Bank Deals Blog: Checking & Reward Checking Deals

More than two years ago, Liberty First Credit Union (Liberty First CU) began offering a Kasasa Cash account. Before the Kasasa Cash’s first anniversary, its APY and qualifying balance cap were raised (2.50% APY, up to $25k). Liberty First CU started this week by not only raising the rate (3.00% APY) but increased the balance cap to $30k. Qualifying balances over $30k...

As I was researching another RCA, I discovered that LGE Community Credit Union (LGE) recently raised the rate on its High Rate Checking account. Qualifying balances up to $25k now earn 3.00% APY, with qualifying balances of $25k+ earning 0.10% APY. In addition to the new rate, credit card purchases (in addition to debit card purchases) are now counted towards meeting the...

I wrote about Market USA Federal Credit Union’s (Market USA) VIP Checking Platinum Tier almost two years ago, when it earned 2.00% APY on qualifying balances up to $15k. That long-standing rate (nearly six years) was recently raised to 3.01% APY, with the balance cap remaining at $15k. Qualifying balances of...

Huntington National Bank (Huntington Bank) has extended its long-running and popular Huntington 5 Checking® $200 bonus through October 31, 2017.

What sets this bonus apart from other checking account bonuses is that it does not require a Direct Deposit of any kind. Simply deposit at least $1k within 60 days and the $200 bonus is yours.

Qualifications for the $200 Bonus:

• Open a new Huntington 5...

EverBank tends to change its CD rates at the end of the week. This week the CD rates didn't change, but its money market rate did. the 1-year guaranteed introductory rate for new Yield Pledge Money Market accounts has been raised to 1.31% APY. In addition, the ongoing rate was increased to 0.86% APY.

When liquid account rates starting rising in June, I kept expecting to be...

Last week, Old Missouri Bank (OMB) began offering a limited-time 19-month CD (1.76% APY). The minimum opening deposit is $5k and, according to the promotion page, there is a “maximum balance of $500,000 per household.”

According to CSR, the Early...

Now through October 31, 2017, Popular Community Bank (PCB) is offering up to $500 in bonuses when opening a new Popular Prestige or Popular Everyday checking account.

Bonus Requirements

It’s possible to earn $200, $300, or $500 in bonuses:

• $200 bonus for establishing a recurring monthly direct deposit within 60 days of account opening.
• $300 bonus for depositing $10k+ of...

April was a productive month for River Valley Credit Union (RVCU): two competitive CDs were added and its long-standing rewards checking account, High Yield Checking, was replaced with a new Kasasa Cash account, which earned the same rate (1.50% APY, up to $10k) as the High Yield Checking. This week, RVCU improved the Kasasa Cash account by adding 50 bps to the APY and raising the...

Citizens Community Credit Union (Citizens Community CU) began the month by introducing three limited-time Lifestyle CDs, with “the flexibility to choose a maturity date for each CD term that is offered.” You can choose any term between 5 months and 3 years, and the rates ranged between 1.10% APY and 1.55% APY.

Of the three Lifestyle CDs, the 280 to...

At the beginning of July, Northeast Credit Union (Northeast CU) raised the rate on its Elite Checking account, which now earns 4.00% APY on qualifying balances between $5k and $15k. Balances over $15k and less than $5k, whether qualifying or not, do not earn any interest.

Qualifying Requirements

• Recurring monthly Direct Deposit
• At least 20 debit card transactions per month
• Receive eStatements
• Maintain a minimum $5k average...