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National Rates And Rate Caps
What do we know about that?
Except that FDIC publishes the updates third Monday of every month.
November is due Monday 21st.
What is the impact on the deposit rates if any, direct ... read more
Long-Term Non-Callable Brokered Cds Have Disappeared
Been trying to buy some non-callable brokered CDs in the 3, 4 and 5 year range at the rates that were around last week at this time and they are all gone. What happened? Is this th... read more
Rates Lowered At Pelican Credit Union
This is my first post and it isn't a question, but an update on 60 month Rate on a pending application I have submitted with Pelican Credit Union. I received notification today tha... read more
Direct Message
How can I send a direct message (DM) to a commenter on the DepositAccounts: Forum -- Latest Threads and Comments page?... read more
Connect One Bank 19 Month CD 4.65%
Attempting to fund using Chase Bank account; already entered two (2) micro deposits but cannot discern additional request made by COB for a "verification number" which website lang... read more
C Of I Of I-BOND
Any insight or shared personal experience re-purchasing I-Bond via C of I?
"C of I" as Certificate of Indebtedness, not the The College of Idaho or The Church of Ireland.
I have on... read more
Who Decides The Top Answer On Forum Responses?
Notice the top answer entry for some? Notice the fewer deletions? It's the editor in chief..not the votes from the ....does this look like...?... read more
Vanguard Offers Cash Plus Account
Could not post this under Deals section since it requires a bank or a CU but not a brokerage.
Vanguard is offering now an FDIC insured Cash Plus account. I was told insurance is u... read more
MACU Dividend Withdrawal
Does anyone know if MACU allows penalty-free withdrawals of dividends? I thought they did but the rep said no.... read more
Treasuries On The Secondary Market
I have never purchased T-Bills before and might be interested in doing so now. The reason I am interested is because I want very short terms such as 1 month. Currently I have been ... read more
Bank EWP Language
bank says;
1 year to < 4 years. = 6 mo.
4 years to < 5 years. = 9 mo.
obviously written to confuse.
so, Would a 4 year CD have a penalty of 6 or 9 mo.?... read more
PenFed Early Withdrawal Penalty
Has anyone closed a PenFed CD with no EWP and no loss of principal, by withdrawing interest paid and accrued interest and then closing the CD? Per PenFed, interest may be... read more
Effect Of Canceling A CD Early
Using your app to see if canceling a bank CD early makes sense, you say NO. But in my case, $212,000 in a 60 month CD, penalty is 12 months of 1% interest, & then putting the $212,... read more
November CPI Report Is Out- Where Do We Go From Here?
The media and markets are hysterically jumping on this report boldly claiming inflation has ended and no more rate hikes but that sounds far from reality.
The fed said it's "good ... read more
Sallie Mae Bank Wants Me To Email A Copy Of My SS Card
I've never had a bank ask for a copy of my social security card even when I have opened one in person. They want me to scan it in and email it to them. I'm not going to do that and... read more
Joint Ownership Of Brokered CD's
I have a Merrill Lynch brokerage account that is a joint account with my spouse. If I buy brokered CD's in the account, will they be jointly owned CD's as well? I want them to be j... read more
Paying For Treasury Bills
Most banks seem to have ACH limits of $2,000 to 10,000 per day. If I go to Treasury Direct and place an order for $50,000 in T-bills, will there be a problem? Do banks allow you to... read more
Gses And Their Likelihood Of Being Called Early
A little bit off topic but with brokered CDs currently stalled at the 3.5% level there are some very attractive Federal Farm Credit Bonds available. Almost all of them are callable... read more
Mistakenly Chasing HYSA Instead Of Treasury Bills?
I've never bought treasuries before, but looking at the current situation, aren't they a better offering for high-income earners when you factor in state taxes?
For example:
37.0... read more
Do You Use Smart Phone Apps To Help You Invest?
I have an annoying “Smart Phone”, the “Moto G Pure” out of necessity to be able to receive those authentication codes sent by various banks and brokerages as part of the log in pro... read more