Browse through the stories below to view current deals for Ohio banks or select an item from the menu bar above to view current rates in Ohio.
Third Federal Savings & Loan is offering a competitive CD special. It has a 1.50% APY with a 39-month term. There’s also a special 19-month CD with a 1.00% APY. Minimum deposit is $500. These special rates are listed in the bank’s CD page as of 4/16/2014. According to the bank's disclosure, the early withdrawal penalty for the 39-month CD is 12 months’ interest. That’s a harsh penalty.
Third Federal has a long history of offering competitive 6-year CDs. but the 6-year CD rate is currently only 1.75% APY which...Continue Reading
PNC Bank has some new promotions for its Virtual Wallet accounts. If you live in one of the qualifying states, you can earn up to $400 in bonuses. This is a big increase from its past promotions. You still have to be careful to avoid monthly service charges.
Here’s the link to PNC’s $400 promotion page. The offer is scheduled to end on 5/31/2014. You can open the account online or choose to have them email you a coupon to take to a branch. There are three levels of bonuses. Here's...Continue Reading
It has been awhile since I last reported on a checking account bonus at Northwest Savings Bank. I’m glad to see the bank is again offering a bonus, and it’s a nice bonus for a free checking account. You can earn up to $200 on the checking account promotion. It requires direct deposit to receive the first $100. For the second $100, you’ll have to keep the account open for a year. Details of this offer are listed in the bank's promotions page as of 3/24/2014. The most important part...Continue Reading
Cornerstone Community Financial Credit Union is offering a competitive special 14-month CD with a 1.14% APY. Minimum deposit is $1,000, and the maximum is $250,000. It’s only for new deposits that are not already on deposit at the credit union. This special is listed at the top of the credit union’s CD rate table as of 3/19/1024.
Membership at Cornerstone Community Financial Credit Union is open to all those who live, work, worship, regularly do business in, or attend school in any of the following Michigan and Ohio counties: Genesee, Jackson,...Continue Reading
KeyBank has another checking account promotion. Last month it was giving away a Kindle Fire HD. That has been replaced with a $200 cash bonus. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until May 2, 2014.
The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0314 by May 2, 2014, and make at least...Continue Reading
KeyBank has another checking account promotion. Unlike its past ones, this one offers a free 16GB Kindle Fire HD instead of cash.That Kindle model is currently selling on Amazon for $169. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until February 28, 2014.
The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0114 by February...Continue Reading
PNC Bank has started to offer a $200 checking account bonus. This is an upgrade to the bank’s usual $150 bonus. You still have to be careful to avoid monthly service charges. Here’s the link to PNC’s promotion page. The offer is scheduled to end on 2/28/2014. You can open the account online or choose to have them email you a coupon to take to a branch. Here's a summary of the requirements to qualify for the bonus:
Fifth Third Bank has a new checking account promotion. They’ll give $150 to Stand Up To Cancer and $150 to you when you open a new checking account with direct deposit and make three online bill payments. The account must be opened by March 31, 2014. The direct deposit and the three online bill payments must be completed within 90 days of account opening to qualify for the bonus. Bonus will be deposited into the new checking account within 6 weeks of completing requirements. The full details of this offer...Continue Reading
Huntington Bank has again come out with a sign-up bonus for its Asterisk-Free Checking. This is one of the rare free checking accounts that still exists at big banks. It has no monthly service fee or minimum balance requirement.
It’s a $150 bonus. Here’s the link to the bank’s promotion page. It’s scheduled to end on 3/14/2014. The bonus is now easier to qualify for. Unlike last year, there’s no debit card usage requirement. This one only requires the following two steps:
Fifth Third Bank has come out with some new CD specials. There are two changes from Fifth Third’s CD promotions from last fall. For most of Fifth Third’s market area, the bank is offering a 1.75% APY 5-year CD. For the Florida market, this long-term CD promotion is a 2.00% APY 6-year CD. The other CD promotions are the same as last fall with a 1.50% APY 4-year CD, a 1.25% APY 38-month CD and a 1.00% APY 28-month CD. Minimum deposit is $5,000, and a new or existing checking...Continue Reading
We’re now seeing some large banks raising their long-term CD rates. The latest is Fifth Third Bank which is offering a special 4-year CD with a 1.50% APY. You can get a higher 4-year CD rate at a few internet banks and credit unions, but this 1.50% APY is competitive especially for large banks. There are also shorter-term CD specials: a 1.25% APY 38-month CD and a 1.00% APY 28-month CD. Minimum deposit is $5,000, and a new or existing checking account is required. These rates are listed in Fifth...Continue Reading
Update 2/17/2014: This promotion has come back. It's now scheduled to last until 2/28/2014.
Dollar Bank has brought back its checking account promotion in which you can earn up to $150. To get the full $150 requires debit card purchases, direct deposit and waiting for one year. The full details are listed in the bank's promotions page. The offer is scheduled to end on 9/30/2013.
The first $50 is paid as a rebate on your signature-based debit card purchases. The second $50 is a credit for receiving cumulative direct deposits of $250...Continue Reading