Bank Deals Blog: Savings & MMA Deals

I first wrote about Workers Credit Union’s (WCU) SaveUp Savings account last summer. What seemed at first glance to be a gimmicky account turned out to be a competitive savings account with blended rates based on 18 rate tiers.

The highest rate tier currently is 4.23% on balances up to...

Nebraska-based Four Points Federal Credit Union (Four Points FCU) has a High Yield Money Market account with a tiered-rate structure that offers competitive rates on large balances. For smaller balances, members can receive a competitive rate from the Interest Rewards Checking. As a reward checking account, the rate isn’t the best, but the debit card...

DA began tracking the Kasasa brand products offered by The Cornerstone Bank about six months ago. The Kasasa Cash Checking currently earns 3.00% APY on qualifying balances up to $25k. Qualifying balances greater than $25k earn 0.60% APY (an usually high second-tier rate), with non-qualifying balances earning 0.05% APY.

The monthly qualification requirements are easily met and do not...

Alabama-based Family Savings Credit Union (Family Savings) has been offering its rewards checking account, NGAGE Checking, for about two years. The NGAGE Checking’s initial 2.50% APY on qualifying balances up to $15k is still in effect. Qualifying balances greater than $15k earn 0.50% APY (an usually high second-tier rate), with non-qualifying balances earning 0.05% APY.

Slightly more than a year ago, I wrote about California-based ECCU (formerly Evangelical Christian Credit Union) newly added Kasasa brand product line. While the Free Kasasa Cash Checking’s initial 3.00% APY is still in effect, the qualifying balance cap was cut from $35k to $10k in September 2020. (As I’ve mentioned in previous blog posts, balance...

Priority Bank began offering Kasasa brand products about four years ago. The Kasasa Cash’s initial 2.50% APY on qualifying balances up to $15k is still in effect. Qualifying balances greater than $15k earn 0.25% APY, with non-qualifying balances earning 0.01% APY.

The monthly qualification requirements are easily fulfilled and do not include a direct deposit or ACH transaction.

• At least 12 debit card purchases
• Maintain a valid email address...

The State Bank's Kasasa Cash Checking currently earns 1.00% APY on qualifying balances up to $50k. Qualifying balances above $50k earn 0.15% APY, with non-qualifying balances earning 0.05% APY.

The State Bank added the Kasasa brand to its product line in late 2018, with the Kasasa Cash initially earning 2.50% APY on qualifying balances up to $50k....

One of the NTS (New to Summary) CDs in this week’s CD Rates Summary is Affinity Plus Federal Credit Union’s (Affinity Plus) 48-month CD. Currently earning 1.05% APY, the 48-month CD can be opened with a $500 minimum deposit, with no stated balance cap.

At the beginning of the year, a 10 bps increase gave the 48-month CD an APY of 1.20%, a rate which lasted for about two months. The...

Texas Tech Credit Union (TTCU) has a different take on the Kasasa brand products. Rather than offering the typical Kasasa Cash account that earns a substantially higher rate than its companion Kasasa Saver account, TTCU offers a Kasasa Cash Back/Kasasa Saver combo....

It’s been almost a year since Barksdale Federal Credit Union (Barksdale Federal) significantly increased the scope of its field of membership (FOM). (I discuss that change in detail in the Availability section below, but simply put, prior military service qualifies for membership.)...