income taxes. The link included below provides information... read more
It's Alliant Time Again...
Well it's that time of year, (Jan/Feb) when Alliant (secretly) holds its "membership" meeting, with Alliant's board being the only ones now allowed to actually attend, since Allian... read more
Looking For Add On Cds?
I can't remember who shared the following site with me - but thank you.
If you're looking for add on cds you may want to take a look -
https://depositquest.substack.com
If you've... read more
The Big List Of Credit Unions Anyone Can Join
Cleaning out my Mac and found this from Ken's blog probably
from a very long time ago. Still apropo. Many new and older
readers may have not access this. Is it only one of the man... read more
Navyfed Now Allows ACH Debits From Savings Accounts
For what it's worth...
As most long-time NavyFed members know, NavyFed is notorious for NOT allowing funds to leave a Navy savings account via ACH.
Apparently that has now changed ... read more
Highest Brokered CD Rates As Of 01/16/2025
As of 1 pm ET 01/16/2025, here are the highest rates from this week at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms... read more
Has Anyone Experienced A CU Changing Terms And Conditions Of A Share Certificate Before Maturity
Changes include compounding method from quarterly to monthly, adjusting rate downward to accommodate to keep yield the same and date interest credited. Apy supposedly didn’t change... read more
USSFCU New Terms For Online/Mobile
FYI on UCCFCU's website is notice that starting in Feb you must accept new terms to continue to use online/mobile banking. Doesn't state what the terms are yet, except that you mus... read more
Differences Between Direct And Brokered Cds
The recently posted article does a pretty good job of summarizing the differences.
https://www.depositaccounts.com/blog/the-differences-between-certificate-of-deposits-and-brokered... read more
Liquid Accounts With Guaranteed Rate Period
Do you know any liquid accounts (savings, checking or money market) with a high max that have a guaranteed rate period?
Kent Jamison provides some good info. Here are liquid or no... read more
Highest Brokered CD Rates As Of 01/09/2025
As of 2 pm ET 01/09/2025, here are the highest rates from this week at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms... read more
I Liked My Treasury Note At Vanguard 1/9/25
I liked it: 5 year 4.37 coupon, 4.55 yield, 99.xx discount. It was there early this morning and beat the 5 year cds.... read more
With Some Small Credit Unions Jan is Like Y2K All Over Again.
For your entertainment. Remember Y2K 25 years ago? Well instead of a "1999" problem, some small CUs seem to have a "last year" problem in Jan.
Today I tried to make my yearly HSA ... read more
Highest Yield Since 2007.
(Bloomberg) -- The US government’s monthly auction of 10-year notes drew the highest yield since 2007 after the latest economic data suggested that the Federal Reserve is less like... read more
Navy Fed's System Disappears My Money
It's a very small amount but it sure doesn't give me confidence. Monitor your money at Navy Fed carefully.
I had $0.81 in my roth savings plus a roth smart start cd where you can ... read more
1-Year CD Rate Data Posted 12/31/2024 By Ken Tumin On X
On 12/31/2024 Ken posted:
"The Big 5 Online Banks' 1-year CD APYs from Sep 18 to Dec 31:
Ally: 4.50% -> 3.90% (-60 bps)
CapOne: 4.20% -> 4.00% (-20 bps)
Discover: 4.50% -> 4.00%... read more
Rounding Up Of APY (Navyfed, Bask, And Other Places)
Just a heads up to everyone.
NavyFed (and some other places) like to "round up" their advertised APY, and actually pay a bit less.
For instance, in 2023 I got some long-term IRA ... read more
NASA And CREDIT HUMAN
Nasa currently has a 4.54 APY for their 9 month CD and 4.34 APY for their 15 month cd.
Credit human has a 4.50 APY for a 12-17 month cd.... read more
Highest Brokered CD Rates As Of 01/02/2025
As of 3 pm ET 01/02/2025, here are the highest rates from today at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of ... read more