4.00% Reward Checking Account at FirstDay Federal Credit Union in Ohio


FirstDay FCU has a reward checking account called My FirstRewards Checking. The account offers the following rates and features if certain monthly requirements are met:
  • 4.00% APY on balances up to $25,000
  • 1.01% APY on balances over $25,000
  • 0.10% base rate if qualifications are not met
  • ATM fees refunded nationwide up to $20 per cycle and $3 per transaction
The monthly requirements include:
  • 10 MasterCard debit card purchases
  • Two direct deposits or automatic payments
  • Receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • No minimum balance requirement
  • No monthly service fees
  • Multiple accounts can be opened, but qualifications must be met on each account to receive the top rate
Membership is open to those who live, work, worship, or attend school in Greene, Miami, Montgomery, or Preble Counties. Refer to the credit union's FAQ #6 for more eligibility details.

The credit union branches are located in the Dayton, Ohio and its suburbs. It's federally insured by the NCUA (Charter # 362).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.