Miscellaneous
Latest Discussions
DA Post Editting Trick?
I may have found a workaround:
1) Re-open your post to edit (within the 5-minute-or-so window of editing opportunity)
2) Make your changes — corrections and/or additions
3) High... read more
I Savings Bonds: Nearly 10% Yield + 10X More Popular!
"Nothing like a 10% yield with no principal risk to attract more attention to a quiet little investment option. ..."
https://www.mymoneyblog.com/i-savings-bonds-10-yield.html
... read more
ACH Transfer Limits At The Top U.S. Banks
https://www.mybanktracker.com/news/ach-transfer-limits... read more
Ally Locking Down The Ability To Add External Accounts
I have been with Ally since they were known as GMAC Bank. I joined them because at the time they were aggressive with their rates. When someone filed a complaint about their aggres... read more
A Financial Trifecta No Money Required And Earn A 24% APY.......Tax Free!
Now that I have your attention I will lay out how this can be accomplished. However I will not be posting the specific FI's involved or I will kill the deal. If you want that info ... read more
Why Cannot Politics And Economics Be Seen In Isolation?
The relationship between economics and politics: 6/14/20 writer: Tejvan Pettinger
Article link/source: https://www.economicshelp.org/blog/11298/concepts/the-relationship-between-ec... read more
Inova Federal Credit Union Rates For The Step-Up CD
5 yr. is 2.25 %
Step Up CertificatesLearn More
Term Minimum Opening DepositDividend APY
5 Year $200 2.23%2.25%
4 Year $200 1.98%2.00%
3 Year $200 1.54%1.55%
30 Month $200 1.24%1.25... read more
Why In The World Would Anyone Buy A CD At These Rates?
Just looked at the 2 and 3 year (JUMBO) CD rates
I used the "search anywhere" tool and with one exception
(a CU that most cannot join) I see ridiculously low CD rates.
The banks a... read more
Penfed Hounded By Multiple Website Spoofings
Screenshots of the real PenFed Credit Union site and a fake.
https://www.printfriendly.com/p/g/tAbtfF... read more
Broker Accounts
I have started buying Treasuries, and Broker CDs.
I started to move money into ETRADE. I normally use Fidelity, Schwab, and TD Ameritrade with no problems.
I found that ETRADE no... read more
"Plaid" Is An Imperfect Money Moving App.
For anything smaller than major nationwide banks, I find that connecting accounts through it often fails. Especially for the initial funding of fintech deals. Repeatedly.... read more
Financial Literacy Quiz?
https://www.usatoday.com/storytelling/quiz/featured-news-quizzes/financial-literacy-quiz/... read more
Marcus Hub Failure - Account Frozen, No Reason Given
We have been customers of Marcus for 10+ years, from when it was GE Capital.
Mostly used it to hold cash, as in a savings account. ACH in limit of $500,000, out limit $125,000, an... read more
Maxmyinterest.Com - .65% APY?
Has anyone seen or heard of this program (found it at Customers Bank via this invite URL https://www.maxmyinterest.com/invitations/Customers2022).
https://www.maxmyinterest.com/le... read more
Top Rated Savings Accounts: Poor Customer Reviews
This evening, I read the customer reviews of the 10 personal savings accounts with the highest interest rates and was disappointed to see that most of these institutions had fair t... read more
My Taxes Were E-Filed Friday.
I looked on Monday and they had received them, they had been processed and had been approved. I looked at the site today and the refund has been sent. I went to my account and it i... read more
The 10-Year Treasury Yield Hit 2.117%
Highest since July 2019
The yield on the 30-year Treasury bond rose 9 basis points to 2.463%.... read more
Recent Decrease In Reader Comments On Blog
Has anyone else noticed a decrease in blog comments--especially with respect to the weekly CD rate and Fed/Interest rate columns? Has something changed? Even the contributions from... read more
Fidelity Charge Card Bonus
Got an email from Fidelity: Earn 20% more Rewards Points (up to 2,000 Rewards Points) on purchases¹ — redeemable for cash back² into an eligible Fidelity® account³ — after you spen... read more
Why Are CD Rates So Low Given The Rise In Federal ?
The Federal 1 year rate is currently at 1.05%. That will rise rapidly once the Fed raises its short term rate (the 1 month rate used by banks which borrow from the Fed) in March. T... read more