Miscellaneous
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Robinhood.Com To Offer 3% Checking & Savings
Just read that commission free trading platform, Robinhood, will launch a new app today allowing users to setup checking and savings accounts with them that will offer 3% interest ... read more
This May Not Be The Place To Post This But I Want My Deposit Account Friends To Stay Alive And Well
Fewer than 4 out of 10 adults in the United States got flu shots last winter, the lowest rate in seven seasons and one likely reason why the 2017-18 season was the deadliest in dec... read more
How To Play Preferred Stock As Yields Rise -- Barrons.Com
If you are searching for yield, you should now be looking at preferred stock.
Yields on many preferred issues have risen a half-percentage point or more in the past month, as inves... read more
Internet Bank Divisions Of Banks
How are these regulated? Are you a depositor of the parent bank as well? Why only out-of-state residents can apply?... read more
Sometimes, It’S Bonds For The Long Run When Measured In Three-Decade Increments, Bonds Did Better Than Stocks As Recently As 2011
Maybe investors should question the dogma of “stocks for the long run.” History shows that a portfolio of bonds has outperformed stocks surprisingly often and for shockingly long p... read more
Initial 8-Week Teasury Bill Auction To Be Held October 16
from Department of the Treasury Resource Center:
"Effective Tuesday, October 16, 2018, with the inaugural auction of the new benchmark 8-week Treasury bill, Treasury plans to incl... read more
Purepoint Financial
Just left their web-site and noticed they have added more CD options----6 mo., 15 mo., 18 mo., etc.. Rates are competitive, though not best available nationally.... read more
3.75% 5 Year CD
Just opened this CD at a Garland branch of First Guaranty Bank. Very nice bank; the only thing some people might not like is that the penalty for early withdrawal is 2 years. Surpr... read more
Veridian FCU Nationwide Qualification Going Away Soon?
Currently, the only way one can qualify to join Veridian FCU if one doesn't live in their geographic area (Iowa or certain parts of Nebraska), is to have a Dwolla membership (open ... read more
Navyfed Cash Rewards Cards -- Mastercard Coming Soon
For those interested:
One of the few good things about NavyFed is their credit card offerings. If you want a cash back card without all the gimmicks of catagories, they offer a str... read more
Northern Bank Direct Gotchas!
Northern Bank Direct Gotchas!
How is interest calculated?
Interest is compounded monthly and credited monthly.
Promotional Money Market offer for a limited time only for NEW acc... read more
Northfield Bank Policy Change
I want to share with the DA readers a welcome development with Northfield Bank. I received a call August 22 from a CSR informing me they no longer require a credit check when openi... read more
Money Market Or Saving Account With High Interest And High Limit ACH?
Right now I use fnbodirect, 1.85% APY and 25K a day ACH transfers. I use it for occasional transfers in and out of higher rate accounts which have miniscule ACH limits. fnbodirect ... read more
ALLY BANK And ACH
I have had very good luck so far with ALLY BANK for both banking services, customer service, and ACH transfers. Most of my financial holdings limit the ACH to something relatively ... read more
Would A Currency "War" Impact Savers?
OK, OK, let's assume Trump is serious about a "race to the bottom". If so, would savers be beneficiaries? Here's a hypothetical example.
Assume the dollar is an acorn, and foreign... read more
BECU (Boeing Employees Credit Union) Foundation Fee
Does anyone know if the $20 Northwest Credit Union Foundation's "Friends of the Foundation" membership fee (required to join BECU if you don't fall into any other membership catego... read more
ACH HICCUP
Never had this happen before.
Trying to set up an external account at bank1, using my external account at bank2.
Went in today to verify trial deposits inside bank2. I only see o... read more
Dividend Reality Check
Several days ago, a commenter on CNBC noted that garden-variety money market funds were offering higher SEC yields than garden-variety total stock funds (e.g., VTSAX). That twirled... read more
They're Always Trailing Instead Of Leading....
Marcus should start realizing that folks who are opening online accounts are among the most conscientious savers and are very aware of what rates are being offered by their competi... read more
CD Maturing - Always ASK Before Moving
This Arizona Bank did me a favor, so I am not going to mention names.
Point of this email is that my CD matured today. 24 months .... old rate was 1.5%. Got them to price match ot... read more