Miscellaneous
Latest Discussions
Discover Bank Follows Capital One 5Yr @ 5.00% New Issue, Non-Callable Brokered CD Available As Of 11-4-2022
Brokered CD on Fidelity... read more
Trouble At Penfed
If you are a PenFed member, you might want to take a look at your accounts. However, importantly, I think this will impact only a minority of PenFed membership:
Yesterday PenFed h... read more
Checking In: How Are Fellow DA Members Doing During This Inflationary Time?
As a longtime DA member, I have appreciated hearing the various perspectives from fellow readers on the Fed, economy, inflation, savings; and have perhaps learned the most from tho... read more
TD Ameritrade Brokerage Website Crashed
Wow. Can't login into account. Called 10 pm eastern and website is down and crashed and still out.... read more
Close To Retirement With A Defined Benefit Pension Plan?
The recent post on annuities reminded me… with rising interest rates, this month may be the last for a long time to capture a larger retirement lump sum verses annuity given h... read more
Yields Of A Few Popular Money Market Funds As Of 11-7-2022
Here are the 7-day yields of a few popular money market funds available at Fidelity, Schwab, or Vanguard as of 11-7-2022: FZDXX @ 3.50%, SWVXX @ 3.40%, VMRXX @ 3.38%, SPRXX @ 3.38%... read more
Brokered CD's
FYI -
The 5%, non-callable, 5-year CD's go very fast on Fidelity. I found you need to check several times a day to catch them. When you do find one and refresh your screen you se... read more
Some Input About The EWP Tool To Calculate When It Is Worth Suffering The EWP
Ken, I tried to use the “Is it Worth Paying an Early Withdrawal Penalty to Break my CD?” tool to calculate whether it is worth it to close a CD I have, suffer the EWP, and put it i... read more
(Via The Finance Buff) I Bonds For The Short Term/TIPS For The Long Term
https://thefinancebuff.com/when-to-sell-i-bonds.html... read more
5 Year Callable 5.25 Percent JPM -- ETRADE
Jp Morgan Chase Bank Na
Callable 05/23@100 | Callable | Death Put | | Semi-Annual Pay... read more
Agency New Issue
I saw this new issue today:
Federal Farm Credit Bank, CUSIP 3133ENY87
Dated 11/09/2022, maturity 11/09/2023, price 100.00, 5.05% coupon, Callable 05/09/2023 @ 100.00, S&P AAA
... read more
Watch The Banks Raise The Savings Account Rate To 4%
Now that the Fed overnight rate has been raised to
a range of between 3.75% and 4.0% wonder how long it will be till
some of the hungrier banks increase their savings account rate... read more
Question On Bank And Brokerage Account And Living Trust
What experiences good or bad has anyone had using a living trust and bank accounts and brokerage accounts... read more
Carrington Vs. Miyake
Most people are already well aware of Carrington events, so I'm not going to elaborate on them. I was not aware of Miyake events prior to seeing this news. They are like Carrington... read more
The Illusive 5% APY CD
Will 5% APY and better CDs eventually become available on a widespread basis? So far they are certainly not ubiquitous. It will be easier to gauge such stuff when the impending mid... read more
Where Is The New "Add On CD" Category Posted? And Thanks Ken For Your Analysis.
I can't locate the new "Add On CD" category. Will someone help me locate this? Thanks.
And then you Ken for your interest rate strategy outlook commentary. It is some of and most ... read more
Can We Post Money Market Funds At Brokerages Here?
Some of the Federated and Blackrock MM funds are hitting 2.31% today and these are liquid with 1 day settlement.... read more
Does The Tax Advantage Of Treasuries Outweigh The Lack Of Compounding?
If one has the opportunity to invest in a 5 year treasury note or a 5 year CD--each at the same rate of interest (let's say 4% for illustration) which is the better option?
On one ... read more
National Average Typo.... 5-Year CD 5.41% - National Average
The national average for comparison for 5 year CD's is listed at 5.41%. This must be a typo.
Popular Accounts at this Credit Union
ACCOUNT TYPE HOW THEY COMPARE
4.42% 5-year CD ... read more
Bask Bank Re-Enables Ability To Add External Accounts
As of this morning, I was able to add a new external transfer account.... read more