About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Bank Deals Blog: Checking & Reward Checking Deals

Old Missouri Bank Offers Limited-Time 19-Month CD
Deal Summary: 19-month CD, 1.76% APY, $5k minimum deposit, $500k maximum balance per household. Kasasa Cash Checking, 3.01% APY up to $25k.

Availability: 19-month CD is available in MO. Kasasa Cash Checking is available in AR, IA, IL, KS, KY, MO, NE, OK, and TN.

Last week, Old Missouri Bank (OMB) began offering a limited-time 19-month CD (1.76% APY). The minimum opening deposit is $5k and, according to the promotion page, there is a “maximum balance of $500,000 per household.”

According to CSR, the Early...

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Earn Up to $500 in Checking Bonuses at Popular Community Bank
Deal Summary: Checking bonuses up to $500 when opening a new Popular Prestige or Popular Everyday Checking account.

Availability: Market area includes the greater New York Metropolitan area, Northern New Jersey, and South Florida.

Now through October 31, 2017, Popular Community Bank (PCB) is offering up to $500 in bonuses when opening a new Popular Prestige or Popular Everyday checking account.

Bonus Requirements

It’s possible to earn $200, $300, or $500 in bonuses:

  • $200 bonus for establishing a recurring monthly direct deposit within 60 days of account opening.
  • $300 bonus for depositing $10k+ of...
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River Valley CU (OH) Adds 50 bps To Kasasa Cash Account
Deal Summary: Kasasa Cash, 2.00% APY up to $25k.

Availability: Residents of Clark, Greene, Miami, Montgomery, Preble, and Warren Counties, Ohio.

April was a productive month for River Valley Credit Union (RVCU): two competitive CDs were added and its long-standing rewards checking account, High Yield Checking, was replaced with a new Kasasa Cash account, which earned the same rate (1.50% APY, up to $10k) as the High Yield Checking. This week, RVCU improved the Kasasa Cash account by adding 50 bps to the APY and raising the...

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Citizens Community CU (ND/MN) Adds 280-912 Days Lifestyle CD
Deal Summary: 280 to 912 Days Lifestyle CD, 1.55% APY, $1k minimum, flexible end date.

Availability: Residents of eight northeast North Dakota communities and East Grand Forks, Minnesota.

Citizens Community Credit Union (Citizens Community CU) began the month by introducing three limited-time Lifestyle CDs, with “the flexibility to choose a maturity date for each CD term that is offered.” You can choose any term between 5 months and 3 years, and the rates ranged between 1.10% APY and 1.55% APY.

Of the three Lifestyle CDs, the 280 to...

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Northeast CU (NH/ME) Elite Checking Earns 4.00% APY Up To $15k
Deal Summary: Elite Checking, 4.00% APY on qualifying balances of $5k-$15k.

Availability: Residents of New Hampshire and southern York County, Maine; 95+ SEGs.

At the beginning of July, Northeast Credit Union (Northeast CU) raised the rate on its Elite Checking account, which now earns 4.00% APY on qualifying balances between $5k and $15k. Balances over $15k and less than $5k, whether qualifying or not, do not earn any interest.

Qualifying Requirements

  • Recurring monthly Direct Deposit
  • At least 20 debit card transactions per month
  • Receive eStatements
  • Maintain a minimum $5k average...
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First Citizens Bank Offers $200 Checking Bonus
Deal Summary: $200 bonus when opening a new Premier or Prestige checking account, now through September 30, 2017.

Availability: Market area includes AZ, CA, CO, FL, GA, KS, MD, MO, NC, NM, OK, OR, PA, SC, TN, TX, VA, WA, and WV.

Now through September 30, 2017, First Citizens Bank (FCB) is offering a $200 bonus when opening a new Premier or Prestige checking account. The nice thing about this bonus is that direct deposit isn't required. The details are listed in FCB's Checking Bonus page. A summary...

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MidSouth Community FCU (GA) iChecking Earns Up To 5.01% APY
Deal Summary: iChecking, tiered APYs (5.01%, 4.01%, 3.00%, 2.00%) up to $10k based on number of debit card transactions.

Availability: Residents of the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.

MidSouth Community Federal Credit Union’s (MidSouth Community) iChecking account can earn up to 5.01% APY on balances up to $10k, but this Rewards Checking account (RCA) is structured differently than most RCAs.

The more you swipe your debit card, the greater the earning possibility.

The iChecking has a core...

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Adventure CU (MI) Adds 13-Month CD Special (2.00% APY)
Deal Summary: 13-month CD Special, 2.00% APY, $500 minimum deposit, new money.

Availability: Residents of the Michigan counties of Allegan, Barry, Clinton, Eaton, Ingham, Ionia, Kent, Livingston, Newaygo, Ottawa, and Shiawassee; 500+ SEGs in West Michigan and Lansing areas.

It has been 13 months since Option 1 Credit Union was re-branded as Adventure Credit Union (Adventure CU), and the Credit Union is marking the occasion with a 13-month CD Special (2.00% APY). The minimum deposit is $500 of new money, which is defined as “funds not currently...

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ELGA CU (MI) Adds Kasasa Saver, 1.35% APY Up To $100k
Deal Summary: Kasasa Cash, 2.02% APY, up to $15k; Kasasa Saver, 1.35% APY, up to $100k.

Availability: Six mid-Michigan counties; several SEGs including State of Michigan government agencies

ELGA Credit Union’s (ELGA) Kasasa Cash account currently earns 2.02% APY on qualifying balances up to $15k. Qualifying balances of $15k+ earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

While this Kasasa Cash account may not have the most impressive rate or balance cap, the companion Kasasa Saver (just introduced in April) currently earns 1.35% APY on balances...

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BMO Harris Bank Adds CD Specials (Checking Relationship)
Deal Summary: CD Specials – 15-month (1.50% APY), 30-month (1.85% APY), and 50-month (2.25% APY) with checking relationship, $5k minimum deposit. $200 bonus when opening a new checking account.

Availability: Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Washington, and Wisconsin.

BMO Harris Bank is offering its checking customers a trio of limited-time CD Specials: 15-month (1.50% APY), 30-month (1.85% APY), 50-month (2.25% APY). Of the three, the 50-month CD Special is the most competitive. The minimum opening deposit is $5k, with no stated balance cap.

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