About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

Featured Savings Rates

Popular Posts

Featured Accounts

Bank Deals Blog: Checking & Reward Checking Deals

Liberty First Credit Union (NE) Ups Kasasa Cash Rate And Cap
Deal Summary: Kasasa Cash, 3.00% APY, on qualifying balances up to $30k.

Availability: Residents of Lancaster and Seward Counties, Nebraska; employees/members of 20 SEGs.

More than two years ago, Liberty First Credit Union (Liberty First CU) began offering a Kasasa Cash account. Before the Kasasa Cash’s first anniversary, its APY and qualifying balance cap were raised (2.50% APY, up to $25k). Liberty First CU started this week by not only raising the rate (3.00% APY) but increased the balance cap to $30k. Qualifying balances over $30k...

Continue Reading
LGE Community CU's (GA) High Rate Checking Now Earns 3.00% APY
Deal Summary: High Rate Checking, 3.00% APY on qualifying balances up to $25k.

Availability: Residents of the Georgia counties of Cherokee, Cobb, Fulton, and Paulding.

As I was researching another RCA, I discovered that LGE Community Credit Union (LGE) recently raised the rate on its High Rate Checking account. Qualifying balances up to $25k now earn 3.00% APY, with qualifying balances of $25k+ earning 0.10% APY. In addition to the new rate, credit card purchases (in addition to debit card purchases) are now counted towards meeting the...

Continue Reading
Market USA FCU Boosts VIP Checking Platinum to 3.01% APY
Deal Summary: VIP Checking Platinum Tier, 3.01% APY on qualifying balances up to $15k.

Availability: Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, D.C., and West Virginia; various Partner Organizations and SEGs.

I wrote about Market USA Federal Credit Union’s (Market USA) VIP Checking Platinum Tier almost two years ago, when it earned 2.00% APY on qualifying balances up to $15k. That long-standing rate (nearly six years) was recently raised to 3.01% APY, with the balance cap remaining at $15k. Qualifying balances of...

Continue Reading
Huntington National Bank's $200 Bonus Is Back
Deal Summary: $200 bonus when opening a new Huntington 5 Checking® account.

Availability: Residents of Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia, and Wisconsin

Huntington National Bank (Huntington Bank) has extended its long-running and popular Huntington 5 Checking® $200 bonus through October 31, 2017.

What sets this bonus apart from other checking account bonuses is that it does not require a Direct Deposit of any kind. Simply deposit at least $1k within 60 days and the $200 bonus is yours.

Qualifications for the $200 Bonus:

  • Open a new Huntington 5...
Continue Reading
EverBank Ups Guaranteed Money Market Rate
Deal Summary: Yield Pledge Money Market, 1.31% APY, $5k minimum opening deposit, $250k maximum deposit, one year rate guarantee.

Availability: Nationwide

EverBank tends to change its CD rates at the end of the week. This week the CD rates didn't change, but its money market rate did. the 1-year guaranteed introductory rate for new Yield Pledge Money Market accounts has been raised to 1.31% APY. In addition, the ongoing rate was increased to 0.86% APY.

When liquid account rates starting rising in June, I kept expecting to be...

Continue Reading
Old Missouri Bank Offers Limited-Time 19-Month CD
Deal Summary: 19-month CD, 1.76% APY, $5k minimum deposit, $500k maximum balance per household. Kasasa Cash Checking, 3.01% APY up to $25k.

Availability: 19-month CD is available in MO. Kasasa Cash Checking is available in AR, IA, IL, KS, KY, MO, NE, OK, and TN.

Last week, Old Missouri Bank (OMB) began offering a limited-time 19-month CD (1.76% APY). The minimum opening deposit is $5k and, according to the promotion page, there is a “maximum balance of $500,000 per household.”

According to CSR, the Early...

Continue Reading
Earn Up to $500 in Checking Bonuses at Popular Community Bank
Deal Summary: Checking bonuses up to $500 when opening a new Popular Prestige or Popular Everyday Checking account.

Availability: Market area includes the greater New York Metropolitan area, Northern New Jersey, and South Florida.

Now through October 31, 2017, Popular Community Bank (PCB) is offering up to $500 in bonuses when opening a new Popular Prestige or Popular Everyday checking account.

Bonus Requirements

It’s possible to earn $200, $300, or $500 in bonuses:

  • $200 bonus for establishing a recurring monthly direct deposit within 60 days of account opening.
  • $300 bonus for depositing $10k+ of...
Continue Reading
River Valley CU (OH) Adds 50 bps To Kasasa Cash Account
Deal Summary: Kasasa Cash, 2.00% APY up to $25k.

Availability: Residents of Clark, Greene, Miami, Montgomery, Preble, and Warren Counties, Ohio.

April was a productive month for River Valley Credit Union (RVCU): two competitive CDs were added and its long-standing rewards checking account, High Yield Checking, was replaced with a new Kasasa Cash account, which earned the same rate (1.50% APY, up to $10k) as the High Yield Checking. This week, RVCU improved the Kasasa Cash account by adding 50 bps to the APY and raising the...

Continue Reading
Citizens Community CU (ND/MN) Adds 280-912 Days Lifestyle CD
Deal Summary: 280 to 912 Days Lifestyle CD, 1.55% APY, $1k minimum, flexible end date.

Availability: Residents of eight northeast North Dakota communities and East Grand Forks, Minnesota.

Citizens Community Credit Union (Citizens Community CU) began the month by introducing three limited-time Lifestyle CDs, with “the flexibility to choose a maturity date for each CD term that is offered.” You can choose any term between 5 months and 3 years, and the rates ranged between 1.10% APY and 1.55% APY.

Of the three Lifestyle CDs, the 280 to...

Continue Reading
Northeast CU (NH/ME) Elite Checking Earns 4.00% APY Up To $15k
Deal Summary: Elite Checking, 4.00% APY on qualifying balances of $5k-$15k.

Availability: Residents of New Hampshire and southern York County, Maine; 95+ SEGs.

At the beginning of July, Northeast Credit Union (Northeast CU) raised the rate on its Elite Checking account, which now earns 4.00% APY on qualifying balances between $5k and $15k. Balances over $15k and less than $5k, whether qualifying or not, do not earn any interest.

Qualifying Requirements

  • Recurring monthly Direct Deposit
  • At least 20 debit card transactions per month
  • Receive eStatements
  • Maintain a minimum $5k average...
Continue Reading
Load More...