Miscellaneous
Latest Discussions
Citi Changing Its Double Cash Back Card From Cash To Thankyou Points - Which Cuts Your Cash Back In Half
I just got a message from Citi Cards notfying me that it is changing its Double Cash Back card from 1% cash back at time of purchase and another when you pay it back in your bill (... read more
8 Cus Pay Out Nearly $20M In Special Dividends
Eight credit unions from Albuquerque, N.M., to Washington, D.C. have announced $19.9 million in special dividends, including a San Francisco Bay-area credit union paying one for th... read more
Note Of Appreciation For Fellow DA Contributors
One of the benefits of Deposit Accounts is the opportunity to learn not just from Ken; but from fellow readers; even those with different perspectives than our own. Thus far this y... read more
Upcoming Change Re Number Of Accounts You Can Have At Ally Bank
changes to Deposit Agreement, effective January 29, 2022, include:
Addition of limitations on the number of open accounts
Section I.B.1 Opening an Account
The following section w... read more
Regular Share Account
how do I close my account and withdraw the funds in it?... read more
Transfer Of Maturing IRA CDs To A New Account As Risk Mitigation
Has anyone looked at where to move a portion of maturing current long term IRA CDs, eg to a relatively/safe long term IRA CD that permits additions in a low dollar amount/environme... read more
Strategies As New Year Begins
While it is encouraging that CME is predicting rate increases for 2022; we have no assurance that these will result in significant savings and CD rate increases--especially in ligh... read more
For Those With Navyfed IRA Cds, You Can Add On Starting Jan 4Th.
Just a reminder...
For those with NavyFed IRA/Roth IRA CDs, you can add on to them starting tomorrow, January 4th, through April 15th, regardless of if they are add-on CDs or not (... read more
Paying PSECU Credit Card Bill From A Linked External Account
I attempted to schedule a PSECU credit payment from an external (non-PSECU) account. The amount of the payment was in excess of $2000, and below $6000. I received the following mes... read more
IRS Free File Site
Received IRS Free File Notice
Stating that TurboTax will no longer
participate in the IRS Free File Program... read more
Year In Review: One Reader's Perspective
Another year has nearly passed; and once again the readers of Deposit Accounts have shared a wealth of divergent views: both on the causes of our high inflation/low interest rate e... read more
Penfed Savings Interest Increase
I received an email today saying PenFed had increased their savings rate to 0.55%. No big deal, but another move in the right direction.... read more
Bauer Financial Has Updated All Financial Ratings
Bauer had previously updated its bank ratings; its credit union ratings have now been updated.
"Bank star ratings are based on 09/30/2021 financial data; credit union star ratings... read more
Other Topics For Deposit Accounts?
Ken has done an outstanding job of covering best savings and CD rates; as well as covering the ever shifting tides of the Fed and their monetary polices. Are there any other topics... read more
For The Amount Of Your SS Check---
that will be deposited in your account in Jan go to your account on the SS site and they will have the new amount, minus the Medicare amount and minus any income tax if you have an... read more
New Bank Earnings
Press Release | November 30, 2021
FDIC-Insured Institutions Reported Net Income of $69.5 Billion
in Third Quarter 2021
Net Income Continued to Increase Year Over Year
Net Interest ... read more
Medicare Premiums For 2022 Announced.
The standard premium will be $170.10/month in 2022 (up from $148.50/month in 2021).... read more
Fidelity $100 Bonus
Use promo code FIDELITY100 when opening The Fidelity Account®, Cash Management Account, Roth IRA, or traditional IRA. Deposit $50 or more within 15 days after opening your account.... read more
Learning From Those With Opposing Points Of View
One of the benefits of Deposit Accounts is the opportunity to learn from those who hold opposing points of view (when these opposing views are expressed with reason and clarity). P... read more
Social Security COLA Question
Hi Folks,
Im retiring at 62 in July and will draw Social Security starting in August. I am assuming I will be part of the the estimated COLA 6% increase for the year 2022.
My wife ... read more