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South Carolina Banking Rates and News

Browse through the stories below to view current deals for South Carolina banks or select an item from the menu bar above to view current rates in South Carolina.

Competitive 70-Month Promotional CD at Regions Bank - 2%
Regions Bank

Every now and then a large bank offers a decent rate on a promotional CD. The latest large bank to offer this type of deal is Regions Bank. It’s advertising two promotional CDs. The best one is a 70-month CD with a 2.00% APY. The other one is a 40-month CD with a 1.10% APY. Only the 40-month iCD is also available in an IRA. Minimum deposit is $10,000, and the maximum is $1 million. A checking account is required, and it must remain open during the entire term...

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Update on First Financial Bank’s Reward Checking and Savings Accounts
First Financial Bank (AR)

First Financial Bank continues to have very competitive rates on its reward checking and savings accounts, and these accounts are now available to more people than when I last reported on this account in April 2013. The reward checking is called Kasasa Cash, and the savings account is called Kasasa Saver. My first report on these accounts was in January 2013, and the rates have held steady since that time. At the time of my first report, the bank was accepting new customers from any state. That didn’t last long,...

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BB&T $125 Checking Account Bonus That Doesn’t Require Direct Deposit

BB&T has brought back its $125 checking account promotion. Like the one last year, you can qualify for the bonus without direct deposit. That’s rare these days. The one downside remains the same. All of BB&T's checking accounts have potential monthly service fees. So if you open the checking account for the bonus, you have to make sure to avoid the fees.

To qualify for the $125 bonus, customers must open a BB&T checking account and either 1) use online bill pay for 3 bill payments with a minimum payment of...

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Top Long-Term CD Rates at Bayer Heritage FCU in WV, OH & SC
Bayer Heritage Federal Credit Union

It has been awhile since Bayer Heritage Federal Credit Union has been offering top CD rates. Perhaps this is another follower of rising Treasury yields. On August 1st the credit union made big increases to its long-term CD rates. Its 5-year CD rate increased from 1.64% to 2.02% APY, and its 4-year CD rate increased from 1.38% to 1.76% APY. These 5-year and 4-year CD rates are now very competitive. Minimum deposit is $500, and these are also available in an IRA. These rates are listed in the credit union's...

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New High-Yield Reward Checking Account at Community & Southern Bank - 2.01%
Community & Southern Bank

High-interest reward checking accounts are looking more appealing these days when it looks like rates may be on the rise. These offer rates higher than CD rates, and you don’t have to worry about locking into a long-term low-rate CD. There are a few downsides with reward checking. It requires work to meet the monthly requirements. Rates may fall, and there’s a balance cap which can also fall. We have seen many reward checking accounts with balance caps that fell from $25K to $10K. We have also seen many new...

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$125 Checking Account Bonus at CertusBank in Parts of SC, GA & FL
CertusBank, National Association

I learned of this promotion on Friday when the FDIC announced CertusBank had assumed all deposits of the failed Parkway Bank. As I reviewed the CertusBank website, I noticed it was offering a checking account bonus of up to $125. Both new personal and business accounts are eligible. The details are listed in CertusBank’s promotion page as of 4/29/2013.

To earn the full $125 bonus, the following is required:

  • $100 for opening a new checking account with direct deposit and bill pay
  • Additional $25 for using your debit card five times in the...
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Another Regions Bank's $125 Checking Account Bonus - Available in Several States
Regions Bank

Regions Bank is again advertising a checking account promotion in which you can earn $125. This is another big bank that lacks free checking so you'll have to be careful to avoid monthly fees. The offer requires a new customer open a LifeGreen Checking Account online with the promo code 125, have at least $500 in total direct deposits and at least 10 Visa check card purchases in the first 60 days. Offer is scheduled to end on 4/7/2013. The offer is listed in this Region's promotion page.

There's no mention...

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BB&T $125 Checking Account Bonus

Just two weeks ago I posted on a BB&T $100 checking account bonus. Now it's offering a $125 bonus with the same requirements. The nice aspect of this bonus is that you can qualify for it without direct deposit. The downside is that BB&T's checking accounts have potential monthly service fees. So if you open the checking account for the bonus, you have to make sure to avoid the fees.

To qualify for the $125 bonus, customers must open a BB&T checking account and set-up and receive 2 direct deposits of...

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BB&T Offers Another $100 Checking Account Bonus

BB&T is again offering a $100 bonus for opening a checking account and performing some additional activities. Just like most large banks, BB&T's checking accounts have potential monthly service fees. So if you open the checking account for the bonus, you have to make sure to avoid the fees.

To qualify for the $100 bonus, customers must open a BB&T checking account and set-up and receive 2 direct deposits of at least $100 OR make 3 online bill payments of at least $25. The offer is scheduled to end on 3/1/2013....

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New Reward Checking at CBC National Bank in FL, GA & SC - 1.5%
CBC National Bank

In the good old days, it was easy to find reward checking accounts paying over 4% for balances up to $25K. Those days are over. In today's environment, if you can find 2% for balances up to $25K, you should consider yourself lucky. CBC National Bank should help more people have access to this type of reward checking account. Its reward checking account is called Advantage Checking, and it has the following rates and features as of 11/13/2012:

  • 2.00% APY for up to $25,000
  • 0.36% to 2.00% APY for balances over $25,000
  • No...

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Checking Account Rate Special at BrandBank - Available in the Southeast
The Brand Banking Company

BrandBank has started a checking account promotion which is guaranteeing a 1.07% APY through June 30, 2013. A minimum balance of $50,000 is required. The rates are much lower for smaller balances (0.25% for $10K to $50K and 0.10% for under $10K). There's also another requirement. One of the following criteria must be met within 60 days of account opening: 1) sign up for recurring Direct Deposit on this account; 2) enroll in Brand Bill Pay; or 3) open a CD with at least $25,000 in new money not currently...

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Best Reward Checking Account in South Carolina at Greenville Heritage FCU - 2.78%
Greenville Heritage Credit Union

Greenville Heritage Federal Credit Union has a competitive reward checking account that's called Heritage Advantage Checking. The rate isn't the best, but the combination of rate and balance cap makes it better than what's nationally available. It currently pays 2.78% APY for balances up to $25,000. This is listed in the credit union's checking page as of 9/27/2012: To qualify for this rate, the following monthly requirements must be met:

  • 12 signature-based debit card purchases
  • 1 direct deposit or ACH credit
  • Use Home Banking at least once
  • Maintain eStatements

Minimum initial deposit is $100. Only...

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