Miscellaneous
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Now May Be The Time To Lock In High Interest Rates On Your Savings - The New York Times
Ken is again quoted in the New York Times.
This was sent in a newsletter and it did not have a paywall. I do subscribe. You may have to get it by putting the link in your browser ... read more
Why The Price Of Money Is Going Up
https://www.bloomberg.com/news/videos/2024-01-11/why-the-price-of-money-is-going-up?srnd=weekly-docs... read more
Any word on when Search bar will be fixed?
Just wondering if the search bar will be fixed or if it's going to stay the way it is (non-working for those with browsers who don't allow tracking). One can always go to google an... read more
Is Post Review Request Function Operational?
The forum is being spammed by outsiders who post garbage.
When we flag such posts for review, are our notifications getting through to the forum's administrators?
Or is the notif... read more
The Difference In Language On Cus Kicking Out Members
Though I'm not affected by any of this, I remember reading some interesting discussions here and elsewhere over the last couple years on Alliant in particular, expelling members wi... read more
Securityplus FCU
FYI - I love their rate specials, but be aware that Customer Service is lacking .... as in VERY LACKING. Tried to login .... says my account is LOCKED.
Called CS to get help, and ... read more
Department Of Commerce Federal Credit Union Can Add Basis Points To Simple Or Apy
Hi,
Department of commerce 84 month cd is now 4.34. However, not advertized as far as I can tell, they have different "levels" depending upon , I believe,howmuch you have invested ... read more
IRA Add-Ons @ NavyFed / Rate Drops / Changing CD's Terms / USSFCU Forced Arbitration
Some news in no particular order:
(1) Called NavyFed and was told they'd be allowing people to add onto their existing IRA CDs if you want again this year (until mid-April). But y... read more
Minutes Of The FOMC December 12–13, 2023
"...market participants interpreted communications from FOMC participants as solidifying the view that the Committee’s policy rate may be at its peak..."
https://www.federalreserve... read more
Thanks Again To This Site.
Just a quick thank you to and for Ken, his team and for the readers for another great year keeping us up to date on the best rates and the quirks of some of the credit unions and b... read more
Recommend A Personal Finance Book From 2023
One that I got quite a bit from was William Bernstein's "Four Pillars of Investing." A 2nd edition came out this year with updates. Some interesting concepts such as deep vs shallo... read more
Help On Selling Brokered CD.
I have 2 brokered CDs, and am considering selling one of them to get one more bite at the ADVANCIAL 60 month CD before end of the year. I have never sold a brokered CD. So not sure... read more
Just A Heads Up
As 2023 closes it would be prudent for those with multiple accounts and multiple ACH external links to open all accounts and verify those links to be sure they are all originated b... read more
Has Anyone Heard From P_D?
PD has not posted for an extended period of time, and am wondering if he is doing okay, since he normally comments extensively on the Fed, Economy, and Savings posts. While PD has ... read more
Never Withdraw From Popular Direct Mid-Month - You Will Lose Accrued Interest
I was just reading Popular Direct's new terms (sent via email today) and saw this:
"accrued interest is credited to your Popular Direct Savings Account on the last business day of... read more
List Of Credit Unions Giving Out Year-End Payouts To Members 2023
I learned about this the other day and did some digging. Thought it might be useful considering this could potentially add some significant basis points to a CD. Many of these CU's... read more
The Recent Descent Of Longer-Term Brokered CD Rates
After this week’s FOMC meeting, as some analysts predicted, longer-term Treasury rates declined and longer-term brokered CD rates followed suit.
As of 12/14/2023, the yield of the... read more
Ken, Thank You For This Wonderful Website!
I was just sitting here thinking about how Ken and all the contributors here made me a smarter and wealthier person through this fantastic website! I would never have known about s... read more
Happy Days Are Here Again. The Inflation Monster Has Been Defanged. NOT!
Let's look at the year over year numbers for core inflation:
December 2020 through November 2021 4.9%
December 2021 through November 2022 6.0%
December... read more
How See Private Messages?
Not sure if this is the right place to ask, but how do I see private messages? I read something about an icon in the upper right corner but I don't see that icon. Thanks.... read more