Miscellaneous
Latest Discussions
Hi Banking Guy
Hi Banking Guy. How come Incredible Bank's eletronics checking account, which earns 2.02% APY, is not listed on your list of checking accounts? It's not listed under either Persona... read more
Bob, Thanks For The Feedback
Bob, thanks for the feedback. I'm afraid we had some problems in the transition. There was a sorting issue that put old posts in the headlines. I think we fixed this, but I'll keep... read more
Disservice To Readers
Disservice to Readers -
Ken, I'm one of your biggest fans, but two things here drive me crazy:
1) Teaser Ads - Like Omni's 5% (oh, BTW ...only on $1K) - please do not even post... read more
Flagstar Direct Slashes Its Money Market Rates
Its Express Money Market yield has fallen from 1.06% to 0.61% APY (1.25% to 0.75% for $100K+). I'm not sure what's going on at Flagstar. Rates have been going up and down. In Decem... read more
Rio Bank in Texas Slashes Its Reward Checking Rate
It's now 3.50% APY for balances up to $25K. It had been 5.50% APY for the last 18 months. In the last several months, this 5.50% was one of the highest reward checking rates in the... read more
2.15% 12-Month Internet CD at Franklin Synergy Continues
The 2.15% APY for 12 months is still listed as of 1/14/2010. A reader just commented that opening this CD was very fast without any problems. He also reported that the early withdr... read more
Capital One Cuts Rate on InterestPlus Savings Account
It's down to 1.55% APY (was 1.60%). The Costco version also dropped by 5 basis points. (account review).... read more
Linn Area Credit Union (IA)
Linn Area Credit Union (IA): 5% --> 4%.... read more
Bank1440 in AZ Cuts Reward Checking Rate
Its Optimum Checking yield is now 4.01% APY (was 5.01%). It had been 5.01% APY since my March 2009 review. Many 5% reward checking accounts have fallen this month.... read more
Bank2 Reward Checking Rate Cut Scheduled for February
A reader reported receiving a letter from Bank2 which announced some unfortunate changes for February 8, 2010: Top rate scheduled to drop from 5% to 4% APY, and the cap is schedule... read more
Correction
Correction: Pelican State Credit Union: No rate change,s till 5.01%. Sorry about it, their way to account the bonus rate is very strange.... read more
Pelican State Credit Union
Pelican State Credit Union: 5.01% to 4.4% as of 1/9/10. Note that their cover sheet did not change; but the context and footnote were changed.... read more
To Anonymous Who Posted On 5
To Anonymous who posted on 5:09 AM, January 08, 2010
The bank caters to the immigrant community, so it would appear to be the kind that would be a stickler to positive ID authenti... read more
Banking Guy
Banking Guy, when you get a free moment, can you please fix the Recent Posts link.
Clicking one of the Recent Posts link no longer takes you to the latest posts.
Thank you.... read more
Brokered CD Deals
A reader noted seeing some of the best brokered CD deals that he has seen in months. He saw one yesterday at 4.50% for 10 years and a 10-year step-up CD from HSBC with 4% for 4 yea... read more
NexBank in Dallas Continues to offer 2.25% 24-Month Add-On CD - Local Only
It's still available as of 1/05/2010. One note about NexBank, it's operating under a FDIC Cease and Desist Order. Refer to my December post for details.... read more
Fort Knox FCU in Kentucky Still offering a 2.15% 13-Mo CD - Local Only
There's also a 3.50% 60-Month CD with an extra 0.25% available for a Jumbo CD. These rates are listed as of 1/05/2010. Refer to my December post for more details.... read more
Update on My Short List of Top Savings Accounts
A reader was looking for my recent top savings account post. Unfortunately, one bank on the list, Discover, has recently cut its savings account rate. This list includes 4 institut... read more
For Rcas: It Would Be Nice To Summarize The Weekly Delta (I
For RCAs:
It would be nice to summarize the weekly delta (i.e., who dropped rate, who imposed limit on availability, who reduces dollar amount); e.g., United FCU, Univ. Wyo. FCU a... read more
Was Excited For Ten Minutes
Was excited for ten minutes:
America's Credit Union 5% APY Perk Checking... $33 join fee with AUSA... Oh, for only $1,000.:D... read more