Bellco CU Now Offers Reward Checking Nationwide


Availability: Easy membership requirement

Bellco Credit Union’s (Bellco CU) Boost Interest Checking account has been part of the Credit Union’s product line for over a year. The initial 2.25% APY on qualifying balances up to $25k has been in effect since the account’s debut. Qualifying balances over $25k earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

2.25*%-$25kBellco CU (CO)Boost Interest Checking
Accounts mentioned in this post. Rates as of October 27, 2016.

Boost Interest Checking Qualification Requirements

  • At least 15 Debit Card transactions per month.
  • At least one Direct Deposit per month.
  • Log in to Online or Mobile Banking at least once a month.

The Boost Interest Checking account has no minimum balance requirement, monthly service fee, or minimum opening deposit.


Headquartered in Greenwood Village (suburban Denver), Bellco Credit Union’s field of membership is wide and varied, and includes virtually everyone in the U.S.

Easy Requirement: Members of Consumers United Association are automatically eligible to join Bellco CU.

Residency: Individuals who live or work in the Colorado counties of Adams, Arapahoe, Broomfield, Denver, Douglas, Garfield, Jefferson, Mesa, Moffat, or Rio Blanco; the cities of Lafayette or Louisville; or the town of Superior also qualify.

Employment: Employees of nearly 1,600 SEGs are eligible to join.

Relationship: Family members of current Bellco CU members also qualify for membership.

Joining Bellco CU and/or opening a Boost Interest Checking account can be done online, or at any of the 22 Colorado branches located in Aurora (2), Centennial (2), Denver (4), Edgewater, Grand Junction, Greenwood, Lakewood, Littleton (2), Lone Tree, Parker, Sheridan, Thornton (2), Westminster (2), and Wheat Ridge.

Bellco CU is also a member of the CO-OP network, giving member access to more than 5,000 shared branches.

Credit Union Overview

Bellco Credit Union (NCUA Charter # 68437) has an overall health grade of "A+" at, with a Texas Ratio of 4.32% (excellent) based on June 30, 2016 data. In the past year, Bellco CU has increased its total deposits by $329.23 million, an excellent annual growth rate of 13.74%. Please refer to our financial overview of Bellco Credit Union for more details.

Chartered in 1936 by employees of Mountain States Telephone and Telegraph Company, Bellco Credit Union is currently Colorado’s 2nd largest credit union with more than 273,800 members and assets in excess of $3.3 billion. Bellco CU has earned the prestigious 5-Star rating from Bauer Financial over three consecutive years, and was named the “Best Credit Union” in the Best of Colorado 2015 edition of Colorado Biz magazine.

How Boost Interest Checking Compares

When compared to the 19 High Yield Reward Checking Accounts (RCA) tracked by, which are available nationwide and have maximum qualifying balances of at least $25k, Bellco Credit Union’s Boost Interest Checking APY currently ranks second.

The above rates are accurate as of 9/9/2016.

To look for the best Reward Checking Account rates, both nationwide and state specific, please refer to our High Yield Reward Checking Account rates table or our Rates Map page.

Anonymous   |     |   Comment #1
So basically you need to average a debit card transaction at least every other day of the month to qualify for this rate? Hmm...
Anonymous   |     |   Comment #2
Yeah,  - one more transaction every 10 days than with the standard 12.


What do you mean "Hmm..."?
5.80% 11-Month CD at a Colorado CU (Bellco)
Bellco Credit Union is offering an 11-month certificate of deposit with a rate of 5.80% APY. It requires a minimum of $50K. A lower rate is available for smaller deposits. This special is available as either a regular or IRA CD.

The field of membership includes those who are members of Consumers United Association. Any Colorado resident is eligible to join this association with a $5 fee. In addition, there's a long list of select employee groups in which you can qualify. See site for details. There's a one-time $5 membership...

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