Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.
Deal Summary: Kasasa Cash, 3.00% APY, on qualifying balances up to $30k.
Availability: Residents of Lancaster and Seward Counties, Nebraska; employees/members of 20 SEGs.
More than two years ago, Liberty First Credit Union (Liberty First CU) began offering a Kasasa Cash account. Before the Kasasa Cash’s first anniversary, its APY and qualifying balance cap were raised (2.50% APY, up to $25k). Liberty First CU started this week by not only raising the rate (3.00% APY) but increased the balance cap to $30k. Qualifying balances over $30k...
POSTED ON SATURDAY, SEPTEMBER 23, 2017 BY KEN TUMIN
Deal Summary: High Rate Checking, 3.00% APY on qualifying balances up to $25k.
Availability: Residents of the Georgia counties of Cherokee, Cobb, Fulton, and Paulding.
As I was researching another RCA, I discovered that LGE Community Credit Union (LGE) recently raised the rate on its High Rate Checking account. Qualifying balances up to $25k now earn 3.00% APY, with qualifying balances of $25k+ earning 0.10% APY. In addition to the new rate, credit card purchases (in addition to debit card purchases) are now counted towards meeting the...
Deal Summary: VIP Checking Platinum Tier, 3.01% APY on qualifying balances up to $15k.
Availability: Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, D.C., and West Virginia; various Partner Organizations and SEGs.
I wrote about Market USA Federal Credit Union’s (Market USA) VIP Checking Platinum Tier almost two years ago, when it earned 2.00% APY on qualifying balances up to $15k. That long-standing rate (nearly six years) was recently raised to 3.01% APY, with the balance cap remaining at $15k. Qualifying balances of...
POSTED ON SATURDAY, SEPTEMBER 2, 2017 BY KEN TUMIN
Deal Summary: Yield Pledge Money Market, 1.31% APY, $5k minimum opening deposit, $250k maximum deposit, one year rate guarantee.
EverBank tends to change its CD rates at the end of the week. This week the CD rates didn't change, but its money market rate did. the 1-year guaranteed introductory rate for new Yield Pledge Money Market accounts has been raised to 1.31% APY. In addition, the ongoing rate was increased to 0.86% APY.
When liquid account rates starting rising in June, I kept expecting to be...
Deal Summary: 19-month CD, 1.76% APY, $5k minimum deposit, $500k maximum balance per household. Kasasa Cash Checking, 3.01% APY up to $25k.
Availability: 19-month CD is available in MO. Kasasa Cash Checking is available in AR, IA, IL, KS, KY, MO, NE, OK, and TN.
Last week, Old Missouri Bank (OMB) began offering a limited-time 19-month CD (1.76% APY). The minimum opening deposit is $5k and, according to the promotion page, there is a “maximum balance of $500,000 per household.”
Availability: Residents of Clark, Greene, Miami, Montgomery, Preble, and Warren Counties, Ohio.
April was a productive month for River Valley Credit Union (RVCU): two competitive CDs were added and its long-standing rewards checking account, High Yield Checking, was replaced with a new Kasasa Cash account, which earned the same rate (1.50% APY, up to $10k) as the High Yield Checking. This week, RVCU improved the Kasasa Cash account by adding 50 bps to the APY and raising the...
Deal Summary: 280 to 912 Days Lifestyle CD, 1.55% APY, $1k minimum, flexible end date.
Availability: Residents of eight northeast North Dakota communities and East Grand Forks, Minnesota.
Citizens Community Credit Union (Citizens Community CU) began the month by introducing three limited-time Lifestyle CDs, with “the flexibility to choose a maturity date for each CD term that is offered.” You can choose any term between 5 months and 3 years, and the rates ranged between 1.10% APY and 1.55% APY.
Deal Summary: Elite Checking, 4.00% APY on qualifying balances of $5k-$15k.
Availability: Residents of New Hampshire and southern York County, Maine; 95+ SEGs.
At the beginning of July, Northeast Credit Union (Northeast CU) raised the rate on its Elite Checking account, which now earns 4.00% APY on qualifying balances between $5k and $15k. Balances over $15k and less than $5k, whether qualifying or not, do not earn any interest.