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All At 5 Percent Or Above
Posted by: GH1  |   12 votes  |  6 answers
NASA Federal Credit Union – 5.50% APY Great River Federal Credit Union – 5.33% APY TotalDirectBank – 5.11% APY USAlliance Financial – 5.10% APY First Internet Bank – 5.06% APY Vio ... read more
CD’S And False Advertising
Posted by: melsher14  |   2 votes  |  13 answers
Isn’t advertising CDs for terms of less than a year, (6 months @ 5.10% APY) deceptive advertising? I was told by an APPLE Bank rep that the federal government requires them to do s... read more
Cds For Minors
Posted by: JustLearning  |   5 votes  |  10 answers
Has anyone opened CDs recently for their kids? I have one at Metro CU in my son's name and I am on the account, but other banks don't offer CDs for minors. Is there a search term I... read more
What's Going On With The 4-Week Treasury Bill This Week?
Posted by: lou  |   2 votes  |  21 answers
So I am thinking about purchasing the 4-week bill at auction on Thursday, May 18. At Fidelity, they have listed it with an expected yield of 5.2%. This is based on what comparable ... read more
How Common Is It For Financial Institutions To Not Support Mint?
Posted by: jack12  |   1 vote  |  3 answers
I had a issue with one a few months ago and since they couldn't or wouldn't get fixed so I just closed the account. Now I have another--a small local CU that I have not used for ... read more
Do Banks Offer Higher Certificate Rates At Brokerages Or Directly From The Banks
Posted by: Ltssharon  |   1 vote  |  1 answer
Do banks offer higher certificate rates at brokerages or directly from the banks, or are they the same? In general, I mean. I think I prefer a direct bank, because you can knew the... read more
Looking For Input About " Plaid "
Posted by: happyharold4  |   3 votes  |  8 answers
I've recently run into 2 occasions where the only option of ACH payment was by using Plaid's platform. They require your route and account #'s as well as your user name and passwor... read more
Merchants Bank Of Indiana Info
Posted by: happyharold4  |   2 votes  |  2 answers
My Bad---I went through all the hassle of applying for new account twice---Once declined and 2nd accepted---All to find out that their CD's at 5.65 APY are all " Flexible ". What a... read more
Non Callable CD
Posted by: Kenjako  |   1 vote  |  2 answers
Which banks or financial institutions offer noncallable CDs... read more
Has Anyone Heard Of Early Warning Services, LLC? Different From Chex Systems?
Posted by: sams1985  |   6 votes  |  14 answers
Tried to open a Bank of America checking account b/c one opened down the street from me and I like the idea of sending $ directly from Fidelity in case i ever need to take out cash... read more
CIT Bank I Want To Get A Higher Interest Rate
Posted by: HaroldPine  |   3 votes  |  15 answers
How do I go about converting my CIT money market account to a higher yielding CIT savings account?... read more
The 4 Week T-Bill Auctioned Today At An Investment Rate Of 5.964%. Thoughts On Why?
Posted by: rockies  |   3 votes  |  23 answers
The only insight I seem to find is some speculation that market traders are pricing in the additional risk of a slight delay in Treasury payments due to the debt ceiling negotiatio... read more
Truist Restricting There Cds
Posted by: GH1  |   4 votes  |  3 answers
Looks like where Truist has retail branches they restrict even there brokered CDs Truist Bank Death Put | | TFC | Interest at Maturity | Restricted States: AL,AR,DC,FL,GA,KY,MD,MS... read more
Vanguard Cash
Posted by: GH1  |   8 votes  |  4 answers
Vanguard cash account just went to 4.5 percent. Not bad for idle cash at the brokerage... read more
"Transferring" Assetts (Treasuries, Etfs) From Schwab Brokerage To Fidelity Brokerage
Posted by: Ltssharon  |   1 vote  |  8 answers
Has anyone tried to "transfer without any penalty or cost, fees, etc." assetts from Schwab to Fidelity, leaving those assetts (brokered cds, treasuries, ETFs), intact with no losse... read more
Are Banks That Use Other Bank's FDIC Certificate FDIC Insured?
Posted by: jeremyharrison  |   3 votes  |  11 answers
I have noticed that some banks listed here claim they are FDIC insured - by depositing your funds at another bank. Sound funky. What assurance is there that one's funds are FDIC in... read more
Lots In SPAXX And VMFXX... Should I Worry About Default?
Posted by: punchie  |   5 votes  |  5 answers
What shoud I do before the end of June? Should I consider moving funds to banks? I've read about 2008 and "breaking the buck" things but I'm clueless. I only wound up in these fund... read more
Does Anyone Have A Perspective On A 10 Year Ladder?
Posted by: Ltssharon  |   3 votes  |  1 answer
I always thought 5 year ladders were to go to in long term ladders. Now I hear other advisors (schwabs Kathy jones and Connor (I forget his last name), both schwab fixed income exp... read more
I Need A Link To The Place That Gives What Treasury Yields Were For Various Periods
Posted by: jack12  |   2 votes  |  4 answers
I had the link saved on my laptop and I thought those favorites would transfer to my desktop but they have not. So I lost a lot of favorites and passwords Did not expect the darn t... read more
Chexsystems Report More Than Once Per Year
Posted by: DepositGuy835  |   1 vote  |  8 answers
Is it possible to get a chexsystems report more than once a year if I am willing to pay for it? I am trying to keep my inquiries down. Sometimes banks and credit unions tell you th... read more

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