Miscellaneous
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Long-Term CDs Often Pay More Than Short-Term CDs
. . . even if you need to incur an early-withdrawal penalty
https://www.wsj.com/personal-finance/short-term-cds-long-term-investments-6da40236
In many cases, according to new res... read more
Mountain American Is Still Their 5% CD's.
Just went to a link from a substack and it is still being offered.... read more
Chase - 7 Day Hold On Check Deposit
I deposited a Check today at Chase from Hyperion Bank in the mid 5 figured.. Usually (and with even larger checks) I have deposited the funds are available the next business day. T... read more
Highest Brokered CD Rates As Of 03/28/2025
As of 10 am ET 03/28/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, ... read more
PSECU Changes, Going Arbitration (Can Opt Out)
Psecu is changing their terms, going to Arbitration, but at least you have the option of opting out if you want, not every place lets you. You have 45 days from today, March 21 202... read more
From A Law Site That I Read On Regulation Changes For Banks, Ftintechs Etc.
With many rule changes on hold and enforcement actions and investigations being terminated or limited, how do banks, payments program managers, processors, and fintechs move forwar... read more
Highest Brokered CD Rates As Of 03/21/2025
As of 9 am ET 03/21/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more
Mountain America
There is a new banner at the top of MACU login page . It says Don’t Tax my Credit Union!
It’s legislation which affects all credit unions. It’s asking members to Take Action and c... read more
Ally External Accounts
I just added an external account to Ally and without any micro deposits, usernames or passwords---In real time they approved the added link and I transferred money to the new link-... read more
Highest Brokered CD Rates As Of 03/13/2025
As of 9 pm ET 03/13/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more
Ally Bank Blog Dated March 13,2023
The information in the blog besides some the rates are 2 years old. What the blogger did notice or mention that Berkshire Hathaway is Ally Bank’s largest shareholder. I would remin... read more
Bank Fraud
Earlier there was a DA thread under this topic...I can't find it now. But, I thought I'd provide some feedback that a colleague had and is offered in an educational vein. ...
Conte... read more
Year to Date Returns of Some Popular Index Funds
Here are the Year to Date (1/1/2025 to 3/10/2025) returns of some popular Vanguard index funds with VUSXX and a 4.50% (fixed rate) HYSA as comparisons:
VUSXX (Vanguard Treasury Mo... read more
FOLLOW Up On My Post Back On .... JAN 25
I posted a while back on ways to get large checks quickly into interest paying accounts. Many good paying accounts are "internet only", and lag time for US MAIL becomes costly, and... read more
Highest Brokered CD Rates As Of 03/06/2025
As of 3 pm ET 03/06/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more
Money Market Fund Dividend Income Information for Tax Year 2024 from Fidelity
A portion of money market fund dividends derived from U.S. government obligations may be exempt from state and local income taxes. The link included below provides information rega... read more
A BUSY WEEK And Couple Big Things Next Week Also.
What’s Next
US factory orders for January will be reported tomorrow.
Data on the US trade balance in January will be released on Thursday.
The US employment report for February i... read more
Why Are U Quoting Rates From March 2025?
You are wasting my time .... rates from 1 year ago, and the bank, at best, is rated C plus? I will never touch that bank!
Honestly, March 2024? Who oversees this site???... read more
Highest Brokered CD Rates As Of 02/27/2025
As of 5 pm ET 02/27/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more
Treasury Is Offering 6 Week Bills
The Treasury is offering 6 week t-bills now. Looks like it’s ongoing ; not just a special. Buy through your treasury direct account or purchase through your brokerage account... read more