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Democracy Federal IRA 2.02%
Posted by: aaflygirl  |   6 votes  |  1 answer
Thoughts on why the non IRA 60 month is a paltry .25% and the 60 month IRA is 2.02%? Plus, they only have a C+ capitalization rate. I qualify for membership, but that looks odd to ... read more
Ally Echeck Deposit
Posted by: ttaylor  |   1 vote  |  0 answers
Anyone else having issues with check image deposit uploads failing today on Ally web portal? In addition to poor Customer Service?... read more
Experience With M1 Finance?
Posted by: Jacques321  |   3 votes  |  3 answers
Does anyone have experience with M1 Finance? I'm interested in their M1 Plus 1% APY checking account, and possibly their M1 Invest account bonus. I haven’t had much luck answering ... read more
Any Problems With Pen Air FCU?
Posted by: Donna_John  |   5 votes  |  0 answers
We had a CD due 9-8 and finally received our funds today, 10-20. The first check was "lost in the mail". The 2nd one was sent by Fed Ex but did not appear to be a cashier's check s... read more
What Is The Best Rate
Posted by: Hobart  |   5 votes  |  4 answers
What’s the best rate available today?... read more
Anyone Else Seen Or Dealt With This Error Notice At Ally?
Posted by: enduser  |   7 votes  |  5 answers
I currently have 18 external accounts linked at Ally, the default system limit is 20. I tried to add another external account and after filling in all the information I got the fol... read more
Does Anyone Know Of A Business Bank Account That Accepts Zelle?
Posted by: btpang  |   2 votes  |  4 answers
Its very hard to find a bank that will accept Zelle for Business. Does anyone have a good recommendation? So far, the best deal I can find is Wells Fargo bank. They allow you to be... read more
Beneficiaries Vs A Trust
Posted by: Maecl  |   1 vote  |  6 answers
My husband passed in Feb. We have a revocable trust. I don't have all my accounts in the trust & some banks don't have the option. Can I open a new account in our trust? Also, if I... read more
$5 Monthly Fee On Shield Checking Reduces Effective Interest Rate To 2.17%?
Posted by: pax_senex  |   1 vote  |  0 answers
For anyone with Orion, is there a method that allows you to avoid the $5 monthly account fee for their Shield Checking? If not, is my math correct that $15K @ 3% is $37.50/mo in ea... read more
Estate Administration
Posted by: Anon456  |   1 vote  |  2 answers
Does anyone have experience with a credit union, bank, or other firms that will act on either being an executor or will hire out to assist an executor in post death estate/will act... read more
Any Experience In Redeeming Electronic Ibonds From Treasurydirect (TD) For Deceased Account Holder?
Posted by: Choice  |   2 votes  |  4 answers
With a personal $10K annual purchase limit on IBonds some of us were looking at various so-called other title vehicles for holding those e-ibonds. But we have noticed the exit stra... read more
NCUA Coverage With Multiple POD Beneficiaries?
Posted by: racecar  |   1 vote  |  3 answers
Was trying to figure out what the NCUA coverage would be for a couple CDs I have at two credit unions. I tried looking at the NCUA's website, but the online caculator there will on... read more
FDIC Coverage
Posted by: aaflygirl  |   1 vote  |  4 answers
I'm trying to confirm that the FDIC calculator is correct. Account 1 has 600k : Owner Fred, PODS, John and Phil Account 2 has 50k: Owner Fred POD Susan Owner coverage: 750k? So, ... read more
Regarding The Details Of An Early Withdrawal From A Penfed IRA Certificate, For Members Over The Age Of 59 1/2
Posted by: demet  |   1 vote  |  3 answers
Regarding the details of an early withdrawal from a Penfed IRA certificate, for members over the age of 59 1/2. The disclaimer in the IRA certificate promotion states: "Partial... read more
Looking For HM Bradley Members Willing To Give A Referral So I Can Join
Posted by: searching  |   8 votes  |  1 answer
HM Bradley recently stopped opening new accounts unless you get a referral from a current member. I'm told the member signs into their account and there is a place to make the refe... read more
Hmbradley To Use A Network Of Banks Starting 9/9
Posted by: Buffettologist  |   1 vote  |  4 answers
Any opinions on the move by HMBradley to use a network of banks rather than just Hatch bank? I don't understand if this still lets me do pulls from Hatch using Ally.... read more
How Many Cus Do YOU Belong To?
Posted by: senda  |   22 votes  |  11 answers
For a change of pace, a simple lighthearted question. Unlike a bank, you have to "join" a credit union. DA readers are typically rate chasers, so I'd think many would belong to mul... read more
20 Year CD At 2%
Posted by: CDmanFL  |   8 votes  |  4 answers
Friends, I noticed that some of the big brokerage firms are offering a 20 year brokered CD at 2% from Goldman Sachs that is callable. I’m not saying that I would do this but it did... read more
Policy Questions ?????????
Posted by: Ben1  |   1 vote  |  0 answers
7,500 max daily transfer limit? And only 6 transfers a month? Only possible to move 45k in a month. Also a 5 dollar charge for every transfer of money out of the account? Really? W... read more
Customers Bank/T-Mobile Bank
Posted by: djc314726  |   5 votes  |  1 answer
Customers Bank just lowered their interest for savings to .5. T-Mobile uses Customers Bank as their holding company for banking. T-Mobile is currently paying 1%. Do you think wit... read more

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