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About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.


Popular Posts

Bank Deals Blog: Checking & Reward Checking Deals

Market USA Federal Credit Union VIP Checking Available Nationwide
Deal Summary: VIP Free Checking Platinum Tier, 3.01% APY on qualifying balances up to $15k.

Availability: Easy membership requirement; Residents of DC, GA, MD, NC, PA, SC, TN, VA, and WV; many Partner Organizations and SEGs.

In yesterday’s blog post about Rewards Checking Accounts (RCA), one of the RCAs featured was the Market USA Federal Credit Union (Market USA) VIP Free Checking (Platinum Tier). I last wrote about the VIP Free Checking in 2018 and the rate at that time is still in effect today: 3.01% APY...

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22nd State Bank's Kasasa Cash Available In Four Southern States
Deal Summary: Kasasa Cash, 2.50% APY on qualifying balances up to $25k. Kasasa Saver, 0.75% APY on qualifying balances up to $50k.

Availability: Alabama, Florida, Georgia, and Mississippi.

There’s a reason there have been so many rewards checking account blog posts in the last week: tomorrow begins a new month (and a new quarter) and I expect there will be many CD rate changes. It didn’t make much sense to write about CD rates that would probably change within days of a blog post being...

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Devon Bank Offers Kasasa Cash/Kasasa Saver Nationwide
Deal Summary: Kasasa Cash, 3.50% APY on qualifying balances up to $10k. Kasasa Saver, 1.25% APY on qualifying balances up to $50k.

Availability: Nationwide

Chicago-based Devon Bank's Kasasa Cash account currently earns 3.50% APY on qualifying balances up to $10k. Qualifying balances over $10k earn 0.50% APY, with non-qualifying balances earning 0.05% APY.

When I first wrote about Devon Bank’s Reward Checking account in 2009, the rate was 4.15% APY on qualifying balances up to $20k and was only available in the Chicago area....

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Gibsland Bank & Trust (LA) Offers Rewards Checking Statewide
Deal Summary: GBT Hometown Rewards Checking, 4.11% APY on qualifying balances up to $15k.

Availability: All Louisiana residents.

I first wrote about Gibsland Bank & Trust’s (GBT) then-new GBT Hometown Rewards Checking account about seven years ago. At that time, the rate was 4.11% APY on qualifying balances up to $15k, with only the residents of North Central Louisiana eligible to open an account. While many reward checking accounts have experienced declining APYs and lowered balance caps in the past few years, GBT Hometown Rewards Checking has not only...

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Peoples Bank's Kasasa Cash Available In Iowa And Missouri
Deal Summary: Kasasa Cash, 3.50% APY on qualifying balances up to $20k.

Availability: Residents of 12 Iowa and two Missouri counties.

Peoples Bank's Kasasa Cash checking account currently earns 3.50% APY on qualifying balances up to $20k. Qualifying balances above $20k earn 0.25% APY, with non-qualifying balances earning 0.05% APY. Kasasa-brand products were introduced into Peoples Bank’s product line in late December 2019.

With no direct deposit required, the statement cycle qualifications consist of,

  • At least 12 debit card purchases.
  • Be enrolled in and agree to...
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Farmers Bank Offers Top-Rate Kasasa Cash In 7 States
Deal Summary: Free Kasasa Cash, 3.00% APY on qualifying balances up to $25k.

Availability: Residents of Illinois, Iowa, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin.

Iowa-based Farmer Trust & Savings Bank’s (Farmers Bank) Free Kasasa Cash checking account currently earns 3.00% APY on qualifying balances up to $25k. Qualifying balances above $25k earn 0.25% APY, with non-qualifying balances earning 0.05% APY. Farmers Bank began offering Kasasa-brand products in October 2019 as part of its market area expansion.

The qualification cycle requirements include,

  • At least 12...
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NavyArmy Community Credit Union (TX) Liberty Checking Is Rate Leader
Deal Summary: Liberty Checking, 3.01% APY on qualifying balances up to $25k.

Availability: Residents of eight South Texas counties.

It’s been ten years since I last wrote about NavyArmy Community Credit Union’s (NavyArmy) Liberty Checking account. This rewards checking account currently earns 3.01% APY on qualifying balances up to $25k. Qualifying balances over $25k earn 0.50% APY, with non-qualifying balances earning 0.10% APY.

The Liberty Checking account was added to NavyArmy’s product line in 2009, with an initial rate of 4.51% APY. While the qualifying balance cap...

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First Financial Credit Union Offers Competitive Kasasa Products
Deal Summary: Kasasa Cash Checking, 3.50% APY on qualifying balances up to $15k. Kasasa Saver, 1.25% APY on qualifying balances up to $25k.

Availability: Residents of Chicagoland. Easy membership requirement.

I’ve never written a blog post about any product offered by Chicago-based Financial First Credit Union (FFCU). When I posted about FFCU’s easy membership FOM in 2017, I mentioned that there weren’t any blog-worthy products at the time. That has changed. The newly added Kasasa Cash Checking account currently earns 3.50% APY on...

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Security Bank of Crawford (TX) Offers Kasasa Cash Statewide
Deal Summary: Kasasa Cash, 3.00% APY on qualifying balances up to $15k. Kasasa Saver, 0.75% APY on qualifying balances up to $100k.

Availability: All Texas residents.

Security Bank of Crawford (Security Bank) is one of a handful of Texas-based banks that is offering Kasasa brand products statewide. The Kasasa Cash account currently earns 3.00% APY on qualifying balances up to $15k. Qualifying balances over $15k earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

Security Bank began offering the Kasasa Cash account about a...

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Main Street Bank's Kasasa Cash/Saver Combined Earnings A Good Deal
Deal Summary: Free Kasasa Cash Checking, 2.00% APY on qualifying balances up to $15k. Kasasa Savings, 1.75% APY on qualifying balances up to $100k.

Availability: Nationwide

In mid-March, Michigan-based Main Street Bank lowered the rate and balance cap on its Free Kasasa Cash Checking (Kasasa Cash) account to 2.00% APY on qualifying balances up to $15k. Qualifying balances over $15k earn 0.25% APY (unchanged), with non-qualifying balances earning 0.05% APY.

While the lowered APY decreases the competitiveness of the Kasasa Cash account, when you consider the combined rates and...

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