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Frequently Asked Questions
Latest Questions
CD's And Interest.
Are there any banks, credit union or savings or saving and loans or brokerages that have CD's that still only report interest at maturity. And when they mature the interest is post... read more
Have You Ever Been Able to Have A Bank/CU Direct-Transfer IRA/HSA/Roth $ Via A Wire?
Moving IRA/HSA/Roth $ is different than moving normal funds. There's a lot of paperwork and IRS compliance. The few times I've had my current FI where I had IRA/HSA/Roth funds dire... read more
Best Internet Only Bank Or CU
By best I mean super easy to open an account, fund said account & close account,... read more
Burke & Herbert Ach Transfer
Does anyone know if b&h allows ach transfers initiated by an External bank/cu
to/from a b&h-sfgi savings acct? If yes, are there any money limits on the transfer
amount? I ask bec... read more
Any Reason To Keep Your Credit Union Membership Applications?
It's a little late now, as I shredded them all yesterday doing spring cleaning, but is there any reason I should have kept copies of my original membership applications for all the... read more
Question Regarding First Financial Northwest
Looks like First Financial Northwest is now operated by Global Federal Credit Union.
Is there anything I need to be aware of in terms of my funds being safe there? I appreciate inp... read more
Do You Lose Interest When Moving Money Between Banks?
This is a very amateurish question, but I'm admittedly an amateur, so here goes...
I have a Platinum Savings account with CIT Bank and a Cornerstone Money Market account with Vio ... read more
MACU Hitting Max CD Share#
At Mountain America CU (MACU), has anyone encountered issue opening CD online after you hit share # “S0099”?
Today 4/30/2025, I opened 2 Growth CDs. The 1st CD was opened as “S009... read more
Any Thoughts On Vanguard Cash Plus Account?
I've used Vanguard for my IRA but am curious about their Cash Plus account. Does anyone have one? It's FDIC insured and seems like an easy way to transfer money into my IRA. Just w... read more
How Do You Measure The Impact Of Early Withdrawal Penalties?
I haven't found a calculator that depositors need to calculate the impact on their investment from early withdrawal penalties. So, here is a link to an Excel spreadsheet that you c... read more