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Certificate Loans
Has anyone had experience using their CDs as security for a loan? What rates did the bank charge you? Was it easy? How much of the CD face value were you ab... read more
Overdraft Fee
I have had financial problems lately. And have gotten overdraft fees but 400.00 worth. Blackhawk has been sending the same check for 6 dollars through my account at least 5 time... read more
Northpointe Bank $500/Month Requirement
The account details for Northpointe Bank look right, except for one omission: there is a $500/month credit/debit transaction requirement per month that does not appear. This ... read more
Will A Bank Or CU Freeze A Rate While Funds Are Being Transferred?
I had a rude shock yesterday, I set up a Savings Account with Synchrony to move funds when my Ally Bank 5 year CDs expire end of May. I thought they could idle there a little... read more
One American Bank - Opening A Rewards Checking Account
Has anyone tried to open a 3.5%/$10,000 nationally available rewards checking account with One American Bank online? What was your experience? Thanks... read more
Branches In Florida And Georgia
I was told that State Farm Bank has 2 branches on the East Coast. One in Florida and one in Georgia. Is this true?... read more
Eloan Cds Not Showing Up In Search Results
How come eloan CDs offerings no longer show up in search results? For example, when I searched for 2 yr CDs, the eloan offering at 1.5% does not show up any longer. Is ... read more
Is IRS Still Accepting Free File Fillable Forms From It's Website?
I heard over the news tonight that due to computer problems, the IRS is not accepting E-Filing of tax forms. Does anyone know if this includes the Free File Fillable forms we... read more
How Long Does It Take To Get The Finances Done For The Truck ?
I'm a trucker based in Toronto. Having worked for over 5 years under a firm, I've finally decided to go solo. This requires me to first own a truck. Been looking out for options fo... read more
EWP Question (Ally Vs Synchrony)
Hello everyone,
First and foremost, I want to thank Ken for the awesome site! I am finding the EWP calculator to be extremely helpful and I am on the fence between All... read more
How Long Does It Take To Fund An Account By ACH?
Recently I filled out an application for a large CD online with an out of state US bank that came highly rated by Bauer Financial. My application was approved, and two days l... read more
Suspicious Phone Call About Computer Problems
I just received a phone call from a man with a very strong "accent" whose voice sounded all gargled telling me he wanted me to go to my computer and press the Windows key and anoth... read more
Anyone Heard Anything About Wesleyan Investment Foundation
Anyone heard anything about Wesleyan Investment Foundation? They are paying 2.5% up to $4999 and 3% on $5000 - 34999 -- it is not FDIC insured, but maybe worth looking at?... read more
Tax Treatment Of EWP
How do I treat EWPs for federal income tax purposes?... read more
Indexed / Market Linked CD's
Hello
I enjoy your website and check-in often to see the latest and greatest deposit rates... You guys are the best single source for this.
My question is in regard to indexed CD... read more
How Many Direct CD's At Different Online Banks Is Too Many?
Say you have laddered CD's maturing at different times, and you want the best rate in effect when it matures. I can see how you could easily have CD's at three or four online... read more
Best Budgeting Or Longterm Forecasting Or Retirement Software Or Site?
Seems there's nothing that will take into account changes over a 30 year period, such as rising rent, dipping into the principal, etc. Mint doesn't seem to address this, don'... read more
CD Penalties On Death Of Grantor Of Personal Trust When There Are Co-Trustees.
My father died recently, and owned CDs in two credit unions. They are titled to his personal trust, with originally just him as trustee, but a few years ago he amended his tr... read more
Need Help Making Decision Where To "Put" $200K.
In my mid-seventies. Own mortgage-free home valued at about $250K.
Have about $80K in individual stocks I plan to leave for daughter. Have only about $40K in IRA. ... read more
US Bank For Non US Citizens?
I am from Europe and not living in the US. Do you know of any US bank where I can open a new account without being a US citizen or resident?Thank you... read more