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Have You Ever Encountered A Bank Agreement That Absolves Bank Of "Negligent Performance"?
The bank term reads "Bank shall not be responsible for consequential or incidental damages for negligent performance by bank of its services."
I have never encountered a term in a... read more
Help Cleaning Up Chex Systems
If you were able to clean up your CS report and return it to a favorable status---Would you please give us a thorough step by step of how you accomplished that---My FICO is 835 wit... read more
Swab, Vanguard Or Fidelity
I am trying to decide on a brokerage to consolidate my accounts. At my age I am only interested in Cds.
Are there any recommendations/comments pro or con that will help me to sele... read more
Forum- Latest Threads
My computer will not load the Latest Threads under the Forum column, any one else having that issue, or just me? I am on Safari, and also tried with Chrome, never had a problem unt... read more
Workers Credit Union
Why are they no longer listed in the CD rates? They still have 2nd highest 5yr rate.... read more
Redeeming Cds On A Saturday?
The financial institutions I buy cds from are open Saturdays. When I redeem a CD, I have to phone in during regular weekdays business hours. The process is manual requiring me to s... read more
Wells Fargo Ira
My husband died a few months ago and left me his ira with wells fargo. I received a letter from IRS saying I need to take RMD by 12-31-2023. I called number on last w. f. statement... read more
How Long Should I Keep My Old Paystubs And Tax Info?
How long should I keep my yearly folders containing everything I need for my taxes? (paystubs, deductions, receipts etc). I've heard various answers, from 3 years, 5 years, 7 years... read more
Chexsystems Is Becoming A Huge Problem - How To Fix Duplicate Or Excess Inquiries On Chexsystems
I have been using Deposit Accounts for years, I have a great credit score over 800, and l had never been declined before and never gave a thought about ChexSystems, but now I see t... read more
Advice On What To Do (5Yr CD + Stocks Vs CD)
There are two decisions I'm going to have to make soon, and while I think I've decided on what to do, during this slow lull period if anyone wants to have a look and weigh in with ... read more
It Is Taking A Lot Of Time To Oversee Accounts
Hi. How much time do you spend in general a week, taking care of financial business? I have about 120 rows in a spreadsheet of investments (think various kinds of accounts at vario... read more
Treasuries Vs CD's - Tell Me If I'm Wrong
As a very long time purchaser of CD's (at 5 different institutions), in the recent year I've become more attracted to US Treasuries. Here are the reasons:
- Treasury yields are oft... read more
Selling Treasuries
I only got into treasuries in the past year or so. Mostly shorter terms and have always held to maturity. My question is on selling them if needed before maturity. What is the proc... read more
Beginning Of The End For Long-Term CD Rates?
With the recent drop in yields, I’m wondering if we have passed the peak of this rate cycle and if rates will start trending lower. That’s my fearful guess. But I hope that I’m wro... read more
Manasquan Bank , New Jersey
Has anyone had experience with Manasquan Bank in the recent past, specifically with their CD's ??
Jim K.... read more
When 6+4 Isn't Equal To 5+5
Few recent "on-subject" posts made me to think and realize the Relativity of DA Universe
where 10(6+4)=10(4+6)?10(5+5), further examples;
24(4+7+7+7)?24(6+6+6+6) AND 30(5*6)?30(6*5... read more
Archived Rates
I track a couple of my banks and get the rate change notifications for CDs, Money Market, etc.
Is there a way to see further into their history than just previous and New rates? F... read more
9 Or 10 Year Non Brokered Cd Opportunities.
I am trying to do a 10 year NON brokered cd ( I want to avoid the coupon or interest earned reinvestment hassle a broker has , and do not feel I can depend on high money market rat... read more
Why Does The Website Error Out When You Search Cd Rates?
Why does the website error out when you search cd rates?... read more
New Chexsystem Inquiry For Each CD Open Even For Existing Member
I was told over the phone today by the All In CU rep that each time you open a new CD, there will be a new ChexSystem inquiry even if you are an existing member. Can anyone confirm... read more