Ask The Community
Latest Questions
Inheritance Taxes And POD Accounts
Does anyone know how Payable on Death accounts fit in with Inheritance Taxes? Someone recently told me they aren't considered Inheritances as long as they are not probatable ... read more
Arrogated-- Poor Business Practice Or Not?
Checks Mortgages T-bills
Equities Loans Bonds
CDs Securities Treasuries
Few and distinct are the functional features of term instruments: Date-- term, time period, maturity date. ... read more
Is A Fixed Annuity As Safe As A CD?
Mutual of Omaha is offering a Fixed Annuity which pays 2.25% for a five-year investment (rate varies by state and age). You're able to withdraw a certain percentage each year penal... read more
Will And Trust
Instead of going to a lawyer, I was thinking of using a seemingly reputable online service to prepare my set of trust/will documents (Revocable Living Trust, Will, Power of Attorne... read more
Move Money?
Who would you say Is likely to have the better rate in the near term. American Express or Ally? I have about 50k I can move but I'm wondering if switching from Ally to Amex is smar... read more
Alliant CDs
Quick question: is it just my imagination or did Alliant, at one time, allow people to do a one-time add to their (non-Add-On) CDs, as long as it didn't exceed the opening deposit ... read more
DOCUSIGN Issues
I just had an issue with their authentication system ( known as KBA )
I have started the process of trying to find out the source of some incorrect data, but not having much luck... read more
Custodial Account
I have had a check sent to me that is made out to my mother and me Cust GIFT act. I am no longer a minor. Is there any way for me to cash this check?... read more
Is Anyone Seeing Tenants, Debtors, Etc. Being Excused From Performance B/C Of Coronaviruus?
I saw a letter to editor that California tenants, landlord’s loans, etc may be excused under state law as being a force majeure event. California civil code §1511 was cited a... read more
? Navy's Add-On 17Mo C.D. 2.25Apy $75K Cap
Just called Navy to add on to this account I had opened as "insurance" in Feb. 2020. I was told the interest I had earned on it counted towards my max total. Always thought and bel... read more
Deposit Accounts Discrepancy?
I just noticed when I log into Deposit Accounts, the landing page shows "Top 1% Avg. 1-yr CD 1.38% APY". When I clicked on "view rates", the top 1 yr. CD is 1.21%, so I know that t... read more
Is Bank Confiscation Of Our Accounts A Possibility?
Yesterday and today I read more reports about the possibility of banks being able to confiscate accounts especially $10,000.00 and over. I could not find it was from anyone selling... read more
Link To CAFCU Special Cd Rate?
I can not find the page with the 36 Month CD Special rate on the CAFCU web site. Anyone know where it is?... read more
Outside CA?
Can i open a CD from NJ with this bank? Do they have online beneficiary forms as part of the online process?... read more
State Bank Of India Closing California Accounts
Does anyone know if certificates of deposit are exempt from this?
Thanks.... read more
Is Pres. Trump Going To Cancel Federal Reserve And Put US On Gold Currency?
We read in a post today that Pres. Trump is planning on canceling the Federal Reserve and putting US on Gold currency which is selling today at $10,000.00 oz. Does anyone know if t... read more
When Will New Financial Institution Ratings Become Available?
My best understanding is that such ratings are updated quarterly. We concluded the first quarter about three weeks ago. How much longer must we wait for the new ratings?
Obviously... read more
My Bank Has Suddenly Increased The Sites That It Allows To Monitor My Activity
I use an extension called uMatrix to monitor and control the scripts that sites try to run on my computer.
I have not needed to make any changes for my banking site for over 10 yea... read more
I Tried To Start An Account....
,...but, I can't get through the security check in the online application, tried 2x. Just get the canned reply the next day. Reading past reviews this has happened before - so they... read more
No Paper Cd;S
I just reopened an acc. with a past credit union that used a while back... I opened a large cd. and asked some type of paperwork and was told they no longer issue paper cd's .... O... read more