Miscellaneous
Latest Discussions
Credit Union IRA Transfers
OK .... just looking for feedback from this group.
I have several IRA's at several Credit Union. The smaller ones do not have their forms, but use CONENSUS for their forms.
Most ... read more
Credit Union Ratings Updated
Ken has updated his credit union ratings. The ratings now reflect Q4 2020 financial data, which is the most recent available.
Ken is customarily first with this pivotal updating. ... read more
Ally Rate Drop - More Punishment
Ally lowered the APY on its' 12 month CD (from .60%) to .55% today, Fri 3-19-21.
"The beatings will continue until moral improves"... read more
NASA FCU Will Not Allow You To Take Out Amounts Larger Than $5000 Per Day At A Shared Branch
This is new and was not announced to members. Previously, this was not the case. I had a CD mature this week. I tried to move the proceeds from NASA to another credit union and was... read more
New Tactic To Not Pay Rewards Bonus
I recently ran into this tactic to allow CUs to not pay Rewards Bonuses:
Thank you for messaging Pelican State Credit Union!
Due to change in systems, some online-initiated and r... read more
The Impact Of Supply And Demand Upon Savings Rate
We often discuss the impact of the Federal Reserve monetary policy decisions upon interest rate. However, there is another factor which seems to be exerting further downward pressu... read more
Got Some Good Information On Limitations. Read This
After about an hour with the chat and a live human on the phone I found out 1. must have direct deposit of $500 per month to open a money market account and 2. After you have 25K i... read more
Are Your IRA CDs An Add-On?
As a friendly reminder up until tax filing time some/most FIs allow you to add on to an existing IRA CD. Good time to “help” your local FI reduce its interest expense by attempting... read more
Fraudulent Charges On Credit/Debit Cards
Many readers at DoC are reporting unauthorized transactions on their credit/debit cards. Wise to check all your cards and activate alerts.... read more
KEESLER FCU
I have a bunch of money over at KEESLER, and they have had some good rates.
But you know what ..... it's just not worth it.
I started trying to get a new HIMMA-PLUS account opene... read more
E-Trade Account Bonuses
E-Trade has two new promotions. One for new accounts and one for existing account holders. Both have significantly higher bonuses then previous offerings.
The new account bonus fo... read more
ALLY LOCKDOWN Maintenance
All Transfer options and list of external accts'
!!:30 call in states availability in maybe 1 or 2 hrs
Was VERY nervous about this AM... read more
Kinecta And Xceed Announce Planned Merger With Kinecta As The Survivor
Why? A merger of non-equals? Upper NY members may not be too enamored with the lost of a namesake.... read more
Elements Financial Sends Out ERRONEOUS Security Alert E-Mail
I received an e-mail from Elements Financial with the subject line: "Internet Banking Security Alert Notification: Invalid Password". The message stated that "an invalid password f... read more
Citibank Offers Up To $1500 Bonus For Checking Account Deposits
Citibank offers up to $1500 bonus for checking account deposits maintained for 60. There are several tiers ranging from a $200 bonus for a $5,000 deposit to a $1500 bonus for a $20... read more
Reward Kasasa Checking Requirement Tip
If you are ever in a pinch to get your required debit card charges for a Reward or Kasasa account, make a purchase at Walmart or Home Depot. It will immediately be debited from you... read more
Potential Hacking
I have recently noticed numerous FAILED login attempts at several of my financial accounts. Random locations and time periods, so I do not think it is directed at my information. R... read more
Northwest FCU Revises Disclosures To Include Draconion Mandatory Arbitration
I got a newly revised Agreement and Disclosures booklet from Northwest Federal Credit Union in Virginia yesterday, with a cover letter noting that it included, among other things, ... read more
Freedom Credit Union (PA): "Notice of Change in Terms"
effective 1/1/2021
I received the notice in today's mail. Numerous changes, including this:
There will now be a $2.00 per month charge to receive a paper statement. Please keep i... read more
Ally Will Suspend All Transfers If A Transfer Fails. Marcus Locks Account If No Activity In 60-Days
I received an email from Ally stating that a transfer between my Ally checking account and my Marcus savings account failed to complete, and that funds were returned to checking. T... read more