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Brokered Cds
Posted by: garyh1961  |   2 votes  |  1 answer
So i am reading Kens articles on Brokered CDs. I am seeing Vangaurd listing brokered CDS by goldman sachs. So do i Have to open a Vangaurd account to get that brokered CD through G... read more
Tokenized Checking Account
Posted by: QCheque  |   2 votes  |  3 answers
Is anyone currently offering a Tokenized Checking account where person's account number is tokenized for Check, ACH and Bill Pay transactions?... read more
5 Year Guaranteed 3.45% Return. What Am I Missing Here???
Posted by: simonebaxter  |   4 votes  |  3 answers
Like most of you, I sleep well at night knowing that my cash is safe and sound in deposit accounts, most of which were opened a couple of years ago in some great CD's thanks to Ken... read more
Buying An Ibond
Posted by: jack12  |   3 votes  |  2 answers
Does anyone know if its best to buy toward the end of the month or shortly after the first? Thanks... read more
Confused About Series I Interest Posting
Posted by: pjasak  |   1 vote  |  10 answers
I purchased 10K of Series I in October of 2021 at 3.54%. It has been 6 months and I calculate the interest to be $177 but when I look at my account it only shows $116. What am I mi... read more
Blue FCU No Online Signup?
Posted by: deplorable_1  |   2 votes  |  4 answers
I was thinking about signing up with Blue FCU for their accelerated 5% savings account because the tier levels after the 5% rate looked decent as well and no DD requirement. I ran ... read more
Posted by: jackmol  |   2 votes  |  8 answers
The SaveBetter platform features a curated selection of high-yielding products offered by banks in their network. Does anyone feel there is a risk to using a financial technology c... read more
FDIC Information
Posted by: Ltssharon  |   7 votes  |  0 answers
Maybe this should be on a different forum. I just want to post what I just read on a .gov site about new rules for FDIC coverage. read more
Help/Suggestions For Short-Term Deposits (No More 5Yr Cds For Me)
Posted by: senda  |   5 votes  |  7 answers
Hi all. For many years I've appreciated Ken's site here and used the information to open up almost exclusively long-term (5yrs+) CDs that are 3%-4% (even Add-Ons) through the years... read more
Airline Flight Bonus Miles..Good/Bad Deal?
Posted by: Choice  |   1 vote  |  0 answers
From Forbes… “Bask Bank According to its website, Bask Bank launched the first online-only savings bank in the U.S. in 1999 as Texas Capital Bank. It is an FDIC-insured institutio... read more
Secondary Treasuries
Posted by: jack12  |   1 vote  |  4 answers
Here is what is available in common man quantities 11 month 185% 9 month 1656% 6 month 1285% By comparison New issue CDs (callable) 1 year 160% 18 month 210% 24 month 265% I am... read more
Brokerage CD's Vs. Bank CD's
Posted by: Nutgraf  |   2 votes  |  3 answers
For quite some time it has seemed to me that brokerage CD's were paying less than direct bank CD's so I so I chased CD rates by going to whatever banks were paying the most. Now it... read more
What Should I Do With My CD Proceeds?
Posted by: jack12  |   6 votes  |  27 answers
6 figures so please don't bring up an ibond My options---without opening a new account for now seem to be 12 months 1.05% keesler 15 months 1.05% Nasa 18 months 1.15% penfed 2 yea... read more
Ibonds: Can I Start Paying Taxes On Interest In Year 20 Of A 30 Year Ibond, Just Going Forward
Posted by: Ltssharon  |   1 vote  |  33 answers
I have paper ibonds. I bought them in 2001, 2002, and 2003. I have never paid any taxes on the interest they earn. I never thought about it before this. NOW, starting in 2022, is t... read more
Credit Alert Issues
Posted by: Anon456  |   1 vote  |  6 answers
there are credit alerts, and credit freezes. My understanding is that a FREEZE is like a locked out credit bureau account, but an alert is just an added step to require them to ver... read more
Treasury Buyback Rules
Posted by: betaguy  |   2 votes  |  2 answers
Is anyone familiar with the Treasury buyback rules? I just ran across this concept. Tried to read and understand what is written over at, but got nowhere. It al... read more
18 Month Cd Ladder Versus A 5 Year Cd Ladder
Posted by: Ltssharon  |   3 votes  |  5 answers
For many years I had used a 5 year cd ladder with an equal amount in each year.. This is while I was busy working rather than pondering finances. .Then there came a chance to take ... read more
Northpointe Bank Rate For Real?
Posted by: tukesmtn  |   1 vote  |  1 answer
I see Northpointe bank is offerring the best rate around at .9% of 6 months on savings. I find no recent reviews. Is this just some come on rate and in 6 months you'll have to chan... read more
Best Bank For Online Savings
Posted by: Geno506  |   2 votes  |  2 answers
What is considered to be the best all around bank for online savings?... read more
Handling IRA CD Distributions/ Rollover Or Trustee To Trustee Transfer??
Posted by: paoli2  |   6 votes  |  23 answers
I would appreciate any advice on a problem I am having for the past two days.  My spouse and I have our personal IRAs which have been in CDs in a local bank maturing at the en... read more

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