Bellco Credit Union's Boost Interest Checking Available Nationwide


Deal Summary: Boost Interest Checking, 2.25% APY on qualifying balances up to $25k.

Availability: Easy membership requirement.

Bellco Credit Union’s (Bellco CU) Boost Interest Checking account was added to the product line more than five years ago. The initial 2.25% APY on qualifying balances up to $25k is still in effect. Qualifying balances over $25k earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

2.25*%-$25kBellco Credit UnionBoost Interest Checking
OTHER TIERS: 0.25% $25k+
Rates as of September 23, 2021.

The monthly qualification requirements consist of:

  • At least 15 debit card transactions
  • At least one direct deposit
  • Log in to Online or Mobile Banking at least once

The Boost Interest Checking account has no minimum balance requirement, monthly service fee, or minimum opening deposit. There is unlimited check writing and a free debit card will be issued following account opening (replacement debit cards cost $6.) There is a limit of one Boost Interest Checking account per tax ID number.


Headquartered in Greenwood Village (suburban Denver), Bellco Credit Union’s field of membership is wide and varied, and includes virtually everyone in the U.S.

Easy Requirement: Colorado residents can qualify for Bellco CU membership by joining Consumers United Association (CUA). Existing CUA members are automatically eligible to join Bellco CU. Individuals who live outside of Colorado can qualify by joining the Bellco Foundation ($10 fee).

Residency: Individuals who live or work in the Colorado counties of Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Garfield, Jefferson, Mesa, Moffat, Rio Blanco, or Weld also qualify.

Employment: Employees of nearly 1,600 SEGs are eligible to join.

Relationship: Family members of current Bellco CU members also qualify for membership.

Joining Bellco CU and/or opening a Boost Interest Checking account can be done online, or at any of the 26 Colorado branches located in Aurora (3), Brighton, Castle Rock, Centennial (2), Denver (3), Edgewater, Grand Junction, Greenwood, Lakewood, Littleton (2), Lone Tree, Longmont, Louisville, Parker, Sheridan, Thornton (2), Westminster (2), and Wheat Ridge.

Bellco branch lobbies are operating on a modified schedule while our drive-up teller hours will remain the same. Click here to see our updated list.

Establishing a Bellco CU membership requires a minimum $25 deposit in a share savings account and a one-time $5 membership fee.

Bellco CU participates in the CO-OP Shared Branch network, giving member access to more than 5,000 shared branches across the country.

Credit Union Overview

Bellco Credit Union has an overall health grade of "A+" at, with a Texas Ratio of 2.17% (excellent) based on September 30, 2020 data. In the past year, Bellco CU has increased its total deposits by $784.77 million, an excellent annual growth rate of 20.82%. Please refer to our financial overview of Bellco Credit Union (NCUA Charter # 68437) for more details.

Founded in 1936 by employees of Mountain States Telephone and Telegraph Company, Bellco Credit Union is currently Colorado’s second largest credit union with more than 342,000 members and assets in excess of $5.4 billion.

How Boost Interest Checking Compares

When compared to the High Yield Reward Checking Accounts tracked by that are available nationwide and have maximum qualifying balances of at least $25k, Bellco Credit Union’s Boost Interest Checking APY currently shares the top spot with Presidential Bank’s Advantage Checking APY.

The above rates are accurate as of 12/11/2020.

To look for the best Reward Checking Account rates, both nationwide and state specific, please refer to our High Yield Reward Checking Account Rates Table page.

Related Pages: Denver checking accounts, Grand Junction checking accounts, reward checking accounts, nationwide deals

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Boost Interest Checking Qualification Requirements

  • At least 15 Debit Card transactions per month.
  • At least one Direct Deposit per month.
  • Log in to Online or Mobile Banking at least once a month.

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The field of membership includes those who are members of Consumers United Association. Any Colorado resident is eligible to join this association with a $5 fee. In addition, there's a long list of select employee groups in which you can qualify. See site for details. There's a one-time $5 membership...

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