Miscellaneous
Latest Discussions
Impending Inflation Number
Keep a "weather eye" tomorrow (Friday) as the Fed releases its latest inflation number. Inflation in 2017 so far has been running at roughly 1.5%, significantly below the Fed's 2% ... read more
Consumers Credit Union System Conversion Fri 9/1 - Mon 9/4/17
Received this email today:
"Consumers Credit Union is always looking for ways to improve the Member experience. In order to continually expand our capabilities, we are moving to a... read more
Speaking Of Scams, Be Wary Of HVAC "Rebates"
My wife's cell-phone (which is unpublished) was recently used by an agency purportedly offering "rebates" for HVAC upgrades. My wife met with the representative about 30 minutes ag... read more
XCEL CU Warns Of Blocking Debit/Credit Cards In Certain Countries
I just got a notice/alert from XCEL FCU that it has issued a fraud alert for several countries and will block use of credit cards or debit cards in those countries.
So, especially... read more
How To Open An Account With This Bank,
I would like to open an account with this bank, I live in Australia, would also need a credit/debit card, is it possible to do that online?... read more
Having A Hard Time Cashing A Check I Recived
Hi I am having a hard time cashing a check I received from a settlement and I have moved out of California to Oklahoma. I only use prepaid cars for my pay from my company is there ... read more
LOMTO Federal Credit Union Placed Into Conservatorship
The NCUA placed LOMTO into conservatorship. LOMTO is a New York City institution tied to the taxi industry.
https://www.ncua.gov/newsroom/Pages/news-2017-june-lomto-federal-credit-... read more
Ally Online Incommunicado tomorrow, Saturday 7-8-17
The following notification appears logging on to Ally today:
"We’ll be doing online and mobile maintenance on Saturday, July 8th, and our site will be unavailable. You can call us... read more
Merck Employee Federal Credit Union Hit By Cyber Attack
Merck Employee Federal Credit Union was hit by Cyber Attack (the Wanna Cry ransomware) On Monday June 26. Since Monday no direct deposits have posted, no transfers in or out of the... read more
Personal Story Of Identity Theft And Fraudulent Credit Card
For the first time in my life, I was victimized by this heinous deed. Yesterday, I received an alert from my AAA Experian monitoring service that I got a hard inquiry from American... read more
Little Things Mean A Lot
OK, a huge "shout out" to PenFed. A few days ago, I noticed my share account balance was getting a bit low. It is with the share account I pay those pesky fees for my paper stateme... read more
Synchrony Online Access Remains Down
The Synchrony online access which was scheduled to be down over the weekend for systems maintenance is still not available on Wednesday:
https://www.synchronybank.com/cms...ode=000... read more
Tax For International Student.
Hi,
I migrated to Canada for educational purpose. I have some doubts regarding the tax payments here. I have heard that every international student is required to file a tax retur... read more
USALLIANCE FCU RATE DROP
I BELIEVE USALLIANCE HAS LOWERED THEIR 36 MONTH C/D RATE TO 1.49%.... read more
Note To Ken: Edit Function Appears Disabled
While not a huge issue, until recently, when I posted a comment, I was able to edit. No longer. This helped when I made a simple spelling error, for example. Is this just a glitch?... read more
Bond Funds Versus CD Ladders
Those who have followed my posts know I am not a huge fan of bond funds in a rising-rate environment. Why is this?
For those who track bond funds, it's not a surprise. In a rising... read more
Credit Human
Anybody taking bets on how long it takes them to change their name back to something else?... read more
Liability Matching
Poster 51hh peaked my curiosity. He advised that he snagged a re-fi at 2.625% some time ago. And Kudos for that.
My question is whether any current offerings could "liability matc... read more
Are CD Investors More Likely To Have Sustainable Withdrawals?
The popular financial press oft notes the 4% "SWR" in retirement. Economists study it. PhD candidates write volumes deriding it. Yet one thing strikes me as odd. To my knowledge, n... read more
Where's The Sweet-Spot In CDs These Days?
For those with a CD ladder, it's academic. A rung matures, you grab the best deal you can find to fill the maturing rung. It's entirely different when you have a CD maturing which ... read more