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About A Loan With This Crappy Bank
Has anybody ever heard of a loan like this I purchased a 2017 Ford f150 a year and two months later I come into some money and I went to pay it off cash they charge me 84 months of... read more
6 Month @ 2.87%, 12 Months At 2.99%, 15 Month @ 3.10% Or Wait For Something Better?
Both are new credit unions to me. I do not qualify for the Navy Federal deal.
I have $ coming available on 1/16, 1/20, 2/5 and 3/27 and 4/17. From prior short term deals.
If rate... read more
Patelco Rising Rate
Did Patelco pull their 3 year rising rate CD? Can't find it online now.... read more
Are There Any Add-On Cds Available
I am aware of Navy's add-on CD. Are there any others that are worth considering now? Are there any bank or CUs that I should check periodically for add-on CDs?... read more
Difference Btw Regular CD And IRA CD
There are several banks offering higher CD rates on IRA CDs, but not on regular CDs.
Why do the banks prefer IRA CDs, what are the incentive behind this?... read more
What Are The Implications Of A 1 Year Brokered CD Rate Lower Than A 1 Year Treasury Rate?
Just looked at Vanguard. 1 year brokered CD of 2.55% vs. 1 year Treasury rate of 2.59%. I am wondering what you think the economic implications of this are. Are banks nervous? It s... read more
Tax Treatment Of CD Maturities Vis A Vis Term Length - 12 Months
For 1099-interest reported on CD maturities in any given year, is there any threshold difference for under or over 12 months (1 year) CDs as they relate to short term capital gains... read more
Shared Credit Union Transactions Question?
I have deposited multiple times with shared branches so I know the drill when I am depositing a check.
What I do not have experience with is how it goes when withdrawing from one ... read more
Multiple Banks
How do you address FDIC coverage for a large sum of money? Several online bank accounts and a couple of local branches?
I've never used online banking, only face to face.
Would l... read more
Anyone Hold Long Term Cds (5-10+ Years) Before The Rates Fell In 2008 Or So
Did anyone invest in some long term non-callable CDs before the rates fell. I had a long term one but it was callable and naturally it got called. It was 6% so I'm sure they were e... read more
HOW LONG CAN BANK HOLD MY MONEY
I deposited a "cashier's check" that Bank of America paid out to me for the money in my checking account when I closed it. On 9/24/18, I opened an online bank account with Ally and... read more
Shortage Of Brokered CD's?
Happy New Year everyone. I have notice the the number of brokered CD's
offered by Fidelity has diminished to only 45 choice across the entire interest
range?. In the pasted I have... read more
Any News On Rate Increase?
All my experience with PurePoint has been very positive. But just wondering if they will be raising the savings yield any time soon? It's currently at 2.15%, well behind the leader... read more
Moving From 3% To 4% CD?
With the current 4% CD rate at 5 years, I am thinking about closing out the 7-year CD (still have more than 5 years left) with Andrews FCU, of course I need to pay 180 days worth o... read more
What Banks/Cus Did You Open Accounts With In 2018? Which Ones Did You Drop?
For me,
Opened: Salem Five Direct, Popular Direct, NASA Federal
Dumped: UFB Direct, Colorado Federal Savings Bank... read more
What Constitutes An IRA Rollover?
It is my understanding that the IRS only allows one tax free IRA rollover each year. Is this correct? What constitutes such an IRA rollover? If I move IRA funds from an IRA CD acco... read more
PNC Bank No Longer Listed
PNC bank's saving account at 2.35% seems to be no longer showing up on the usual list. I have that account and my account still shows it's receiveing the 2.35%. Anyone know why it ... read more
What Happens To Location-Restricted SA/Cds If You Move?
Many deals are only available if you live/work/etc within a specific state or even county. What happens if you move away? Anyone have any experience with this?... read more
Maximizing New Credit Card Offers?
I have not done any credit card offers in a very long time but in the last few days I opened a new Amex, $200 for $1000 spend and CapOne, $150 for a $500 spend.
I plan to spend th... read more
Alliant Credit Union Duplicated!
Funny,
I believe this is the Alliant CU that people are normally talking about, https://www.alliantcreditunion.org/.
But I just found another Alliant CU, http://www.alliantcu.com... read more