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3.00% 20-Month CD at Truliant Federal Credit Union in NC, SC & VA


Truliant Federal Credit Union continues to have a certificate promotion with two competitive rates. The rates have dropped since my February post, but they remain competitive: 3.00% APY for a 20-month term and 2.75% APY for an 11-month term. Minimum deposit is $1,000, and new money is required. These are available as both regular and IRA certificates. These rates are listed in the credit union's rate table as of 3/13/2009.

The credit union also continues to offer the 24-Month Flex Certificate with competitive rates. The rates range from 2.60% to 2.90% APY based on the initial deposit size. You're allowed to add funds at any time, up to the original amount. There's also a one time bump-up feature, up to 1%, should rates increase. These rates are listed in the credit union's rate table as of 3/13/2009.

Membership is open to anyone who lives, works or worships in one of two dozen counties in North Carolina, in portions of Greenville County, South Carolina, and in parts of a few counties in Virginia. Refer to the credit union's Communities We Serve Page for the full details. You can also be eligible via select employer groups. Refer to their Businesses We Serve Page for the full details. Membership requires a minimum balance of $5 in the Regular Savings Account.

Branches are located throughout North Carolina including the cities of Burlington, Charlotte, Greensboro and Winston-Salem. Branches are also in Greenville, South Carolina, in Richmond, Virginia and in Canton, Ohio.

The credit union's ratings for saftey and soundness are mixed: 4 stars (excellent) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. BauerFinancial is now based on 12/31/08 data, and Bankrate is still based on 9/30/08 data. The credit union is federally insured by the NCUA (Charter # 7840). It's a large credit union with $1.2 billion in assets and 181,191 members.

Related Pages: CD rates, IRA rates

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