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Democracy Federal IRA 2.02%
Thoughts on why the non IRA 60 month is a paltry .25% and the 60 month IRA is 2.02%? Plus, they only have a C+ capitalization rate. I qualify for membership, but that looks odd to ... read more
Ally Echeck Deposit
Anyone else having issues with check image deposit uploads failing today on Ally web portal?
In addition to poor Customer Service?... read more
Experience With M1 Finance?
Does anyone have experience with M1 Finance? I'm interested in their M1 Plus 1% APY checking account, and possibly their M1 Invest account bonus. I haven’t had much luck answering ... read more
Any Problems With Pen Air FCU?
We had a CD due 9-8 and finally received our funds today, 10-20.
The first check was "lost in the mail". The 2nd one was sent by Fed Ex
but did not appear to be a cashier's check s... read more
What Is The Best Rate
What’s the best rate available today?... read more
Anyone Else Seen Or Dealt With This Error Notice At Ally?
I currently have 18 external accounts linked at Ally, the default system limit is 20. I tried to add another external account and after filling in all the information I got the fol... read more
Does Anyone Know Of A Business Bank Account That Accepts Zelle?
Its very hard to find a bank that will accept Zelle for Business. Does anyone have a good recommendation? So far, the best deal I can find is Wells Fargo bank. They allow you to be... read more
Beneficiaries Vs A Trust
My husband passed in Feb. We have a revocable trust. I don't have all my accounts in the trust & some banks don't have the option. Can I open a new account in our trust?
Also, if I... read more
$5 Monthly Fee On Shield Checking Reduces Effective Interest Rate To 2.17%?
For anyone with Orion, is there a method that allows you to avoid the $5 monthly account fee for their Shield Checking? If not, is my math correct that $15K @ 3% is $37.50/mo in ea... read more
Estate Administration
Does anyone have experience with a credit union, bank, or other firms that will act on either being an executor or will hire out to assist an executor in post death estate/will act... read more
Any Experience In Redeeming Electronic Ibonds From Treasurydirect (TD) For Deceased Account Holder?
With a personal $10K annual purchase limit on IBonds some of us were looking at various so-called other title vehicles for holding those e-ibonds. But we have noticed the exit stra... read more
NCUA Coverage With Multiple POD Beneficiaries?
Was trying to figure out what the NCUA coverage would be for a couple CDs I have at two credit unions. I tried looking at the NCUA's website, but the online caculator there will on... read more
FDIC Coverage
I'm trying to confirm that the FDIC calculator is correct.
Account 1 has 600k : Owner Fred, PODS, John and Phil
Account 2 has 50k: Owner Fred POD Susan
Owner coverage: 750k?
So, ... read more
Regarding The Details Of An Early Withdrawal From A Penfed IRA Certificate, For Members Over The Age Of 59 1/2
Regarding the details of an early withdrawal from a Penfed IRA certificate, for members over the age of 59 1/2.
The disclaimer in the IRA certificate promotion states:
"Partial... read more
Looking For HM Bradley Members Willing To Give A Referral So I Can Join
HM Bradley recently stopped opening new accounts unless you get a referral from a current member. I'm told the member signs into their account and there is a place to make the refe... read more
Hmbradley To Use A Network Of Banks Starting 9/9
Any opinions on the move by HMBradley to use a network of banks rather than just Hatch bank? I don't understand if this still lets me do pulls from Hatch using Ally.... read more
How Many Cus Do YOU Belong To?
For a change of pace, a simple lighthearted question. Unlike a bank, you have to "join" a credit union. DA readers are typically rate chasers, so I'd think many would belong to mul... read more
20 Year CD At 2%
Friends,
I noticed that some of the big brokerage firms are offering a 20 year brokered CD at 2% from Goldman Sachs that is callable. I’m not saying that I would do this but it did... read more
Policy Questions ?????????
7,500 max daily transfer limit? And only 6 transfers a month? Only possible to move 45k in a month. Also a 5 dollar charge for every transfer of money out of the account? Really? W... read more
Customers Bank/T-Mobile Bank
Customers Bank just lowered their interest for savings to .5. T-Mobile uses Customers Bank as their holding company for banking. T-Mobile is currently paying 1%.
Do you think wit... read more