Miscellaneous
Latest Discussions
Raisin - No Penalty Cds From Sallie Mae
Received email l: Open 14 month or 27 month Sallie Mae No Penalty CD via Raisin @ 4.25%. 10 month @ 4.35%. Also, a $50 bonus for each $10,000 you deposit. May be invitation only. M... read more
Major Software Outages Today At Various CUs And Banks
There are major outages today at various CUs and Banks. When I called a CU that was having issues I was told it's a problem with one of their vendors and it's nationwide.
Sure eno... read more
Highest Brokered CD Rates As Of 05/01/2025
As of 9 am ET 05/01/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more
Highest Brokered CD Rates As Of 04/23/2025
As of 11 pm ET 04/23/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, ... read more
Highest Brokered CD Rates As Of 04/17/2025
As of 10 am ET 04/17/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, ... read more
Savings Acct Interest If Compounded Monthly vs Daily?
I must be brain dead tonight... Is interest payout different if a savings account is compounded monthly vs daily?
The Terms & Conditions state:
Compounding and Crediting: Inte... read more
Paying Estimated Tax With A Credit Card
Someone on a now-deleted thread mentioned paying their Estimated Taxes with Pay1040.com, which is listed on the IRS website as one of their two authorized credit card processors.
... read more
Navyfed Computer Bug Linking External Accounts (Why Am I Not Surprised?)
NavyFed Screwup # 11,362,539,683 and counting...
MAJOR BUG WHEN TRYING TO LINK EXTERNAL ACCOUNTS
Even though Navy's ACH limits are woefully small ($5k daily/$15k max per week) I w... read more
DOCFCU Starting $3/mo Paper Statement Fee May 1
Starting May 1, DOCFCU will now start charging $3 each month for paper statements. You can avoid this by changing to electronic statements.
https://www.docfcu.org/statementfee/... read more
Bank Of America's CEO Moynihan: Bofa Doesn't See A Recession In 2025, And No Rate Cuts
Bank of America's CEO Moynihan: BofA doesn't see a recession in 2025, and no rate cuts... read more
Highest Brokered CD Rates As Of 04/03/2025
As of 9 pm ET 04/03/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more
Consumer Sentiment Tumbles In April As Inflation Fears Spike, University Of Michigan Survey Shows
Released about an hour ago
The University of Michigan consumer survey's mid-month reading on sentiment fell to 50.8, down from 57.0 in March and below the Dow Jones consensus esti... read more
Cit Bank---Interesting
I just started to make a larger transfer out and got a pop up blocking the transfer---In it was an offer to add 0.096 to my Platinum rate for 12 months---I called them to verify an... read more
State Estimated Taxes Different Than IRS
With april 15 around the corner, if your taxes aren't withheld automatically, be aware, to avoid a penalty from your state be sure to check if your state does estimated taxes diffe... read more
APR360 vs APR365
Who would think that APR, that is in existence to compare various investments terms, in turn has different meaning and calculation outcomes.
Long Live, Lifetime Learn... read more
What Happened To The Original Calculator?
I used the old one often to decide whether to break a CD - it compared the old rate with the new one along with the time you had left on the CD to conclude whether it was a good de... read more
IRA Account At CH/SACU
I have had accounts with San Antonio Credit Union for years (new name is CREDIT HUMAN).
They just now lowered their IRA rates a bit, but still competitive .... above 4%.
I had a ... read more
Long-Term CDs Often Pay More Than Short-Term CDs
. . . even if you need to incur an early-withdrawal penalty
https://www.wsj.com/personal-finance/short-term-cds-long-term-investments-6da40236
In many cases, according to new res... read more
Mountain American Is Still Their 5% CD's.
Just went to a link from a substack and it is still being offered.... read more
Chase - 7 Day Hold On Check Deposit
I deposited a Check today at Chase from Hyperion Bank in the mid 5 figured.. Usually (and with even larger checks) I have deposited the funds are available the next business day. T... read more