Miscellaneous
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Legislation To Raise I Bond Limits Introduced
Legislation introduced Tuesday by Sens. Deb Fischer, R-Neb., and Mark Warner, D-Va., the Savings Security Act of 2022, would raise the limit to $30,000 in I Bond purchases annually... read more
Inova FCU In Indiana Has New Special
14 month 4.05% available for regular and IRA accounts. Existing CDs can be moved into new acct with no penalty for breaking term.... read more
Rate Leaders In 1Yr, 2Yr, 3Yr, 4Yr & 5Yr New Issue, Non-Callable Brokered Cds As Of 9-22-2022
Here are the rates of the Capital One Bank new issue, non-callable brokered CDs offered today (9-22-2022) at Fidelity: 5yr @ 4.30%, 4yr @ 4.25% and 1yr @ 4.05%. The rates of the Am... read more
Yields Of Five Familiar Money Market Funds As Of 9-27-2022
Here are the yields of a few familiar money market funds as of 9-27-2022: SWVXX @ 2.70%, VMRXX @ 2.68%, VMFXX @ 2.66%, SPRXX @ 2.64%, and SPAXX @ 2.39%. Feel free to add your favor... read more
AGFED Notice Regarding External Transfers
Bottom line: To avoid any disruption in your external transfers, please reinitiate your external transfers by signing into Online Banking after September 20th, 2022, and follow t... read more
Current Leading Rates In Treasuries And Brokered Cds
https://personal.vanguard.com/us/FixedIncomeHome
This link should look familiar. Ken has been providing it for years in his CD Rates Summary blogs. It’s a handy resource during a ... read more
Federal Reserve Taking A Hard Look At Marcus
So this could explain why Goldman is no longer offering top rates for online savings accounts at Marcus. Apparently Marcus losing money, Goldman losing money...
At the current tim... read more
Rate Leader In 1Yr, 18Mo & 2Yr New Issue, Non-Callable, Brokered Cds As Of 8/29/2022
As of this afternoon, 8/29/2022, Pacific Premier Bank is the current rate leader in new issue, non-callable, brokered CDs in terms of 1-year, 18-month, and 2-year offered at Fideli... read more
“High-Yield Savings” That Isn’T FDIC-Insured, Backed By Vague Promises
"...Here’s a quick explanation of why it’s an easy pass..."
https://www.mymoneyblog.com/tellus-app-review.html?lctg=103035184... read more
JFCU Update/Unavailability Note For Mon 9-12-22.
Justice Federal Credit Union has planned an outage on Mon 9-12-22:
https://www.jfcu.org/SystemUpdate... read more
Synchrony Bank 3.50% For 5 Year CD
Just checking 5 year CD rates and saw Synchrony raised their rate from 3.25% to 3.50% on their website this morning.... read more
DONT GET THE UNITED CLUB CARD
I’m here to tell a story about working with Chase Bank. I applied for the club card back in April as a referral from my husband for the 120k sign on points and he’d get a referral ... read more
Why JPMorgan Chase Which Should Be Awash With Cash Deposits Currently Offering Callable Brokered Cds At Top Rates?
For example from Fidelity:
9 months @ 3.00%
5 years @ 3.60%10 years @3.75%... read more
Vanguard Adds $20 Annual Paper Statement Fee For Accounts Under $1 Million
John C. Boogle turns in his grave.... read more
FDIC Insurance Document (Supplement To Ken's Superb Writings On This)
"...some key things to know about deposit insurance:..."
https://www.fdic.gov/resources/consumers/consumer-news/2022-08.html?source=govdelivery&utm_medium=em...... read more
Vanguard Federal Money Market Fund -1.35% 7 Day Yield
For the first time in MANY years, Vanguard money market funds pay higher rates than most bank savings accounts. The higher wholesale money market rates reflect quickly in the Vangu... read more
A Good IBOND Video
https://www.youtube.com/watch?v=G82l2ZTpd-c
Hope this is allowed from Fragiledeal.com... read more
Overwhelmed Banks
It seems every day we get comments, all of which are appreciated, here posted at Deposit Accounts sharing the huge amount of negative experiences people are having trying to open u... read more
CHARTWAY Now Going ARBITRATION, But You Can Opt Out
Chartway just updated their terms and are going full-on Arbitration.
However, you can Opt Out within 30 days, either by US Mail or Email.
Here's the instructions on how to opt ou... read more
New Rate Leader In New Issue, Non-Callable, Brokered Cds As Of 7/26/2022
As of this afternoon, 7/26/2022, Morgan Stanley Bank is the new rate leader in new issue, non-callable, brokered CDs in terms from 1-year to 5-year. These are currently offered at ... read more