All In Credit Union Ups 60-Month CD To 3.34% APY


Deal Summary: 60-month CD, 3.34% APY, $1k minimum deposit

Availability: Residents of five Southeast Alabama counties, the Mobile Bay (AL) area, and Florida’s Emerald Coast. Military relationship with Fort Rucker, US Coast Guard Aviation Training Center, and National Guard units in Alabama.

The newly rebranded All In Credit Union (All In) has raised the rate on its 60-month CD to 3.34% APY. The minimum opening deposit is $1k, with no stated balance cap. While the 60-month CD is also offered as a Jumbo CD ($100k minimum), the same 3.34% APY applies.

3.09%$100k-All In Credit Union (AL)60 Month Jumbo IRA (Traditional, Roth)
3.09%$100k-All In Credit Union (AL)60 Month Jumbo CD
3.03%$1k-All In Credit Union (AL)60 Month IRA (Traditional, Roth)
3.03%$1k-All In Credit Union (AL)60 Month CD
Rates as of September 15, 2019.

The 60-month CD is also available as an IRA (Traditional, Roth), earning the same APY with the same funding requirement.

In the past year, there have been five rate increases for the 60-month CD, with a total of 82 bps added.

As stated in the Agreements and Disclosures document, the Early Withdrawal Penalty reads as follows

If the term of this certificate is more than one year, the forfeiture is
an amount equal to three months’ dividends, whether earned or not.

There is a 10-day grace period before the 60-month CD automatically renews.


Headquartered in Daleville, Alabama, All In Credit Union (formerly the Army Aviation Center Federal Credit Union) has a varied field of membership (FOM).

Residency: Individuals who live, work, worship, or attend school in Crenshaw or Pike Counties or in most areas of Coffee, Covington, Houston, or Mobile Counties in Alabama are eligible to join, as are those who live, work, worship, or attend school in Walton County, Florida

Military Relationship: Active duty military, civilians, and retirees attached to Fort Rucker or the US Coast Guard Aviation Training Center in Mobile, Alabama also qualify for membership. More military groups (including the National Guard or Reserves in the Alabama counties of Barbour, Coffee, Covington, Crenshaw, Dale, Geneva, Henry, Houston, and Pike, and the Florida counties of Holmes and Washington) are stated on the online application.

SEGs: Employees of more than 800 civilian businesses and organizations (listed on the online application) are membership eligible.

Personal Relationship: Immediate family members and household members of current All In members or employees are welcome to apply.

Joining All In can be done online, or at any of 22 Alabama branches located in Daleville (2), Dothan (4), Enterprise (3), Fort Rucker, Mobile (5), Opp, Ozark (2), and Troy. There are also three Florida branches located in Crestview, Defuniak Springs, and Santa Rosa Beach.

Opening a CD can be done at of the above-mentioned branches or by phone (800.448.4096).

A Regular Savings account ($5 minimum) is required to establishe an All In membership, along with a $1 one-time membership fee.

All In participates in the CO-OP Shared Branching network. giving members world-wide access.

We have 5,000 branch offices at Credit Union Service Center
locations nationally and in six foreign countries to serve you.

Credit Union Overview

All In Credit Union has an overall health grade of "A+" at, with a Texas Ratio of 4.04% (excellent) based on December 31, 2018 data. In the past year, Apple FCU has increased its total non-brokered deposits by $56.28 million, an excellent annual growth rate of 5.37%. Please refer to our financial overview of All In Credit Union (NCUA Charter # 17642) for more details.

Twenty days ago, the Army Aviation Center Federal Credit Union re-branded as All In Credit Union. Established in 1966, the original FOM included the servicemen (and their families) stationed at Fort Rucker in Alabama. (Fort Rucker is the primary flight training installation for the U.S. Army Aviators and home to the United States Army Aviation Center of Excellence.)

We chose the name "All In" as a tribute to the commitment and sacrifice made
by every soldier who defends our country and knows what it means to be "All In."

All In Credit Union is currently the fifth largest credit union in Alabama, with more than 110,400 members and assets in excess of $1.2 billion.

How the CD Compares

When compared to the similar length-of-term CDs tracked by that require a similar minimum deposit and are available within the FOM, All In Credit Union's 60-month CD APY currently ranks second.

The above rates are accurate as of 5/28/2019.

Looking for the best CD rates, either nationwide or state specific? Please refer to’s CD Rates Table.

Related Pages: Dothan CD rates, Panama City CD rates, Mobile CD rates, Montgomery CD rates, 5-year CD rates

dave k
dave k   |     |   Comment #1
Rates continue to defy expectations. Glad I listened and did NOT jump at 4% in 2018.
Competitive Short- and Mid-Term CD Rates at Army Aviation Center FCU in AL and FL - Local Only

Army Aviation Center FCU is offering several competitive short- and mid-term CD rates. Higher rates are available for Jumbo CDs. The most competitive rates include:

  • 1.50% APY 6 month (1.75% Jumbo)
  • 1.75% APY 9 month (1.80% Jumbo)
  • 2.00% APY 12 month (2.10% Jumbo)
  • 2.10% APY 18 month (2.15% Jumbo)
  • 2.35% APY 24 month (2.50% Jumbo)

These rates are listed in the credit union's rates page as of 1/18/2010. Most of these CDs have a $1,000 minimum deposit ($100K for the Jumbos). Similar rates are also available in IRAs for terms of 12 months and longer.

In addition...

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