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Browse through the stories below to view current deals for Ohio banks or select an item from the menu bar above to view current rates in Ohio.

Competitive Short- and Mid-Term CD Rates in Ohio at Belmont Savings Bank
Belmont Savings Bank (OH)

Belmont Savings Bank in Ohio has several competitive short-term and mid-term CD rates, and there are even better deals that are not listed on the bank’s website. The bank currently offers an extra 25 basis points for Jumbo CDs with minimum deposit of $98,000. With this extra 25 basis points, all of the bank’s CDs become very competitive, and the short-term and mid-term CDs become hot deals. IRA CDs have the same rates for terms of 18 months and over. The best CD deal is the 12-month term. It has...

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Cooper State Bank Raises Rates on 36-Month Step Up CD & 12-35 Month CD
Cooper State Bank

Cooper State Bank (a private, locally owned and managed community bank in the Columbus, Ohio area) has raised the rates on two of its CDs: the 36-Month Step Up Special and the 12-35 Month CD. The 36-Month Step Up Special CD's new rate is 1.60% APY and can be opened with $500; it also allows one "step-up" during the term of the CD. The 12-35 Month CD's new rate is 1.10% APY and also has a low minimum of $500 to open.

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4-Year and 5-Year CD Specials at Firelands FCU - Parts of Ohio Only
Firelands Credit Union

Approximately a year ago, Firelands Federal Credit Union offered two short-term CD specials with very competitive rates. Firelands is continuing to offer competitive rates with a 4-year CD (1.75% APY) and a 5-year CD (2.25% APY). New money is required for both of these CDs, with a minimum initial deposit of $500. These rates are listed in the credit union’s rates page as of 7/8/2014. Thanks to DA member pearlbrown for posting on this deal in the forum.

Credit union membership is primarily limited to persons who reside, work,...

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Competitive CD Rate Specials at Fifth Third Bank in Several States
Fifth Third Bank (OH)

Another large regional bank has come out with new CD specials. Fifth Third Bank has improved the CD specials that it started to offer in January. Its two best CD specials are a 2.00% APY 5-year CD and a 1.50% APY 44-month CD. There’s also a 28-month CD with a 1.00% APY. Minimum deposit is $5,000, and a new or existing checking account is required. These rates are listed in Fifth Third’s CD promotional page as of 7/8/2014.

It’s important to note that the early withdrawal penalty for CD terms...

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WesBanco’s Checking Account Promotion for Parts of OH, WV & PA
WesBanco (WV)

WesBanco has a new checking account promotion that's scheduled to last until July 7, 2014. You can earn up to $150 with checking account activities and $50 by referring a friend for a total of $200. To earn the full $200 requires some work. However, you can skip some of the requirements and still get most of the bonus. The offer is listed at this WesBanco promotions page. Below is a list of requirements to receive the full $200 bonus:

  • $25 for opening account
  • $25 for debit card use (15 debit card...
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Special 42-Month CD at Kemba Credit Union in the Greater Cincinnati Area - 2.5%
Kemba Credit Union

Kemba Credit Union has a special 42-month CD with a 2.00% APY. The minimum balance to open and earn dividends is $2.5K, and no bonuses apply. There is a penalty of up to 6 months dividends for early withdrawal. The special rate is listed at the credit union’s CD page as of 6/25/14. Thanks to DA member Shorebreak for posting on this in the forum.

A 42-month CD is an unique length of term, but when compared to the highest earning nationally available 3-year and 4-year CDs, its rate of return...

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Third Federal’s New 49-Month CD Rate Special - 1.85%
Third Federal Savings and Loan (OH)

Third Federal Savings & Loan just came out with a new CD special, and the rate is very competitive. It has a 2.00% APY with a 49-month term. The bank continues to offer two other CD specials. The best of these two is a 29-month CD with a 1.50% APY. The other one is a 19-month CD with a 1.00% APY. Minimum deposit is $500. These special rates are listed in the bank’s CD page as of 6/11/2014. Thanks to DA member me1004 who first posted on this 49-month CD...

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9-Month CD Rate Special at Connexus Credit Union
Connexus Credit Union

It has been awhile since Connexus Credit Union has offered something new on its deposit accounts. That recently changed with a new CD special. It’s a 9-month CD special with a 1.01% APY. Minimum deposit is $5,000. This is a limited-time special. Details are listed in the credit union’s CD page as of 6/10/2014. At the bottom of this page there’s a link to the CD disclosure. Unlike its regular CDs, I don’t see any checking account requirement for this CD special to qualify for the top rate.

Connexus Credit Union...

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Special 39-Month CD Rate at Third Federal
Third Federal Savings and Loan (OH)

Update 4/25/14: The term of this special CD has been reduced from 39 months to 29 months.

Third Federal Savings & Loan is offering a competitive CD special. It has a 1.50% APY with a 39-month term. There’s also a special 19-month CD with a 1.00% APY. Minimum deposit is $500. These special rates are listed in the bank’s CD page as of 4/16/2014. According to the bank's disclosure, the early withdrawal penalty for the 39-month CD is 12 months’ interest. That’s a harsh penalty.

Third Federal has a long history...

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PNC’s New Account Bonuses of up to $400 in Several States

PNC Bank has some new promotions for its Virtual Wallet accounts. If you live in one of the qualifying states, you can earn up to $400 in bonuses. This is a big increase from its past promotions. You still have to be careful to avoid monthly service charges.

Here’s the link to PNC’s $400 promotion page. The offer is scheduled to end on 8/29/2014 5/31/2014. You can open the account online or choose to have them email you a coupon to take to a branch. There are three levels of bonuses....

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$200 Checking Account Bonus at Northwest Savings Bank in NY, PA, OH & MD
Northwest Savings Bank

It has been awhile since I last reported on a checking account bonus at Northwest Savings Bank. I’m glad to see the bank is again offering a bonus, and it’s a nice bonus for a free checking account. You can earn up to $200 on the checking account promotion. It requires direct deposit to receive the first $100. For the second $100, you’ll have to keep the account open for a year. Details of this offer are listed in the bank's promotions page as of 3/24/2014. The most important part...

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Special 14-Month CD at Cornerstone Community Financial in MI and OH
Cornerstone Community Financial Credit Union

Cornerstone Community Financial Credit Union is offering a competitive special 14-month CD with a 1.14% APY. Minimum deposit is $1,000, and the maximum is $250,000. It’s only for new deposits that are not already on deposit at the credit union. This special is listed at the top of the credit union’s CD rate table as of 3/19/1024.

Membership at Cornerstone Community Financial Credit Union is open to all those who live, work, worship, regularly do business in, or attend school in any of the following Michigan and Ohio counties: Genesee, Jackson,...

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