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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Which Non-CU Places Offer 15-Month CDs?
Posted by: racecar  |   1 vote  |  0 answers
Looking for a 15-month CD within the next 2 weeks (and yes I do want 15-mos, not 12 or 18). Besides a few CUs like NASA and the CUs that let you select CD terms by the month ... read more
Best Internet Only Bank Or CU
Posted by: hanover1010  |   1 vote  |  1 answer
By best I mean super easy to open an account, fund said account & close account,... read more
Burke & Herbert Ach Transfer
Posted by: depaccfan  |   1 vote  |  4 answers
Does anyone know if b&h allows ach transfers initiated by an External bank/cu to/from a b&h-sfgi savings acct? If yes, are there any money limits on the transfer amount? I ask bec... read more
Any Reason To Keep Your Credit Union Membership Applications?
Posted by: racecar  |   2 votes  |  8 answers
It's a little late now, as I shredded them all yesterday doing spring cleaning, but is there any reason I should have kept copies of my original membership applications for all the... read more
Question Regarding First Financial Northwest
Posted by: TheWrench12  |   1 vote  |  2 answers
Looks like First Financial Northwest is now operated by Global Federal Credit Union. Is there anything I need to be aware of in terms of my funds being safe there? I appreciate inp... read more
Do You Lose Interest When Moving Money Between Banks?
Posted by: catlover0908  |   2 votes  |  10 answers
This is a very amateurish question, but I'm admittedly an amateur, so here goes... I have a Platinum Savings account with CIT Bank and a Cornerstone Money Market account with Vio ... read more
MACU Hitting Max CD Share#
Posted by: EdwardD  |   1 vote  |  3 answers
At Mountain America CU (MACU), has anyone encountered issue opening CD online after you hit share # “S0099”? Today 4/30/2025, I opened 2 Growth CDs. The 1st CD was opened as “S009... read more
Any Thoughts On Vanguard Cash Plus Account?
Posted by: mishad  |   1 vote  |  3 answers
I've used Vanguard for my IRA but am curious about their Cash Plus account. Does anyone have one? It's FDIC insured and seems like an easy way to transfer money into my IRA. Just w... read more
How Do You Measure The Impact Of Early Withdrawal Penalties?
Posted by: NeilStanley  |   5 votes  |  31 answers
I haven't found a calculator that depositors need to calculate the impact on their investment from early withdrawal penalties. So, here is a link to an Excel spreadsheet that you c... read more
Best Credit Unions April 2025
Posted by: AndyH  |   1 vote  |  0 answers
These credit unions savings and CD’s rates all fall short of Lafayette Federal Credit Union and Langley Federal Credit Union. Also no mention was made the Service Credit Union also... read more

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