Ask The Community
Latest Questions
Credit Unions That Distrubute Bonus Dividends To Customers.
Founders Federal distributes a portion of its profits in the form of dividends to it's customers once per year. I occasionally read about another credit Union that does this. Is th... read more
Andrews FCU - How Best To Retrieve Funds From Matured CD
I have a CD with Andrews that's about to mature and plan to reinvest the money at another institution. I have a checking account at Andrews but unfortunately do not have checks. I ... read more
Has Anyone Done A Regions Promotion That Requires An ACH Direct Deposit?
I opened an account because it offers a $400 bonus for opening a checking account and doing ten debit card transactions.
In order to avoid the $8 monthly fee, I have to enroll in ... read more
Does A Bank Have A Fiduciary Duty To Transfer CD Funds In A Timely Manner?
On April 17th, my new institution faxed over direct transfer instructions to Synchrony Bank for my IRA CD maturing the next day. I called on the 22nd since funds were still in the ... read more
Please Help
I'm not smart enough to figure out how to notify Mr. Tumin about a problem with the Chase bonus deals he shows on this site and am hoping that someone here can do so.
I signed up... read more
Financial Ratings By Deposit Accounts
First Guaranty bank is rated B in capitalization and has deposits/equity in excess of $1b. non current loans at about 20 percent of allowances and is only rated above average.
Whe... read more
Difficulty In Selling Brokered CDs?
One reader emailed me about his experience in trying to sell Fidelity brokered CDs. Here’s an excerpt of his email:
I have brokered CDs with Fidelity. I never had any l... read more
I Have 600K In 5 Yr. Cds At 2.2%. Should I Break Them, And If So, Ladder Or Go With 3.40% 5 Year?
I've never done this before. $240K comes up in 2 yrs. 3 mos. $280K comes up in 3 years. About $110K in IRA comes up in 3 years.
Despite everything I've read about laddering, I'm ... read more
VSECU Question
Why is VSECU mentioned in April 23rd CD Rate Summary but not in the CD Rates charts?... read more
Synchrony Bank
I had a JC Penny's Card and became ill after 10 years of paying my card on time. Synchrony Bank began calling and mailing me bills to pay my card. It was a while before my health c... read more
Has Anyone Given Up The CD GAME?
For the *average* folks, (not you millionaires) who may only have 10k to 20k to put in a CD, does it make any sense to even invest at these ridiculous low rates? Example: A popular... read more
Direct And Broker CD Rate Cuts
Read the information on rate cuts regarding rate cuts to CDs after a bank closes. A few followup questions:
1) Can this happen with brokered CDs or only direct CDs? If it can happ... read more
Best BUSINESS Savings And/Or MM And/Or CD Rates
I'm part of a smallish NPO biz and we're looking for banks that have good rates; either savings and/or 6,12 and 18 month CD rates.
Thanks!... read more
Stolen CD's
My aunt passed away 2 years ago from cancer. A few weeks ago it has come to my attention that my aunt have CD's and a family member has them. I am the executor of her estate. I que... read more
2.75% 9 Month Or 2.8% 15 Month Or Neither And Stick With A 2.5% Money Market Awaiting Better Deals?
I have an Andrews 9 month 2.75% CD maturing soon. I also have an 8 month but they limit them to one special CD per person.
A rep said that when one ended, I could open another but... read more
Rookie Questions About Cds And Taxes....
Hello All,
I'm new to all this but have hit this site for many months looking at rates. I finally gave up waiting and thinking rates would go up higher but looks like the Feds ga... read more
Looking For Easy Online Cd Management
With Ally and Penfed you can easily change CD terms at maturity or send the cash into a savings or checking account without calling a CSR. You can also change whether the interest ... read more
Credit Card Offers
I am considering opening a cash Rewards Credit Card with Navy Federal to get a $250 bonus cash back when you spend $2,500 within 90 days of account opening. Does anyone know if the... read more
Small Estate
As the executor of my brother's estate, I obtained an EIN for the purpose of opening an account to pay bills that he left due. From what I have read, this can be a checking account... read more
Financial Health Of Banks - Judgment Q
Considering Colorado Federal Savings Bank for 12-month CD at 2.86% APY ($5,000 minimum) with an early withdrawal penalty of 3 months of interest. The Financial Health is rated A, h... read more