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Credit Unions That Distrubute Bonus Dividends To Customers.
Posted by: murr9506  |   2 votes  |  6 answers
Founders Federal distributes a portion of its profits in the form of dividends to it's customers once per year. I occasionally read about another credit Union that does this. Is th... read more
Andrews FCU - How Best To Retrieve Funds From Matured CD
Posted by: arlo48  |   3 votes  |  18 answers
I have a CD with Andrews that's about to mature and plan to reinvest the money at another institution. I have a checking account at Andrews but unfortunately do not have checks. I ... read more
Has Anyone Done A Regions Promotion That Requires An ACH Direct Deposit?
Posted by: willy12  |   1 vote  |  7 answers
I opened an account because it offers a $400 bonus for opening a checking account and doing ten debit card transactions. In order to avoid the $8 monthly fee, I have to enroll in ... read more
Does A Bank Have A Fiduciary Duty To Transfer CD Funds In A Timely Manner?
Posted by: Confused1  |   1 vote  |  13 answers
On April 17th, my new institution faxed over direct transfer instructions to Synchrony Bank for my IRA CD maturing the next day. I called on the 22nd since funds were still in the ... read more
Please Help
Posted by: ranchorama  |   1 vote  |  2 answers
I'm not smart enough to figure out how to notify Mr. Tumin about a problem with the Chase bonus deals he shows on this site and am hoping that someone here can do so. I signed up... read more
Financial Ratings By Deposit Accounts
Posted by: maxpac  |   2 votes  |  1 answer
First Guaranty bank is rated B in capitalization and has deposits/equity in excess of $1b. non current loans at about 20 percent of allowances and is only rated above average. Whe... read more
Difficulty In Selling Brokered CDs?
Posted by: Ken Tumin  |   18 votes  |  13 answers
One reader emailed me about his experience in trying to sell Fidelity brokered CDs. Here’s an excerpt of his email: I have brokered CDs with Fidelity.  I never had any l... read more
I Have 600K In 5 Yr. Cds At 2.2%. Should I Break Them, And If So, Ladder Or Go With 3.40% 5 Year?
Posted by: evansears  |   3 votes  |  5 answers
I've never done this before. $240K comes up in 2 yrs. 3 mos. $280K comes up in 3 years. About $110K in IRA comes up in 3 years. Despite everything I've read about laddering, I'm ... read more
VSECU Question
Posted by: fstsho  |   1 vote  |  1 answer
Why is VSECU mentioned in April 23rd CD Rate Summary but not in the CD Rates charts?... read more
Synchrony Bank
Posted by: Beecher60  |   4 votes  |  3 answers
I had a JC Penny's Card and became ill after 10 years of paying my card on time. Synchrony Bank began calling and mailing me bills to pay my card. It was a while before my health c... read more
Has Anyone Given Up The CD GAME?
Posted by: Diehard  |   12 votes  |  27 answers
For the *average* folks, (not you millionaires) who may only have 10k to 20k to put in a CD, does it make any sense to even invest at these ridiculous low rates? Example: A popular... read more
Direct And Broker CD Rate Cuts
Posted by: jeffb1517  |   1 vote  |  1 answer
Read the information on rate cuts regarding rate cuts to CDs after a bank closes. A few followup questions: 1) Can this happen with brokered CDs or only direct CDs? If it can happ... read more
Best BUSINESS Savings And/Or MM And/Or CD Rates
Posted by: etw  |   1 vote  |  2 answers
I'm part of a smallish NPO biz and we're looking for banks that have good rates; either savings and/or 6,12 and 18 month CD rates. Thanks!... read more
Stolen CD's
Posted by: Deequeenbee  |   2 votes  |  6 answers
My aunt passed away 2 years ago from cancer. A few weeks ago it has come to my attention that my aunt have CD's and a family member has them. I am the executor of her estate. I que... read more
2.75% 9 Month Or 2.8% 15 Month Or Neither And Stick With A 2.5% Money Market Awaiting Better Deals?
Posted by: willy12  |   4 votes  |  12 answers
I have an Andrews 9 month 2.75% CD maturing soon. I also have an 8 month but they limit them to one special CD per person. A rep said that when one ended, I could open another but... read more
Rookie Questions About Cds And Taxes....
Posted by: lostsoul  |   2 votes  |  12 answers
Hello All, I'm new to all this but have hit this site for many months looking at rates. I finally gave up waiting and thinking rates would go up higher but looks like the Feds ga... read more
Looking For Easy Online Cd Management
Posted by: Tegan  |   4 votes  |  7 answers
With Ally and Penfed you can easily change CD terms at maturity or send the cash into a savings or checking account without calling a CSR. You can also change whether the interest ... read more
Credit Card Offers
Posted by: ORInvestor  |   1 vote  |  3 answers
I am considering opening a cash Rewards Credit Card with Navy Federal to get a $250 bonus cash back when you spend $2,500 within 90 days of account opening. Does anyone know if the... read more
Small Estate
Posted by: MarshallS  |   1 vote  |  2 answers
As the executor of my brother's estate, I obtained an EIN for the purpose of opening an account to pay bills that he left due. From what I have read, this can be a checking account... read more
Financial Health Of Banks - Judgment Q
Posted by: stcharles  |   1 vote  |  4 answers
Considering Colorado Federal Savings Bank for 12-month CD at 2.86% APY ($5,000 minimum) with an early withdrawal penalty of 3 months of interest. The Financial Health is rated A, h... read more

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