About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Bank Deals Blog: Checking & Reward Checking Deals

Camden National Bank (ME/NH) Has Up To $300 In Checking Bonuses
Deal Summary: $100, $200, or $300 bonus when opening a new Simple Promise, Promise Rewards, and Promise Premier Checking account, respectively.

Availability: Residents of Maine and New Hampshire.

Now through December 31, 2017, Camden National Bank (CNB) is offering up to $300 in checking bonuses when opening any of three checking accounts with Direct Deposits of at least $500 during the second statement cycle. The amount of the bonus is dependent on which checking account is opened.

  • $100 bonus when opening a new Simple Promise checking account.
  • $200 bonus when...
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Ferguson FCU (MS) Starts Summer With 24-Month CD Special
Deal Summary: 24-month CD Special, 2.00% APY; $1k minimum deposit.

Availability: Residents of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, and South Rankin Counties, Mississippi; employees of Georgia Pacific’s Ferguson Mill in Lawrence County.

The summer solstice occurs next week and Ferguson Federal Credit Union (Ferguson FCU) is marking the beginning of summer with a 24-month CD Special (2.00% APY). The minimum opening deposit is $1k, with no stated balance cap.

According to CSR, no partial withdrawals are permitted: the only way...

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Nationwide Bank (Internet Bank) Member Checking Now Earns 1.15% APY
Deal Summary: Nationwide Member Checking, 1.15% APY ($10k+),1.00% APY (up to $10k)

Availability: Nationwide (internet bank)

At the beginning of May, the APY on Nationwide Bank’s Member Checking was increased by 50 bps; that was the first rate increase since the account was introduced in September 2013. Another 15 bps were added yesterday, resulting in a 1.15% APY for balances of $10k+. Balances up to $9,999.99 earn 1.00% APY.

One interesting thing to note is that this checking account rate is currently much higher than the rates...

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First Tennessee Offers $150 Checking Bonus
Deal Summary: Premier Checking $150 bonus; Money Market Savings $50 bonus, now through August 31, 2017.

Availability: Market area includes Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, Tennessee, and Virginia.

Now through August 31, 2017, First Tennessee is offering a $150 bonus when opening a new Premier Checking account and a $50 bonus when opening a Money Market Savings account. Full details are described at this First Tennessee promotions page.

$150 Premier Checking Bonus

  • Opening deposit of at least $300. Funds cannot be transferred from existing First Tennessee accounts.
  • At...
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Northpointe Bank Adds Nationally Available 15-Month CD Special
Deal Summary: 15-month CD Special, 1.50% APY, $1k minimum.

Availability: Nationwide

Michigan-based Northpointe Bank recently introduced a 15-month CD Special (1.50% APY). The minimum deposit is $1k, with no stated balance cap.

As stated in the Deposit Accounts Disclosures, the Early Withdrawal Penalty reads as follows:

For CD Terms of 1 year but less than 3 years the
penalty is 90 days interest on principal amount withdrawn.

Ultimate Savings

Last September, Northpointe Bank added its UltimateSavings, which earns 1.12%APY on balances of $10k+, with a rate guarantee for “at least...

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FirstBank (AZ/CA/CO) Extends $200 Anywhere Account Bonus
Deal Summary: $200 bonus when opening a new Anywhere Account.

Availability: Market area is Colorado, Arizona, and Riverside County, California.

Colorado-based FirstBank has extended its long-running $200 Anywhere Account checking bonus through July 7, 2017.


  • Open a new Anywhere Account online or in-branch now through July 7, 2017.
  • Have a single direct deposit (paycheck, pension, or Social Security that is new to FirstBank) of $500 or more within 60 days of account opening, OR
  • Have at least ten debit card transactions totaling at least $500 within 60 days of account opening.


  • Not available...
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Security State Bank (KS) Has Nationally Available Kasasa Cash
Deal Summary: Kasasa Cash, 3.00% APY, up to $10k; Kasasa Saver, 0.75% APY, up to $100k.

Availability: Nationwide

Kansas-based Security State Bank is offering its Kasasa product line nationwide. The Kasasa Cash account currently earns 3.00% APY on qualifying balances up to $10k. Qualifying balances of $10k+ earn 0.25% APY, with non-qualifying balances earning 0.01% APY.

Kasasa Cash Qualifying Requirements

  • Have at least 12 debit card purchases.
  • Enroll in and receive eStatements.
  • Enroll in and log into online banking.

The Kasasa Cash account has no monthly service or minimum...

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Clifton Savings Bank (NJ) Introduces Rate Raiser™ Checking
Deal Summary: Rate Raiser™ (checking), 1.30% APY, guaranteed for six months, minimum $25k opening deposit, new money .

Availability: Northern New Jersey

Clifton Savings Bank, better known as CSBK, added a new checking account, Rate Raiser™, earlier this month. This new account has an “Intro Rate” of 1.30% APY that is guaranteed for six months following account opening on the entire balance. The minimum opening deposit is $25k of new money, which is defined as “funds which have not been on deposit at CSBK for the past...

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Patriot FCU (PA/MD) Offers Dividend Checking
Deal Summary: Dividend Checking, 2.00% APY up to $20k, $2.5k minimum.

Availability: Residents of the Pennsylvania counties of Franklin or Fulton, the Borough of Shippensburg (PA), or Washington County in Maryland.

Patriot Federal Credit Union’s (Patriot FCU) Dividend Checking account earns 2.00% APY up to $20k, but it’s not structured like the vast majority of Rewards Checking accounts. While stated APYs are usually dependent of meeting a variety of qualifying transactional requirements, the Dividend Checking account only requires a $2.5k minimum balance to earn the 2.00% APY.

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Heritage Community CU (CA) Adds Kasasa Cash (2.25% APY up to $25k)
Deal Summary: Kasasa Cash, 2.25% APY up to $25k.

Availability: Residents of Placer and Sacramento Counties, California.

Heritage Community Credit Union (HCCU) has added a new Kasasa Cash account that earns 2.25% APY on qualifying balances up to $25k. Qualifying balances of $25k+ earn 0.1998% APY, with non-qualifying balances earning 0.05% APY.

Monthly Kasasa Cash Qualifying Requirements

  • Have at least 12 debit card purchases.
  • Sign into ehccu-online, Mobile ebanking, or text banking at least once.

The Kasasa Cash account has no monthly service fee or minimum balance requirement,...

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