Miscellaneous
Latest Discussions
Time To Update The Blurb Above The Savings Account Rates?
"It’s possible to find rates reaching well past 2%..."
If only!... read more
Wave Offering New No-Fee Business-Oriented Banking
A place called Wave that offers various business services, such as invoicing, accounting, and payment processing is now launching a new no-fee business-oriented banking service. As... read more
Pentagon FCU Downgraded By Weiss
Weiss Ratings has downgraded Pentagon FCU to a rating of "B". Looking at their chart, you notice a severe deficiency in Pentagon's liquidity, which is now well down into Weiss's "w... read more
I Am Having An Issue With Trying To
put in my state in the site when looking for a rate. It will only ask to put in a city or zip code. No longer is the national availability etc.... read more
Chase Credit Cards Is Reducing My Credit Limit
From $32k to $16k. And it says they won't be able to increase it without a new credit check.
I rarely use even $500 so its not a big deal to me. I had some do this during the fina... read more
Free Money!
Now that I have your attention Wings financial has a 0% no fee balance transfer for 12 months. These deals are increasingly rare in this environment and they like NFCU don't charge... read more
I Won't Be Returning To Restaurants And I'll Be More Careful About Where I Spend My Money.
The govt. wants to get people spending; well, count me out. With the arrival of zero-interest for the foreseeable future, my discretionary income has also been reduced to zero Goin... read more
I Asked All America If Reg D Affected Their 1.5% Money Market
Seems our accounts will not get any relief and still be limited to 6 per month without a fee.
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The Mega Money Market Account you have here at All America Bank is a Now Chec... read more
Advancial Federal CU_Membership Not As Indicated On Depositaccounts.Com
Previous post indicated Keesler Federal CU not an easy national membership as posted. Now another institution the membership eligibility not as indicated on deposit accounts.com - ... read more
Keesler Federal CU_ Membership Not As Indicated On Depositaccounts Review
I don't know exactly how to notify of a dpositaccounts.com error or need of updating, but.
The review says - Membership in Keesler Federal Credit Union is open to anyone who joins ... read more
Some Banks, Cus Allowing Fee-Free Early CD Withdrawals During Pandemic Under Calif. Program
I don't think I've seen this posted here so far. But California has launched a program -- and possibly so too have some other states -- under which financial institutions will waiv... read more
Warning About GS Marcus-Your Scheduled Transfer May Disappear
This post is about Goldman Sachs Bank AKA Marcus by Goldman. On 4/14/20 I scheduled a transfer on their site to occur on 4/23/20. When I checked on 4/24/20 at their site as well as... read more
Cross Keys Bank Adds Usage Requirements (LA)
From Cross Keys Bank new Kasasa Truth-In-Savings disclosure dated 3-16-20:
"If you do not meet Kasasa Cash qualifications after two (2) statement cycles your account will
be conv... read more
Andrews Federal Credit Union Increases ATM Daily Withdrawal Limit To $1,000
I got an e-mail from Andrews Federal CU this morning saying it has increased the daily withdrawal limit form ATMs to $1,000. However, any particular ATM might have a lower limit.
... read more
SBA Disaster Loans. Apply Online
For DA readers who might be small business owners (including sole proprietors), you can now apply online for the Covid19 Disaster SBA loans. Eligible applicants include anyone who ... read more
Free IMMEDIATE Transfers From Your Account At One Credit Union To Another Credit Union
Just another benefit of having accounts at credit unions rather than at banks:
I have just learned of a free service offered for credit union accounts when your credit union is p... read more
Muni Money Market Funds
One alternative to bank and credit union deposits, sometimes referenced in DepositAccounts data, are mutual fund money market accounts (MMF), although uninsured. The funds endeavor... read more
RMD Holiday
Based on what I have read from several sources, the legislation to be voted on tomorrow by the House (and which should be signed by the President shortly thereafter) includes a "ho... read more
Nothing To See Here...From The FDIC!
Interpret it however you want, but to me clearly the FDIC is trying to avert runs that could easily overwhelm the puny insurance fund once the bad debts/loans are tallied.
https:/... read more
It's Time To Allow (and Suspend Ewps On) Partial Withdrawals
I received a rather noncommittal response from NFCU today on my suggestion that NFCU suspend EWPs and allow partial withdrawals from CDs. Obviously, it is in NFCU's interest to hav... read more