Ask The Community
Latest Questions
Money Market Account Beneficiary Unknown
I have an late extended family member and I am the beneficiary on will.
A money market account has a different beneficiary, and the bank cannot reveal who was named on this accoun... read more
2% Checking At Simple - Paid On Entire Balance?
Has anyone used Simple for checking and knows if their new 2% rate would apply to the entire checking balance (if greater than the $2,000 threshold) or does it apply only to balanc... read more
Cds And Co-Owners
I'm co-owner with someone on 2 CDs. The other individual wrote a will "before" I became co-owner on these CDs in which he distributed all his assets to someone else.
What are my r... read more
Simple - Does 2% Apply To Entire Balance?
anyone know if the new 2% rate applies to the entire checking balance (if greater than $2,000) or is it just to balances inside savings goals that are greater than $2,000? Their pr... read more
How Do Scammers Get Your Security Code?
In my life, I have had I guess 5-6 instances of fake charges to various credit cards. Usually, they know before I do and they call & cancel & send a new card. In the last few weeks... read more
Transfers To NASA FCU Through Shared Branch
Has anyone had problems making a deposit to NASA through a shared branch today? Have you been able to make a transfer to any other shared branch? I'm wondering where the problem is... read more
Money Market 5.98 Apy 6 Month Bonus Rate
While on vacation over the weekend I stumbled upon a newspaper ad for First Financial Guarantee with two great rates. 6 Moth CD 5.65% apy. and 5.98% apy money market. I have a pic ... read more
Does A CD Become Part Of One's Estate After That Person Passed Away?
Back in the nineties my mom passed away after a long battle with breast cancer but before she passed away, she urged my grandmother to open CDs for all of her grand-children (my mo... read more
If Bank A Has A Low ACH Limit, Can You Get Around It By Pulling Funds From Bank B With A Higher One?
Question...
Say "Low Bank" has a daily ACH limit of $3,000.
And "High Bank" has a daily ACH limit of $25,000
I have a bunch of money at "Low Bank" ($100,000+) that I want to move... read more
Fed Likely To Raise Rates Next Week And In December
Can anyone comment on the likelihood of these fed rate hikes causing long term cd rates to go up and how soon after the rate hikes?... read more
Fed Likely To Raise Rates Next Week And In December
Can anyone comment on the likelihood of these fed rate hikes causing long term cd rates to go up and how soon after the rate hikes?... read more
Xcelfcu -- Breaking A CD Early.
What is or should be average response time for such request to be fulfilled after made (on a Sunday evening) via credit union's internal messaging system? Subtract EWP (90 days of ... read more
My Saving Direct
This back is not listed on this site no more what rate is still 2.25%... read more
"No One Buying Cds Anymore Per Banker"???
I called my local bank to ask what were their Early Withdrawal Penalties on a certain CD I was interested in. I was told they are not allowed to give out the EWP "until" after we p... read more
IRA CD Monthly Distribution?
Hi Folks,
( some back ground first)
I will be retiring in July 2022
Ive had IRA Cd's in the past; during the good times and rode them many years in the 6.67% and the 5%+ range. ... read more
Found Ancient Citibank CD, Citi Says They Escheated It To NYS, NYS Says They Didn't Get It.
We found an ancient FDIC insured Citibank CD from 1979 in our safe. It is a very pretty signed paper document which automatically renews every 6 months at the Fed discount rate. Ci... read more
Is It True That NCUA Insurance Works Same Way As FDIC Insurance On Deposits?
Ok. When it doubt find out what the pros on DA think. I just called a local credit union and asked her to check if I was close to maxing out the limit for insurance since all our C... read more
Early Withdrawal Penalty Calculator
I tried for the first time to use Ken's Early Withdrawal Penalty Calculator today an yesterday and keep getting an error notice "Page Not Found". Does anyone else have this problem... read more
Mint.Com Budget Function
I have been a mint user for a few years, it is basic but fits our needs. I recently attempted to add a new bill paid annually to the budget, but am seeing a problem with it.
Examp... read more
Is Anyone Else Finding The Site To Be Really Slow The Past Couple Of Days?
I have an advertised D/L speed of 50 mbps on Cox.
Is there that much traffic lately?
No need for elaborate details but just a vote to agree.... read more