Ask The Community
Latest Questions
US Bank Now Charges State Farm Bank 'Transferred Accounts' Maintenance Fee On Roth IRA CD
Just got notice from US Bank they are now charging me Maintenance Fee for Roth IRA CD purchased from State Farm Bank before they went down and transferred all their accounts to US ... read more
Marcus Transfer
Initiated a pull from an outside account out of my Marcus savings account, and they rejected it because the outside account was "not linked" on Marcus's side. Yes there were funds ... read more
Can Langley FCU Decide Amount That Is Deposited To CD?
I had an existing savings account at Langley FCU with only $ 5.00 opened for two years.In Jan 2022 I opened the 14 month promo CD with 1.25 rate , 10k minimum and six month EWP.The... read more
Lafayette CU?
It's 6/1/22, Lafayette CU has closed all the branches for "training" so only the call center is open, and they can do nothing except pass your message on, and tell you that someone... read more
What Are Gift Tax Implications In Buying Ibonds As Gifts
Saw this open item on another site and perhaps it is an interesting/expanded DA subtopic on ibonds…anyone have any insight or they are not buying gifts for relatives…a way to “tran... read more
CD Rates After The Fed Increases In June & July
Knowing there is no crystal ball with respect to the financial markets, what is the general consensus thinking of what rates we will see for CDs (non-brokered) on a 5 to 7 year ter... read more
Current Fintec 4% APY On Up To $6000
Has anyone used this fintech? They offer 4% interest on up to $6000 split on up to 3 POD accounts their name for savings with each holding a maximum of $2000. Just like Netspend th... read more
St. Anne’S Credit Union
I’ve been a member of St. Anne’s credit union for almost ten years. My mortgage is not with them, but I’m considering applying for a home equity line of credit with them. Does anyo... read more
Best Bank/CU To Open Accounts Online?
Does anyone have a bank or credit union that actually has a good online account opening? Every bank I open with either promises me the world as far as the how easy the process is a... read more
Closing Cds Early
I opened some longer term CDs at what are now unfavorable rates
They are going to cost me 6 months interest but the calculator said it made sense so i am going to do it
My questi... read more
Bozo, Where Art Thou? Community Bank Of The Bay 3.56% For North Of $100K
What do you think of this local bank?... read more
Direct Deposit At Inova Federal Credit Union
Does anyone has experience what's consider a direct deposit with Inova federal credit union besides pension or payroll?... read more
Can I Put 2 $5,000 I-Bonds In My Account With Different Beneficiaries.
I read the directions--First time doing I-bonds and they are on line.
I bought a $5,000 I-bond Thursday and could not figure out how to add a beneficiary. So I closed it out left... read more
Inherited IRA .. Need Someone Who Has Done This Before
My mom passed left me a ira which she was drawing RMDs on. Now no one at the bank will actually tell me the best way to handle it. No one at the branch clearly seems to know. I do ... read more
Issue With CPA Fees
Hi,
I'm am a small business owner. Finish filling 2021 tax returns. Got a invoice from CPA for $2500. Last year paid $1500 for the same work. During entire last year never once me... read more
Brokered Cds
So i am reading Kens articles on Brokered CDs. I am seeing Vangaurd listing brokered CDS by goldman sachs. So do i Have to open a Vangaurd account to get that brokered CD through G... read more
Tokenized Checking Account
Is anyone currently offering a Tokenized Checking account where person's account number is tokenized for Check, ACH and Bill Pay transactions?... read more
5 Year Guaranteed 3.45% Return. What Am I Missing Here???
Like most of you, I sleep well at night knowing that my cash is safe and sound in deposit accounts, most of which were opened a couple of years ago in some great CD's thanks to Ken... read more
Buying An Ibond
Does anyone know if its best to buy toward the end of the month or shortly after the first?
Thanks... read more
Confused About Series I Interest Posting
I purchased 10K of Series I in October of 2021 at 3.54%. It has been 6 months and I calculate the interest to be $177 but when I look at my account it only shows $116. What am I mi... read more