About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Bank Deals Blog: Checking & Reward Checking Deals

Blue Ridge Bank (MO/KS) Raises Rate on Maximum Yield Checking
Deal Summary: Maximum Yield (MY) Checking, 2.55% APY, up to $25k; Maximum Yield (MY) Savings, 1.06% APY, up to $25k.

Availability: Nine Missouri and five Kansas counties.

Missouri-based Blue Ridge Bank and Trust Co.’s (Blue Ridge Bank) recently raised the rate on its Maximum Yield (MY) Checking, which now earns 2.55% APY, on qualifying balances up to $25k. Qualifying balances of $25k+ earn 0.25% APY, with non-qualifying balances earning 0.10% APY.

Maximum Yield (MY) Checking Qualifying Requirements

  • Have at least 12 debit or credit MasterCard® POS...
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Ulster Savings Bank (NY) Adds 20-Month Promo CD
Deal Summary: 20-month Promo CD, 1.66% APY, $500 minimum deposit, checking relationship required.

Availability: Residents of Dutchess, Ulster, and Orange Counties, New York.

Ulster Savings Bank (USB) has started the week by offering a 20-month Promo CD (1.66% APY) for those customers who already have or open a new Premium 50+ Checking, VIP Checking, or Wall Street Checking account. The minimum opening deposit is $500, with a no stated balance cap.

According to CSR, the Early Withdrawal Penalty for the 20-month Promo CD is "six months...

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Shell FCU (TX) Raises Rate On 60-Month Share Certificate (2.60% APY)
Deal Summary: 60-month Share Certificate, 2.55% APY ($500 min) and 2.60% APY ($50k min).

Availability: Residents of Harris County, Texas.

Over the weekend, Shell Federal Credit Union (Shell FCU) raised the rates on its 60-month Share Certificate, which now earns 2.55% APY ($500 min) and 2.60% APY ($50k min).

The 60-month Share Certificate is also offered as an IRA (Traditional, Roth), earning the same APYs with the same funding requirements.

There were two rate changes for the 60-month Share Certificate in May (the first since July 2015), adding...

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First National Bank (UT) Has $200 Bonus For New Easy Checking Account
Deal Summary: $200 bonus when opening a new Easy Checking account online.

Availability: Residents of Utah.

First National Bank (FNB) is promoting a $200 checking bonus for opening a new Easy Checking account. The Easy Checking account is a non-interest bearing account, which has no monthly service charge. Following account opening, there is no minimum daily balance requirement.

Requirements

  • Open a new Easy Checking account online with a minimum $50 deposit.
  • Have a recurring direct deposits (paycheck, pension, or Social Security) of $100 or more within 60 days of account...
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United Educators CU Has Nationally Available Kasasa Cash/Saver
Deal Summary: Kasasa Cash, 2.00% APY, up to $10k.

Availability: Easy membership requirement; also 18 SEGs and twelve educational associations.

For more than two years, United Educators Credit Union’s (UECU) Kasasa Cash account has earned 2.00% APY on qualifying balances up to $10k. Qualifying balances of $10k+ earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

Kasasa Cash Qualifying Requirements

  • Have at least 12 debit card purchases.
  • Receive eStatements.
  • Sign into online banking at least once.

The Kasasa Cash account has no monthly service fee or minimum balance requirement, and only...

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BMO Harris Bank's $200 Checking Bonus Available Nationwide
Deal Summary: $200 bonus when opening a new checking account.

Availability: Nationwide, online and in-branch.

BMO Harris Bank has unveiled a new $200 checking bonus when opening a Smart Money Account, Smart Advantage Account, or Premier Account. This promotional offer is valid now through June 30, 2017, and can be opened online, in-branch, or by phone.

Requirements

  • Use or mention the promotion code when opening the new checking account.
  • Have at least two qualifying direct deposits of $300 or more within 90 days of account opening.
  • Qualifying direct deposits are defined...
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Northpointe Bank's UltimateAccount (5.00% APY) Raises Limit To $10k
Deal Summary: UltimateAccount (rewards checking), 5.00% APY, up to $10k.

Availability: Nationwide

More than two years ago, Michigan based Northpointe Bank added a new Rewards Checking Account, UltimateAccount, which earned 5.00% APY on qualifying balances up to $5k. Northpointe Bank has recently raised the qualifying balance limit to $10k, while maintaining its 5.00% APY. Qualifying balances over $10k earn 0.10% APY, with non-qualifying balances earning 0.05% APY.

Qualifying Monthly Requirements:

  • At least 15 debit card purchases (the $500 minimum total is no longer required)
  • Direct deposit or automatic withdrawal...
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Capital Credit Union (WI) Ups Rate On ChaChing Checking
Deal Summary: ChaChing Checking, 2.50% APY, up to $25k.

Availability: Residents of Brown, Calumet, Door, Kewaunee, Manitowoc, Marinette, Oconto, Outagamie, Shawano, and Winnebago Counties, Wisconsin.

Capital Credit Union (CCU) ended the week by raising the rate on its ChaChing Checking, with qualifying balances up to $25k now earning 2.50% APY. Qualifying balances above $25k earn 0.25% APY, as do non-qualifying balances.

ChaChing Checking Qualifying Requirements

  • Have at least 12 debit card purchases (minimum $5).
  • At least one Direct Deposit, totaling a minimum of $400.
  • Receive eStatements.
  • Sign into online banking at least...
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BankPurely Is the New Internet Savings Account Rate Leader

Deal Summary: Savings Account, 1.30% APY on all balances; Checking Account, 0.75% APY on all balances.

Availability: Nationwide

Internet savings account rates are rising. The latest evidence of this is from Flushing Bank which recently launched a new internet bank called BankPurely. It offers two products: an online savings account called SavingPurely and an online checking account called CheckingPurely. The savings account earns 1.30% APY on all balances. The checking account earns 0.75% APY on all balances. These rates are variable with no guaranteed period. Both accounts have no minimum...

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5Star Bank Offers Kasasa Product Line Nationwide
Deal Summary: Kasasa Cash Checking, 2.00% APY, up to $25k; Kasasa Saver, 0.75% APY, up to $50k.

Availability: Nationwide.

Colorado-based 5Star Bank’s Kasasa product line is available nationwide. The Kasasa Cash Checking currently earns 2.00% APY on qualifying balances up to $25k. Qualifying balances of $25k+ earn 0.15% APY, with non-qualifying balances earning 0.01% APY.

Kasasa Cash Checking Qualifying Requirements

  • Have at least 12 debit card purchases.
  • Enroll in and receive eStatements.
  • Enroll in and log into online banking.

The Kasasa Cash Checking account has no monthly service or...

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