Miscellaneous
Latest Discussions
Larry Kudlow
Thoughts? I did a quick review on Google of his positions over the years, but came up with little of relevance to the DA community. Perhaps others with a firmer grasp of his positi... read more
Rate Match A Possibility
Before you transfer out maturing CD funds to take advantage of higher rates, call the bank or credit union to see if they are willing to do price match to keep the funds there.
I ... read more
Chase Freedom 5% Back On Internet/Cable/Phone Services Thru 3/31
I paid for Jan & Feb & verified I got 5% and I think I am going to prepay a number of months in advance because the 5% cashback exceeds even the best CD rates.
Really, a case coul... read more
IRS Tax Filing Rules For 2017 Still Evolving, How To File Changing!
I just finally got the IRS 1040 forms I ordered on Jan. 2. IRS did not have them available to mail out even as of two weeks ago. (I prefer to do my own taxes, and on paper -- I hav... read more
CD Juice - It's A Good Thing
This is pursuant to my comment here, which mentions juice:
https://www.depositaccounts.com/banks/service-credit-union/offers/#1
The recent Freedom CD deal, now dead, had juice. F... read more
I Posted An IRS Chart Of When To Expect Your Refund To Be In Your Account If You Had Direct Deposit.
I e-filed on Feb 20th and the refund was in my account on Feb 27th. The chart said to expect it on or after March 5.... read more
Are 2% 12-Month Cds The Sweet Spot These Days?
Just opened a 2.3% 14-month with INOVA (reasonably close), but what do others think? My tummy tells me to shorten ladders in this rising-rate environment.... read more
US Treasury Notes Now More Attractive Than CDs?
I just did a bit of research comparing CDs with US Treasuries. With the rise in interest rates, US Treasury note rates compare very favorably to CDs.
Here are the most current ra... read more
Comments On CD Interest Rates
You are reading Ken's "Miscellaneous" category. There is nothing earthshaking or especially insightful here. I wish I could offer you something such as that, instead of these rambl... read more
Have You Seen A Change In Federal Withholding Yet?
Checked my wife's latest pay-stub, and it looks like the new withholding rates have gone into effect, at least at my wife's employer. Anyone else notice?... read more
Request For 1099-INT
I need to access the IRS Form1099-INT for2017 tax return. Pls help me fimd it/ Thanks... read more
New Fed Chief Powell Making Changes To Relax Information Flow At Fed
New Fed Chairman Jerome Powell is making changes in how information at the Fed flows from its army of Ph.D. economists, effectively flattening the hierarchy at the Fed.
A good st... read more
No, Mr. Gross, Bond Funds Are Still Not In Free-Fall
Although Poster Me1004 did "school me" on the trap of bond funds in a rising-rate environment, I had to go back and check my VBTLX to see what, exactly, has happened since rates ha... read more
TD Ameritrade 24 Mo Brokered CD - 2.43% APY (Very Competitive!)
TD Ameritrade is offering 24 mo brokered CDs. Here are the top offers currently:
2-Year CDs
*FDIC INSURED*
Maturity APY* Coupon Description Quantity
2/28/2020 2.427% 2.4 W... read more
Advancial Phone Call Scam Alert
e-mail from Advancial:
Some Advancial members have reported receiving calls from someone claiming to be from Advancial that asks for the member’s credit card number, expiration da... read more
Just Read This Tonight In The Papers.
— Hatch weighs credit union fight. "The chairman of the Senate Finance Committee expressed fears in a Wednesday letter to a top U.S. regulator over whether credit unions are sticki... read more
Have You Checked Your Taxable Equivalent Yield Lately?
Unless you are a bond aficionado, the answer is probably "no". For residents of states with high personal income taxes, check out the rate on the 5-year Treasury. Last I checked, i... read more
Lending Tree (Ken Will Love)
As many DA readers know, Lending Tree bought Ken's blog some time back. The blog hasn't missed a beat, nor has Lending Tree. For your joke of the year, check out TREE on Morningsta... read more
Is It Time To Revisit IRA C-To-C Transfers?
Several posts on recent threads got me to thinking. In the era of ACH transfers and such, is our system of IRA Custodian-to-Custodian transfers (IRA CDs and otherwise) hopelessly o... read more
Is Your Asset Allocation Still Appropriate?
With the equity market run this year (+20% for most), folks might be wondering if they are a bit too topsy (if not tipsy) in equities. Background: I've been shedding equities in fa... read more