About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Bank Deals Blog: Checking & Reward Checking Deals

Randolph Savings Bank Offers Apex Checking In New England And Florida
Deal Summary: Apex Checking, 2.75% APY, up to $25k.

Availability: Residents of Connecticut, Florida, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.

Randolph Savings Bank’s (RSB) Apex Checking currently earns 2.75% APY on qualifying balances up to $25k. Qualifying balances of $25k+ earn 0.01% APY, as do non-qualifying balances.

Apex Checking Qualifying Requirements

  • Have at least ten debit card purchases.
  • Direct deposits totaling at least $2.5k.
  • Enroll in E-Statements.

The Apex Checking account requires a minimum deposit $10 to open. Unlimited foreign (i.e., non-RSB) ATM fees will be reimbursed, if...

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Heritage South CU's (AL) Premium Rewards Checking Earns 3.00% APY
Deal Summary: Premium Rewards Checking, 3.00% APY, up to $15k.

Availability: Residents of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, and Tallapoosa Counties, Alabama.

Heritage South Credit Union’s (Heritage South) Premium Rewards Checking currently earns 3.00% APY on qualifying balances up to $15k. Qualifying balances of $15k+ earn the same rate as the Regular Share Savings (currently 0.20% APY), as do non-qualifying balances.

In July 2013, DA reader, pearlbrown, wrote a Forum post about the Premium Rewards Checking account. Nearly four...

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$200 Checking Bonus Available At Bryn Mawr Trust (PA/DE)
Deal Summary: $200 bonus when opening a new Bryn Mawr Trust checking account.

Availability: Market area includes southeast Pennsylvania and nearby Delaware.

Bryn Mawr Trust is currently offering a $200 bonus when opening a new consumer checking account.

Bonus Requirements

  • Open any new BMT consumer checking account with a minimum of $50.
  • Within 90 days of account opening either 1) have a minimum of 15 debit card purchases, OR 2) enroll in online banking and complete six bill payments, OR 3) receive two qualifying* direct deposits.
  • Bonus will be credited to the...

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Georgia Banking Company Has New Kasasa Cash/Saver
Deal Summary: Kasasa Cash, 2.15% APY up to $25k; Kasasa Saver, 1.00% APY up to $50k

Availability: Kasasa Cash and Kasasa Saver are available to all U.S. citizens.

Georgia Banking Company has added a new Kasasa Cash account which earns 2.15% APY on qualifying balances up to $25k. Qualifying balances of $25k+ earn 0.40% APY, with non-qualifying balances earning 0.02% APY.

Kasasa Cash Qualifying Requirements

  • Have at least 12 debit card purchases.
  • Be enrolled and receive eStatements.

The Kasasa Cash account has no minimum balance requirement, monthly...

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Citibank Offers $500 Checking Bonus

UPDATE 4/17/2017: Offer extended through June 30, 2017.

Deal Summary: $500 checking bonus

Availability: Nationwide

Now through April 14 June 30, 2017, Citibank has a $500 bonus when opening a new Citi Priority Account Package checking account.

$500 Bonus Requirements

  • Open a new eligible consumer checking account in The Citibank Priority Account Package* by April 14 June 30, 2017.
  • Within 45 30 days of account opening, deposit at least $50k of new money into the new checking account, or a new or existing Citibank Savings or Savings Plus Account.
  • Maintain a minimum...
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Greater Nevada CU's Aspire Checking Earns 3.00% APY Up To $15k
Deal Summary: Aspire Checking, 3.00% APY up to $15k.

Availability: Individuals who live or work in Nevada.

I first wrote about Greater Nevada Credit Union’s (GNCU) Aspire Checking account in 2009. In the past eight years there have been several changes, including an account name change, APY decreases/increases, a lowered balance cap, and an expansion of the field of membership.

The Aspire Checking account currently earns 3.00% APY on qualifying balances up to $15k. Qualifying balances of $15k+ earn 0.05% APY, as do non-qualifying balances.

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Citizens Bank Offers Competitive 15-Month CD w/Checking
Deal Summary: 15-month CD, 1.75% APY, $1k minimum deposit, checking relationship required.

Availability: Market area includes Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont. Eligibility determined by Zip Code.

Citizens Bank is currently offering a 15-month CD (1.75% APY) that is only available with a Platinum Plus Checking™ account. The 15-month CD requires a $1k minimum deposit of new money, with a $999,999.99 balance cap.

The Platinum Plus Checking™ is an interest bearing account with three...

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WyHy FCU (WY) Nearly Doubles APY On SmartRewards Checking
Deal Summary: SmartReturns Checking, 4.00% APY up to $15k

Availability: Employees of 160+ SEGs, including many Federal Government agencies and organizations.

WyHy Federal Credit Union increased the rate on its SmartReturns Checking account this week, nearly doubling the APY from 2.25% to 4.00% on qualifying balances up to $15k. Qualifying balances of $15k+ earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

SmartReturns Checking Requirements

  • Have at least 12 debit card purchases.
  • Have at least one Direct Deposit to, or ACH debit from the account.
  • Receive eStatements.

The SmartReturns Checking...

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Old Missouri Bank Adds Kasasa Cash And Kasasa Saver

UPDATE 4/12/2017: Market area expanded.

Deal Summary: Kasasa Cash, 3.01% APY up to $25k; Kasasa Saver, 1.00% APY up to $50k

Availability: Market area for Kasasa Cash/Saver is Arkansas, Kansas, Missouri, and Oklahoma.

In early January, Old Missouri Bank (OMB) introduced its new Kasasa Cash account that earns 3.01% APY on qualifying balances up to $25k. Qualifying balances over $25k earn 0.25% APY, with non-qualify balances earning 0.01% APY.

Kasasa Cash Checking Qualification Requirements

  • At least 12 debit card purchases.
  • At least one ACH credit of ACH payment transaction.
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Fifth Third Bank Again Offers $200 Checking Bonus
UPDATE 4/10/2017: Offer extended through June 30, 2017.

Availability: Market area includes FL, GA, IL, IN, KY, MI, MO, NC, OH, PA, TN, and WV. Eligibility is determined by Zip Code.

Over the past few years, Fifth Third Bank has regularly offered a $200 checking bonus promotion and the latest version of the promotion is available April 10, 2017 through June 30, 2017.

To Qualify for the $200 Bonus:

  • Open a new Fifth Third Essential Checking® account.
  • Enroll in direct deposit within 90 days of account opening.
  • Make three online payments...
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