Ask a question

Ask The Community


Latest Questions

Unknown Cds, Accounts, POD Beneficiary
Posted by: McGladstone  |   1 vote  |  2 answers
We found out my wife's father died a few days ago. My wife's mother and brother passed at a young age and more recently lost her other brother leaving her a dad, who is now gone as... read more
Suncoast Credit Union Cd's
Posted by: babs33458  |   1 vote  |  2 answers
I called Suncoast yesterday and inquired about opening a cd with them. I was told they only accept wire transfers ( no ACH) and that I needed to have an account with them first. Th... read more
Leave Open Or Close Accounts After Bonuses
Posted by: mountainman  |   1 vote  |  1 answer
After receiving bonuses for opening accounts do you leave them open, withdraw all funds to cause closure or call in to cancel accounts? (Some banks offer bonuses to existing custom... read more
ACH HUB Recommendations
Posted by: Anon456  |   3 votes  |  5 answers
I have been using ALLY BANK for ACH transactions, because they have BOTH a fairly good savings rate (2.2% at the moment), and work well for LARGE ACH transactions. Time can be an i... read more
Mint Acc/Rout Alternative
Posted by: doner  |   1 vote  |  0 answers
Please advise a service similar to a mint (online accounting) so that you can connect several banks and multiple accounts, while the service can display the bank account number and... read more
Thoughts On A Brand Smacking New CD
Posted by: Buckeyes  |   1 vote  |  4 answers
I am thinking about getting Ally's 12 month CD paying 2.70 percent. This is because of the possibility that the Fed rate will come down, thereby affecting the rate banks will pay. ... read more
FIXED CD RATE
Posted by: dELROY  |   1 vote  |  3 answers
So if I do a 6 moths CD at whatever rate it is when I opened it, is that rate locked in during that 6 months or does it change according to the market?... read more
IRA Funds Transfers Taking Long Time To Complete
Posted by: Been_There  |   6 votes  |  1 answer
IRA Trustee to Trustee transfers are taking long time to complete. I think Congress should be asked to mandate the electronic funds transfer of the IRA funds to the receiving insti... read more
Credit Unions That Distrubute Bonus Dividends To Customers.
Posted by: murr9506  |   2 votes  |  6 answers
Founders Federal distributes a portion of its profits in the form of dividends to it's customers once per year. I occasionally read about another credit Union that does this. Is th... read more
Andrews FCU - How Best To Retrieve Funds From Matured CD
Posted by: arlo48  |   3 votes  |  18 answers
I have a CD with Andrews that's about to mature and plan to reinvest the money at another institution. I have a checking account at Andrews but unfortunately do not have checks. I ... read more
Has Anyone Done A Regions Promotion That Requires An ACH Direct Deposit?
Posted by: willy12  |   1 vote  |  7 answers
I opened an account because it offers a $400 bonus for opening a checking account and doing ten debit card transactions. In order to avoid the $8 monthly fee, I have to enroll in ... read more
Does A Bank Have A Fiduciary Duty To Transfer CD Funds In A Timely Manner?
Posted by: Confused1  |   1 vote  |  13 answers
On April 17th, my new institution faxed over direct transfer instructions to Synchrony Bank for my IRA CD maturing the next day. I called on the 22nd since funds were still in the ... read more
Please Help
Posted by: ranchorama  |   1 vote  |  2 answers
I'm not smart enough to figure out how to notify Mr. Tumin about a problem with the Chase bonus deals he shows on this site and am hoping that someone here can do so. I signed up... read more
Financial Ratings By Deposit Accounts
Posted by: maxpac  |   2 votes  |  1 answer
First Guaranty bank is rated B in capitalization and has deposits/equity in excess of $1b. non current loans at about 20 percent of allowances and is only rated above average. Whe... read more
Difficulty In Selling Brokered CDs?
Posted by: Ken Tumin  |   18 votes  |  13 answers
One reader emailed me about his experience in trying to sell Fidelity brokered CDs. Here’s an excerpt of his email: I have brokered CDs with Fidelity.  I never had any l... read more
I Have 600K In 5 Yr. Cds At 2.2%. Should I Break Them, And If So, Ladder Or Go With 3.40% 5 Year?
Posted by: evansears  |   3 votes  |  5 answers
I've never done this before. $240K comes up in 2 yrs. 3 mos. $280K comes up in 3 years. About $110K in IRA comes up in 3 years. Despite everything I've read about laddering, I'm ... read more
VSECU Question
Posted by: fstsho  |   1 vote  |  1 answer
Why is VSECU mentioned in April 23rd CD Rate Summary but not in the CD Rates charts?... read more
Synchrony Bank
Posted by: Beecher60  |   4 votes  |  3 answers
I had a JC Penny's Card and became ill after 10 years of paying my card on time. Synchrony Bank began calling and mailing me bills to pay my card. It was a while before my health c... read more
Has Anyone Given Up The CD GAME?
Posted by: Diehard  |   12 votes  |  27 answers
For the *average* folks, (not you millionaires) who may only have 10k to 20k to put in a CD, does it make any sense to even invest at these ridiculous low rates? Example: A popular... read more
Direct And Broker CD Rate Cuts
Posted by: jeffb1517  |   1 vote  |  1 answer
Read the information on rate cuts regarding rate cuts to CDs after a bank closes. A few followup questions: 1) Can this happen with brokered CDs or only direct CDs? If it can happ... read more

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.