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Bank Deals Blog - 2009

December 2009

31st	New Year's Eve Credit Union Liquidation Update on ASI, Velocity Credit Union and Private Deposit Insurance Beware of Wrong Reports of FDIC Guarantee Changes
30th	UmbrellaBank and Imperial Capital CD Holders Take a Beating Update on Chase Checking Account Bonuses
29th	Discover Bank's New Limited-Penalty-Free CD and its New Online Savings Account Free Reward Checking Account at an Indiana CU (Financial Center) How the Proposed Fed CDs Will Affect Savers?
28th	$200 Checking Account Bonus at Union Bank in CA, WA and OR
27th	The Differences between Credit Unions and Banks
26th	NYTimes Article: At Tiny Rates, Saving Money Costs Investors
24th	Merry Christmas and Happy Holidays!
23rd	High-Yield Reward Checking Account at a North Carolina CU - Easy Membership (Coastal) Useful Reward Checking Account Tips
20th	Competitive 2- and 5-Year CDs at Northwest FCU - Available Nationwide Competitive 5-Year CD at Northwest FCU with Useful IRA Feature - Available Nationwide
19th	Discover Bank's CD Rates Up To 5.02% 4.25% Reward Checking Account at Incommons Bank in Texas - Local Only New 5.30% No-Min Online Savings Account - iGObanking
18th	7 Banks Fail Including UmbrellaBank's Parent and Imperial Capital Important Gotcha for Those with Reward Checking Accounts
17th	4.01% Reward Checking Account at Gulf Coast Bank & Trust Company in Louisiana AmTrust Bank and Five Other Banks Are Shut Down by Regulators New Online Savings Account and CDs at American Express Bank Flagstar Internet Money Market Rate Plummets and Is No Longer Competitive
16th	M&T Bank's New Internet Bank - OnBank Fed Still Saying Exceptionally Low Rates for Extended Period - Update
13th	IndyMac Depositors Are Still Out of Luck - Review of Deposit Insurance Changes Since IndyMac's Closure
12th	2.81% Savings Account Guaranteed to 9/30 at EBSB Direct
11th	Three Banks Closed by Regulators in FL, AZ and KS The Last Remaining 6% Reward Checking Account
10th	Ally Bank News - Fee Changes and CD Renewal Bonus
9th	Free High-Yield Reward Checking Accont at R Bank in Texas - Local Only
8th	More Information on the Transition to DepositAccounts.com GMAC Bank Changes Name to Ally Bank - New 2.50% 9-Month No-Penalty CD 4.00% Online Savings Account Guaranteed For 3 Months at 1st Constitution Direct Review of PNC Bank's Virtual Wallet, Checking/Savings Account
7th	3.50% Reward Checking Account at Kemba Credit Union in Ohio - Local Only
6th	Competitive CD Rates at Self-Help Credit Union in NC & CA - Available Nationwide
5th	Update on SmartyPig's High-Yield Savings Account
4th	Emigrant's New Internet Bank: DollarSavingsDirect Velocity Credit Union in Texas Begins Voting Process for Switch to Private Insurance
3rd	Update on the Best Nationwide Reward Checking Account - Bank of the Sierra
2nd	Certificate and Credit Card Deals at Pentagon Federal Credit Union - Available Nationwide Update on PenFed CDs for January - New and Rollover CDs AmTrust Financial Files for Bankruptcy - Future of AmTrust Bank?
1st	3.50% 5-Year CD & 4.00% 7-Year CD at First National Community Bank in PA - YMMV Nationally Available Credit Union News - ASI Review and a Credit Union Liquidation The Future Home For Bank Deals: DepositAccounts.com

November 2009

30th	5.00% Reward Checking Account at Quad City Bank & Trust in Iowa - Local Only
28th	3.00% 36-Month CD at Mutual of Omaha Bank in CA, NV, AZ, CO, NE & TX - Local Only 3.51% Reward Checking Account at Timberland Bank in Washington State
27th	FDIC Releases October Enforcement Actions
26th	High Yield Savings Account at Centennial Bank - Nationally Available
25th	Big Improvements Coming to Bank Deals Alliant Credit Union's Savings Account Rate to Remain 2% Through December Update on Alliant Credit Union - Competitive Savings Account and CD Rates High-Yield Low-Max CD Specials
24th	FDIC's Third Quarter Report - Number of Problem Banks Increased to 552 High-Yield Reward Checking Account at Cedar Rapids Bank & Trust in Iowa - Local Only
23rd	Fees for PIN-Based Debit Card Purchases
21st	One Small Florida Bank Closed - 124th Bank Failure of 2009 Bank of America's Special Rate Money Market Savings Account 2.25% 7-Month Jumbo CD & Other Competitive CDs at Consumers Credit Union - Easy Membership High Yield Online Money Market Account at Nationwide Bank Bank of Internet's New Advantage Savings Account with a 2.50% APY - Nationally Available Bank of Internet's High Yield Savings Account - New Higher Yield
20th	Should You Use Your Emergency Fund for Holiday Shopping? ING Direct's Black Friday CD and Electric Orange Checking Specials
19th	Bank Deals Blog is Back in Operation!
17th	FDIC is Now Forcing Rate Cuts to Reward Checking Accounts FDIC's Fall 2009 Consumer News - FDIC Coverage, Safe Deposit Box, Debit Card Protections Link Verification When Opening a New Account at Ally Bank
16th	New 5.25% No-Minimum Online Savings Account - FNBO Direct
14th	New High-Yield Internet Checking Account at Incredible Bank - Available Nationwide
13th	Two Florida Banks and One California Bank Closed by Regulators SFGI Direct's 2.25% Online Savings Account Is Open Again But With Changes Competitive Online Savings Account at SFGI Direct Update on SFGI Direct - The Top Online Savings Account Ally Bank Increases Rates - FDIC Restrictions Having an Effect? Another Fed Action That May Cost Savers - New Rules on Overdrafts New Internet Bank with Competitive Rates: Colorado Federal Savings Bank - Available Nationwide New Online Savings Account at CNB Bank Direct
12th	BBVA Compass Checking Account Promotion - Free iPod touch (available in AL, AZ, CO, FL, NM & TX) TD Bank's Elite Savings Account Promotion 4.19% Reward Checking Account and 3.19% Savings Account at D.L. Evans Bank in ID – Local Only
11th	Update on Hanmi Bank in California - Deposit Deals and Financial Condition $150 Checking Account Bonus at Harris Bank
10th	How Much Money is Your Checking Account Making for You
9th	Basic ATM Safety Practices No Longer Offered - Reward Checking Account at Chartway Federal Credit Union Reward Checking Account at Baxter Credit Union in IL/WI
8th	Reward Checking Account at a Texas Bank (ViewPoint)
7th	Reward Checking Account in Ohio and Indiana at Farmers & Merchants State Bank Competitive Money Market Account at Delta Community CU - Easy Membership
6th	Five Banks Fail including United Commercial Bank
4th	Fed Still Saying Exceptionally Low Rates for Extended Period 106 Bank Failures for 2009 $150 Checking Account Bonus at First Tennessee Bank - Local Only
3rd	World Series CD Special at South Jersey FCU - Local Only Charter Bank Slashes the Rate on its Nationwide Reward Checking Account
2nd	High-Yield Reward Checking Account at First Arkansas Bank and Trust Treasury Announces New I Bond Rate of 3.36% - Fixed Rate of 0.30% History of the Government's Intervention into GMAC and Ally Bank
1st	More Reviews of Risks with Privately Insured Credit Unions

October 2009

31st	Uninsured IndyMac Depositors Ask FDIC Chairman for Help - Lessons To Be Learned
30th	Nine Banks of FBOP Corporation Closed - All Deposits Assumed by U.S. Bank Ally Bank Cuts Rates - Linked to the GMAC Bailout? FAB&T Announces Major Cuts in Its Reward Checking Account - Future of Reward Checking?
28th	Another Case of a Bank Discouraging Small Debit Card Purchases in its Reward Checking Account
27th	Benefits of Online Banking GMAC Reported To Have Agreed to Deposit Rate Limitations Review of Sovereign Bank's Save & Invest CD Package
26th	Update on the Online Savings Account at Newtown Savings Bank - Nationally Available ING Plans to Divest ING Direct - What It Might Mean for ING Direct Customers?
25th	Credit Union Liquidation without the NCUA 3.50% 60-Month CD at Banco Popular in CA, NY & FL - Local Only Credit Union Members Beware: Your Credit Union May Drop Federal Deposit Insurance
24th	Reward Checking Account at First City Bank in Florida Alliant Credit Union Increases CD Rates, Holds Savings Account Rate Steady - Available Nationwide 3.25% 42-Month CD at Regions Bank in Several States UmbrellaBank Raises CD Rates & Update on its Money Market Account - Nationally Available
23rd	Barron's Front Page: It's Time to Raise Rates, Ben
22nd	Money Doesn't Grow on Trees But You Can Make Money Grow Faster with Money Market Accounts 2.25% 12-Month CD at Academy Bank in Colorado - Available Nationwide
21st	WaPo Article Sums Up the Plight of the Savers
20th	Update on ACH Transfers at PenFed and the Issue of Restrictive ACH Policies
19th	4 of the Most Common Personal Finance Mistakes Potential Issues When You're Opening Reward Checking Accounts 2.25% 12-Month CD at Metlife Bank - Available Nationwide
17th	3.35% Reward Checking Account and 1.81% e.Savings Account at Peoples Bank in NC
16th	Benefits of Fixed Rate IRAs 99th Bank Failure of 2009 - San Joaquin Bank in California I Bond Fixed Rate Plummets from 1.20% to 0% Update on Series I Savings Bonds: Next Inflation Component Will Be 3.07% Update on Series I Savings Bonds: Six Months of 0% for All Existing I Bonds
15th	Rip-off Alert - Chase CD Early Withdrawal Penalty
14th	Don't Call it a Comeback
13th	High-Yield Online Savings Account and Sign-up Bonus at BankOn for NE, CO, KS, MO & WY Only
12th	Credit Card Fee Legislation May Impact Reward Checking Accounts Details of Wells Fargo's New Way2Save Program - Big Changes from Wachovia's Way2Save
10th	Amboy Direct's New Add-On CD (eSavings Time Deposit) - Nationally Available
9th	A Rare Friday That's Free of Bank Failures KeyDirect Is No Longer Accepting New Customers
8th	Installment Savings Account with High Rates at Hanmi Bank - CA Only High-Yield Reward Checking Account at South Carolina Bank and Trust - Local Only
7th	The Differences Between Certificate of Deposits and Brokered Certificate of Deposits
4th	High-Yield Reward Checking Account at First New England FCU
3rd	State Farm Bank Continues to Offer a Competitive Regular Checking Account BankUnited Raises Online Savings Account Yield
2nd	Money Market Accounts as Profitable Investment Strategies Three Banks and Two Credit Unions Failed This Week
1st	E*TRADE Savings Account Yield Back Up To 5.05% - Bonus and Account Review ProvidentNJ Direct's New Limit on External Transfers

September 2009

30th	Depositors Suffer from the Bank Failures of Corus and Irwin Union Bank CD Rates Fall at Melrose Credit Union But Remain Competitive - Available Nationwide 2.50% 2-Year CD & Other Competitive CD Rates Continue at Pinnacle Bank in Florida - Local Only
29th	FDIC Releases Plan for Banks to Bolster FDIC Deposit Insurance Fund
28th	95th Bank Failure of 2009 and Other FDIC and NCUA News Credit Union News - Closures and Premium Assessments
27th	Social Security: The Basics
26th	Irwin Union Banks Closed by Regulators, First Financial Bank Assumes All Deposits
25th	3.00% 25-Month CD & 2.50% 13-Month CD with Add-On Feature at America's Credit Union - Easy Membership 3.80% 60-Month CD at PrimeWay Federal Credit Union in Houston - Local Only
24th	$100 TD AMERITRADE Deposit Account Bonus
23rd	Fed Leaves Rates Unchanged: When Will the Fed Start Hiking? HSBC Direct's Rate Promotion Extension and HSBC Bonus Update Review of Liquid Certificates of Deposit - Gimmicks or Worthwhile Deals?
22nd	$100 Checking/Savings Account Bonus at Sovereign Bank in the Northeast States
21st	Wells Fargo Executive Fired for Partying in Foreclosed Home Non-Illinois Corus Bank Depositors Report Harsh Treatment by MB Financial Important Features and Potential Issues of Certificates of Deposit 2.30% 12-Month CD at CoVantage Credit Union in WI & MI - Local Only 4.00% 60-Month CD at FNBO Direct - Nationally Available 2.50% 9-Month Risk Free CD at Bank of America in Many States Charles Schwab's New 4.25% Free Checking Account Major Rate Increase: Charles Schwab's High Yield Investors Checking Account
20th	Tips for Those With Maturing CDs at PenFed and Other Credit Unions
19th	Checking Accounts at Westbound Bank in Houston Update on Citibank's CDs - Branch Specials & Secured MasterCard CD - Update
18th	Another CD Promotion at Irwin Union Bank 4.07% 18-Month CD ($25K Max) Continues at Citibank via its Secured MasterCard Program EXPIRED: 2.17% 12-Month CD at Town & Country Bank in Las Vegas - Local Only $300 Checking Account Bonus at Dime Bank in New York
17th	Timing is Everything When Converting Traditional IRA to Roth IRA
16th	2.22% 13-Month CD at Great Western Bank in Colorado - Local Only US Bank's New Savings START Program and Review of Other Savings Programs
15th	Keep Your Financial Strategy in Good Times Media Mentions & Help for New Readers 12% 12-Month CD ($1,200 Max) at Premier America Credit Union in CA & TX - Local Only
14th	MB Financial's Plans for Corus Bank Deposits Follow-Up on Credit Unions Converting from Federal to Private Insurance
13th	$75 Checking Account Bonus at Bank of America, Plus a Note on the New Fees
12th	Reward Checking Account at Capital Educators FCU in Idaho High-Yield Reward Checking Account in Tennessee (Bank of Ripley) Free Reward Checking Account at Legence Bank in IL/IN New Online Savings Account at Venture Bank Direct Review of Corus Bank's Ultimate Money Market Account
11th	Corus Bank is Closed by Regulators, MB Financial Bank Assumes All Deposits My Experience Closing a WaMu/Chase CD and Tips on Redeeming CDs
10th	Update on Citibank's CD Specials - 4.00% 60-Month CD Continues in Some States
9th	The Best Ways to Make a Savings Account Work for You 5.00% 6-Month CD ($25K Max) at Tyndall Online Credit Union in FL Panhandle - Local Only Proposed Overdraft Fees Legislation and Impact to Reward Checking
8th	Multiple Savings Accounts Help Manage Your Money
6th	Who Does the Banking in Your Family? Federal Reserve Changes Reg D To Allow 6 Checks Per Month in Money Market Accounts
5th	Melrose Credit Union CD Rates Are Down But Still Competitive - Nationally Available New High-Yield Online Savings Account at Bank of American Fork - Nationally Available Five Banks Fail, FDIC Couldn't Find a Buyer for One
4th	Roth vs. Traditional IRA – What’s The Difference? Banks Lose Money Again – How to Keep Yours
3rd	Installment Savings Account with Rates Up to 4.86% at Center Bank in CA, WA & IL - Local Only
2nd	Competitive Mid-Term and Long-Term CD Rates at Northwest FCU - Easy Membership
1st	Competitive CD Rates Continue at Southeast Financial Credit Union - Easy Membership 2.35% 12-Month CD at Delta Community Credit Union - Easy Membership 4.00% 7-Year CD Continues But Other CD Rates Have Fallen at Pentagon FCU

August 2009

31st	Guaranty Bank in Texas, ebank in Georgia and 2 Other Banks are Closed by Regulators
29th	Review of Today's 3 Bank Closures and Update on Community Bank of Nevada's Closure
28th	5 Ways Credit Unions Beat Banks The Quick Guide to Selecting the Right Checking Account: Just 4 Steps
27th	FDIC's Second Quarter Report - Number of Problem Banks Increase to 416 FDIC Eases Requirements for Buyers of Failed Banks
26th	Update on Citibank's CDs - Branch Specials & Secured MasterCard CD
25th	Update on Alliant Credit Union's Savings Account and Checking Account
23rd	Bank of America's Introductory Rate Money Market Savings Account
22nd	5.13% Online Savings Account at Broadway Federal Bank - Nationally Available
21st	How to Find a Financial Planner 4 Different Certificate of Deposit Options Causes of Guaranty Bank's Problems and an Unofficial Bank Problem List Bank of America's $100 Checking Account and Bill Pay Bonus
20th	Small and Large CD and Checking Account Deals at Apple FCU in Virginia - Easy Membership
18th	Charles Schwab Bank's High Yield Investor Savings Account More Friday Bank Closures - What Depositors Might Lose
17th	Colonial Bank Closed by Regulators - Largest Bank Failure in 2009 and 6th Largest in US History Update on Amboy Direct Savings Accounts, Bonuses and CDs
16th	4.01% Checking Account at an Arkansas Bank - $25K Max (Little Rock)
14th	Update on SmartyPig's High Yield Savings Account
13th	Flooded by Deposits, Banks Restricting Applications - FAB&T and SFGI Direct 4.01% Reward Checking Account at Countybank in SC
12th	Very Competitive CD Rates at Credit Union 1 in IL & IN - ASI-Insured Only FOMC Meeting - Rates Stay Near Zero
11th	Saving When You're Young
10th	How to Open a Money Market Account Update on Chase Checking Account Bonuses and WaMu Conversions Five Banks Close Including Mutual Bank - 69 Bank Failures So Far This Year Four Banks Fail Including Vineyard Bank and Temucula Valley Bank in California
9th	$100 Checking Account Bonus at Elevations Credit Union in Colorado - Local Only
8th	High-Yield Reward Checking Account on All Balances and Open to All of Texas (City Bank) High-Yield Reward Checking Account at an Oklahoma Credit Union (FAA) 4.00% Reward Checking Account at Kansas City Banks (Valley View Financial Group)
7th	Maintain Your IRA With an Annual Checkup
6th	Savings Accounts in College Life 4.07% 18-Month CD ($25K Max) at Citibank - Nationally Available
5th	PenFed's Cash Back Credit Card Back-to-School Promo
4th	Competitive CD Rates at USAA Federal Savings Bank - Nationally Available
1st	HSBC Direct's Online CDs - Competitive Rates with Some Nice Features Review of Market-Indexed CDs

July 2009

30th	7 Key Issues to Choosing a Checking Account Should You Take a 401(k) Loan?
29th	Discover Bank's CD Promotion for Discover Credit Card Customers E-LOAN's CD Rates and Warnings About CD Maturity
28th	Useful IRA CD Feature at Pentagon Federal Credit Union Reward Checking Accounts with Rate Guarantees - One With 6% Until 2010
27th	Those 5% WaMu CDs Are Nearing Maturity - Issues to Consider
26th	Reward Checking Account at First National Community Bank in PA 4.68% 12-Month CD & 4.32% 6-Month CD at State Bank of India, New York Internet Banks and Rate Chasing - Is It Worth It?
25th	Choosing Checking Accounts for Teenagers Where to Save Your Money During a Recession
24th	One New York Bank and Six Georgia Banks Are Closed by Regulators 2.50% 13-Month CD & 2% Money Market at Umpqua Bank in WA, OR & Northern CA - Local Only High Yield Savings Account and CD at Choice Financial - Nationally Available
23rd	2.45% 24-Month Bump-Up CD at Beacon Federal Bank - Available Nationwide
22nd	Credit Card Interchange Fees and Reward Checking Accounts Bernanke's Testimony - No Signs of Higher Interest Rates
18th	Reward Checking Account at The Community State Bank in Oklahoma - Local Only 4.00% 60-Month CD & 2.50% 24-Month CD at Citibank in Some States Make Sure You Don't Get Ripped Off When Your CD Matures
17th	FDIC getting tough and its impact to the $250K insurance limit
16th	Salem Five Direct Slashes eOne Rates
15th	2.55% Online CDs for Terms of 3 to 12 Months Plus 2.05% e-Savings at TotalBank in South Florida - Nationally Available Update on Urban Trust Bank in FL & MD - High Rates Continues, New FL Branches Customers Sue Bank to Get Back CD Money Stolen by the Bank's Employee
14th	Everything You Need to Know About Money Market Deposit Accounts in 5 Minutes or Less
13th	$100 Checking Account/Direct Deposit Bonus at Flagstar Bank
11th	High-Yield Reward Checking Account in South Shore Savings Bank in MA Zions Bank Raises the Yield on its Deseret Money Market Account
10th	53rd Bank Failure of 2009 - A Small Wyoming Bank Another Rate-Cut Friday at Ally Bank 3.00% 30-Month CD at Gesa Credit Union in Washington State - Local Only 2.50% 15-Month CD at Banco Popular in NY & FL - Local Only
8th	Choosing a Bank? What to Look at Besides The Interest Rates How the Big Banks and the Credit Unions Are Handling California's IOUs
5th	Equity-Linked Certificate of Deposits Reward Checking Updates - New Nationwide Account & Application Issues
4th	Brokered Deposits and Hot Money - Factors in Bank Failures?
3rd	Is a Credit Union Better Than A Bank? Competitive Rates on CDs, IRAs and Liquid CDs at OneWest Bank - Nationally Available
2nd	Summary of Today's Seven Bank Failures
1st	Update on Alliant Credit Union's Checking, Savings and CDs Update on Pentagon Federal Credit Union's Certificates - Update 5.50% No-Minimum Online Savings Account at a New York CU (RateEdge)

June 2009

29th	3.00% 9-Month CD at Union Savings Bank in Bloomington Indiana - Local Only
28th	$100 Checking Account Bonus at Chase - Update
27th	Reward Checking Account at a Massachusetts Bank (Institution for Savings) Five Banks Closed Today - Two in GA, Two in CA and One in MN Competitive CD Rates and a $50 Bonus at Discover Bank - Nationally Available
26th	What Are Annuities? 2.75% 24-Month CD at BankUnited in FL - Nationally Available Eastern Financial Credit Union Placed into NCUA Conservatorship 2.50% 10-Month CD at Greylock FCU in MA - Local Only
25th	Transferring Money Between Banks Takes Forever FOMC Meeting - Fed's Policy Remains Unchanged Online Savings Account and High Yield CDs at First National Community Bank in PA
24th	How Careless Customers Help the Careful Customers Save More on Checking Accounts
23rd	Melrose Credit Union Continues To Offer the Best One & Two-Year CD Rates - Nationally Available
22nd	UFB Direct's No-Min Absolute Savings Account Still Holding at 5.31% Patelco Is Now Federally Insured - My Experience Joining and Opening the 7% and 5.50% CDs
20th	Newspaper Ads with Very High CD Rates and the FDIC's Crack Down
19th	38th, 39th and 40th Bank Closures for 2009 Third Week in a Row of Rate Cuts at Ally Bank FDIC Starts to Crack Down on Ally Bank's Deposit Rates
18th	Retirement Planning Tips Keep Your Cool Without Heating Up Your Bank Account
17th	Competitive 11-Month CD and a $300 Bonus Gift at Irwin Union Bank - Nationally Available
16th	Brokerage Certificates of Deposit and IRAs AIG Bank's Online Money Market Account and CDs - Nationally Available
15th	3.50% Reward Checking Account at Venture Bank Direct
14th	Reward Checking Account at a West Michigan CU (Lake Michigan) 2.35% Savings Account at Unity Bank in NJ and PA - Local Only
13th	Review of OneUnited Bank's Unity Gold E-Savings Account
12th	More Rate Cuts at Ally Bank
7th	Are Money Market Deposit Accounts a Good Way to Save for Retirement? Don't Forget to Plan for “Windfall” Money 5.01% Reward Checking Account at Southern Bank
6th	Did ebank cut rates to comply with the FDIC's rate caps? Bank of America Completes Acquisition of Countrywide
5th	37th Bank Failure of 2009 Rate Cuts at Ally Bank GMAC Financial Services' CEO Responds to the ABA
2nd	Update on EverBank's Money Market and Checking Accounts Update on Pentagon Federal Credit Union's Certificates

May 2009

31st	Behind the Scenes with the FDIC and the History of Sheila Bair The FDIC's Weekly National Rates and Rate Caps 3.49% 49-Month Liquid CD at McFarland State Bank in Wisconsin - Local Only Century Bank Direct - New Online Bank with Savings, Checking and CDs
30th	How to Maximize the Return of an Installment Savings Account FDIC's First Quarter Report - Number of Problem Banks Increase to 305
29th	American Bankers Association Urges FDIC To Force GMAC/Ally Bank to Cut Deposit Rates
28th	NCUA's Press Release on the $250K Share Insurance Extension Expired Rate: 3.05% 15-Month CD at Johnson Bank in Madison, WI - Local Only It's Official: Basic Deposit Insurance Limit is $250K Through 2013 2.87% 18-Month CD IRA & Other High Rates at Pacific Mercantile Bank in CA - Nationally Available High Yield Savings Account with Some Twists at SmartyPig When is a CD Rate Too Good to Be True? Verifying FDIC or NCUA Membership
27th	FDIC Chairwoman Bair's Interview on Jim Cramer's Mad Money CD Shopping Tips from the FDIC - Warning about Newspaper Ads with 5% CDs
25th	4.00% Reward Checking Account at Evantage Internet Bank Bank Deals Blog is Now on Twitter
24th	Rare Thursday Bank Closure - BankUnited, FSB
23rd	Frost Bank's Online Checking Account
22nd	Two Illinois Banks Fail, Impact to CD Customers and the FDIC Special Assessment
21st	Consider Opting-Out from Your Banks Courtesy Overdraft Protection How to Use Certificate of Deposits as Part of Your College Savings Strategy
20th	Extension of FDIC's $250,000 Deposit Insurance Limit Is Almost Law Credit Cardholders' Bill of Rights, Effects on Rewards and Some Remaining Cash Reward Cards New FDIC and NCUA Documentation with Latest Deposit Insurance Coverage Changes More About Extending FDIC and NCUA Coverage Past $100K
19th	2.50% Money Market Account at OceanFirst Bank in New Jersey - Local Only Kasasa - The New Name of Reward Checking and Savings Accounts Update on Pentagon Federal Credit Union CDs, Credit Cards and Other Products
18th	What Savers Should Expect as Banks Recover
17th	Reward Checking Account at a California CU (Provident)
16th	No Bank Failures But One Credit Union Liquidation
14th	How Much Should You Save In Your 401K? Tips for Beginning Investors
10th	Ohio's SaveNOW Bonus Program Provides a Little Help to Savers
8th	33rd Bank Failure of 2009: Westsound Bank in Washington State
7th	Saving For College with 529 Accounts Benefits of Using Direct Deposit Bank Stress Test Results - Impacts to Depositors? Extension of FDIC's $250,000 Deposit Insurance Limit Gets Closer - May Not Become Permanent
5th	Installment Savings Accounts with Rates from 5.50% to 6.25% at Woori America Bank in NY, NJ, PA, MD, VA & CA Up to $120 Savings/Checking Account Bonus at Umpqua Bank in CA, OR & WA
4th	Higher Monthly Fees and Minimum Balance Requirements for EverBank's Yield Pledge Money Market Account Update on EverBank's Money Market Account and CDs Review of EverBank's Checking and Money Market Account Promotions
1st	Three Banks Fail Today - 30th, 31st & 32nd Failures for 2009 New I Bond Rates - Government Gives No Incentives to Buy Popularity of Shorter Term CDs GMAC Bank Raises the 12-Month CD Rate

April 2009

29th	FOMC Meeting - Still No Inflation Worries
27th	Saving Money Through Home Renovations Uninsured Deposits from a Failed Bank 3.40% 12-Month CD & 3.30% 6-Month CD With Liquid Features at Center Bank - CA, WA & IL
25th	5 Secrets to Successful Investing With Certificates of Deposit Four Bank Failures Today - 26th to 29th Failures for 2009
24th	Permanent Increase of FDIC Deposit Insurance Coverage May Soon Become Law
22nd	Rate Cuts at Redneck Bank and Its Sister Banks 3.10% Internet Savings Account at Redneck Bank - Nationally Available 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available $100 Checking Account Bonus at USAA Bank - Nationally Available but Membership Restrictions
21st	2.48% Jumbo 9-Month CD at Cathay Bank in Several States
20th	Switching from a giant monster mega-bank to a credit union is easier than you think Ads for High Rate CDs - What's the Catch?
18th	Keep More of Your Money: Tips for Better Banking Help Your Finances Bloom This Spring Very High CD Rates at Christian Community CU in California - Easy Membership but ASI-Insured Only
17th	24th & 25th Bank Failure of 2009 - In MO & NV 2.70% 12-Month CD at HomeStreet Bank in WA & OR - Local Only
15th	Salem Five Direct's New eOne Checking Account - Rates up to 5.30% with a 6.10% 60-Day Promo and a $25 Bonus
14th	Banking News: GMAC, CDARS and CDs at Failed Banks $100 Checking Account Bonus at Sovereign Bank - Update Review of GMAC Bank and its 2-Year CD - Nationally Available
13th	3.00% 22-Month CD & Other Competitive CD Rates at Consumers Credit Union in IL - Easy Membership $150 Checking Account Bonus at SECU Credit Union in Maryland - Local Only
12th	Update on Melrose Credit Union and Its High Yield CDs - Nationally Available
10th	22nd and 23rd Bank Failure of 2009 Redneck Bank Stops Accepting New Applications Bank Closures and Other FDIC News
6th	3.00% 12-Month IRA CD & Other High IRA CD Rates at First National Bank of Long Island in New York 2.76% 12-Month CD & Other Competitive CD Rates at Baton Rouge Telco FCU in Louisiana
3rd	Update on Patelco Credit Union Deals - Checking Bonus, New Member 7% CD ($1K Max) and Others
2nd	Extra Paychecks For People Paid Weekly or Bi-Weekly Choosing Checking Accounts With The Lowest Bank Fees
1st	2.85% 13-Month CD at Baxter Credit Union in IL & WI

March 2009

31st	4.01% Reward Checking Account at New Mexico Bank & Trust High-Yield Reward Checking Account at an IN/KY/IL Credit Union (MidWest America)
30th	E*TRADE Bank Raises Yield on Complete Savings Account 4.01% Reward Checking Account at Tampa Bay Federal Credit Union
28th	Alliant Credit Union's Free High Rate Checking Account & Updates on its Savings Account, HSA and CDs Review of GMAC Bank and its 12-Month CD - Nationally Available
27th	Planning For Your Retirement With Certificate of Deposits 21st Bank Failure of 2009: Omni National Bank in Georgia Media and Consumer Advocates Report on the Value of Reward Checking Accounts
26th	SEC Halts CD Ponzi Scheme Involving Caribbean-Based Millennium Bank
25th	Competitive Rates on Unlock CDs at Cadence Bank (FL, TN, ...)
24th	Installment Savings Account with Rates of up to 5.39% at Pacific City Bank - Los Angeles Area Only
23rd	Series I Savings Bonds Considerations for the Short Term and Long Term
22nd	Lessons from the Stanford Financial Mess and Foreign CD Options
20th	A Wish is a Goal Unfulfilled Unable to Open a Checking Account? 18th, 19th & 20th Bank Failures of 2009, Plus Two Credit Unions Placed into Conservatorship FDIC Finally Closes Sale of IndyMac, It's Now OneWest Bank (2.65% 9-Month CD)
18th	FOMC Meeting - Fed to Buy Over $1 Trillion in Securities Reward Checking Account at FAST FCU in California
17th	Dollar Savings Direct Cuts Savings Account Rate Again - Options and Issues to Consider ACH Transfers and Linking External Accounts at Dollar Savings Direct
15th	Health Savings Account Overview and Finding the Best HSA 60 Minutes' Ben Bernanke Interview Review of Equity-Index CDs at Compass - Other Options? Personal and Business Checking Account Bonuses at Chase
14th	Wealth Building Basics 3.00% 3-Month CD at TD Ameritrade - Nationally Available 4.15% 50-Month Add-On CD at Ent Federal Credit Union in Colorado Negotiating Higher CD Rates
13th	How to Save and Invest – The Easier Way GMAC Bank's Online Savings Account Yield Back Up to 3.75% Michigan Orders Fake Credit Union Website to Shut Down - How to Verify Bank and Credit Union Websites
12th	News and Updates for Redneck Bank and Its Two Sister Banks Add-On CDs with Rates up to 2.85% at 1st United Services Credit Union in CA $100 Checking Account Promotion at Dollar Bank (Pittsburgh & Cleveland Only)
10th	3.03% 13-Month CD & Other High CD Rates at Bank of Essex in MD & VA 3.10% 24-Month CD at CEFCU in California and Illinois
9th	3.75% 2-Year Add-On CD at Northwest FCU in Virginia - Easy Membership
8th	60 Minutes Goes Behind the Scenes of a Bank Failure
6th	Best Short Term Savings Options The FDIC is Running Out of Money – Is Your Money Safe? 17th Bank Failure of 2009: Freedom Bank of Georgia FDIC News and Status of Making the $250K Coverage Limit Permanent
3rd	Pentagon Federal Credit Union's March CD Rates DollarSavingsDirect Savings Account Yield Falls to 3.50% - Alternatives?

February 2009

27th	15th and 16th Bank Failures of 2009
26th	What's Your Long Term Savings Plan? FDIC's Fourth Quarter Report - Number of Problem Banks Increased to 252
25th	Are CD's With No Penalties a Good Thing?
22nd	UFB Direct Increases Yield on its Traveler's Savings Account to 4.00%
21st	14th Bank Failure of 2009: Silver Falls Bank in Oregon
20th	3.00% 10-Month CD and other Deals at Western FCU - Easy Membership Get the Most Out of Your Tax Refund Tired of Losing Your Retirement Money? Open a Fixed Rate IRA
19th	4.00% 6-Year CD at Third Federal Savings & Loan - Nationally Available
18th	SEC Files Charges Against Stanford International Bank
16th	4.00% 59-Month CD at US Bank
13th	4.00% 7-Month Add-On CD at America's Credit Union in WA - Easy Membership Fixed Rate CDs: Investment or Savings? Four Banks Fail Today, 13 Bank Failures for 2009
12th	High CD Rates and a Money Market Account Bonus at Firstmark CU in Texas - Easy Membership 3.25% 9-Month CD at Flagstar Bank - Nationally Available
7th	3.50% 24-Month CD at FirstBank - Nationally Available
6th	Should You Keep All of Your Accounts With One Bank? Checking Accounts for Teenagers 9th Bank Failure of 2009: County Bank in California 8th Bank Failure of 2009: Alliance Bank in California 3.25% 12-Month CD at First Entertainment Credit Union in Los Angeles 7th Bank Failure of 2009: FirstBank Financial Services in Georgia 3.60% 15-Month CD & Other High CD Rates at STCU in Washington State
5th	Amboy Direct Lowers Rates on Premium Online Savings Account High-Yield Reward Checking News - Growing Popularity 4.00% 4-Year CD at Capital One Direct - Nationally Available 4.50% 48-Month Online CD at Flagstar Bank
3rd	Pentagon Federal Credit Union's February CD Rates Wachovia Checking Account Bonuses, News, CDs and Other Deals

January 2009

30th	Minimize Your Investment Taxes Savings Accounts for Children 5th Bank Failure of 2009: Suburban Federal Savings Bank in Maryland 6th Bank Failure of 2009: Ocala National Bank, Florida 4th Bank Failure of 2009: MagnetBank in Utah
29th	FOMC Meeting - Rate Stays Near Zero with No Changes on the Horizon
28th	Citibank's Checking, Money Market and Credit Card Promotion
27th	FDIC Proposes Interest Rate Restrictions on Weak Banks
25th	3.00% 6-Month CD at Navigant Credit Union in Rhode Island
24th	Thinking About Rolling Your 401K Plan into an IRA? 4.00% 12-Month CD & 3.75% 6-Month CD at First Command Bank - Nationally Available 3.75% 6-Month CD & 5.10% 84-Month CD Continue at Navy Federal Credit Union
23rd	Money Management During a Recession 3rd Bank Failure of 2009: 1st Centennial Bank in California
22nd	4.86% 60-Month CD & 3.56% 12-Month CD at Langley FCU in Virginia 3.51% 18-Month CD at SECU Credit Union in Maryland
21st	3.50% 13-Month CD at South Shore Savings Bank in Massachusetts
20th	3.33% 9-Month CD at Mission FCU in San Diego
19th	E*TRADE Bank - Savings Account Promotion and Account Updates 5.32% 7-Year CD at USAA Federal Savings Bank - Nationally Available but Membership Restrictions
18th	How is 5% Checking Possible? The Math Behind Reward Checking Accounts
16th	First Bank Failure of 2009: National Bank of Commerce in Illinois 2nd Bank Failure of 2009: Bank of Clark County in Washington State New CD Rates at Navy Federal Credit Union 3.75% 24-Month CD at Austin Telco Federal Credit Union
15th	Understanding the Differences Between a Money Market Deposit Account and a Money Market Mutual Fund $150 Checking Account Bonus at Compass Bank (available in AL, AZ, CO, FL, NM & TX) Sign that Rates are Falling Fast 4.50% 60-Month CD & 3.75% 24-Month CD at PSECU in Pennsylvania 3.50% 13-Month CD at SC Telco Federal Credit Union in South Carolina - Easy Membership
14th	55 Ways to Save $1 a Day
13th	High Yield CDs at Northrop Grumman FCU - Easy Membership
12th	Zopa, the Person-to-Person Lender, Partners with Credit Unions to Offer High Yield CDs House Bill Seeks to Make Permanent the $250K Deposit Insurance Limit
9th	OneUnited Highlighted in CNN Article on US Bailouts of Unsafe Banks
8th	IRA CD is a Safer Investment – But Will Limit the Money You Have When You Retire $50 Checking Account Bonus Without Direct Deposit at TCF Bank
1st	Learning to Live on 70% of Your Income New CD Rates at Pentagon Federal Credit Union Review of the 2008 Credit Union Liquidations

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