Bank Deals Blog: Checking & Reward Checking Deals

Keystone Bank’s Kasasa Cash earns 3.50% APY on qualifying balances up to $50k. Qualifying balances above $50k earn 0.25% APY, with non-qualifying balances earning 0.05% APY. The Kasasa Cash can be opened with minimum $25 deposit.

Qualifying Requirements

• At least one ACH credit or ACH payment transaction
• At least 12 debit card...

Dover Federal Credit Union (Dover Federal) has added the Kasasa brand to its product line and is currently offering a Kasasa Cash account that earns 3.25% APY on qualifying balances up to $30k. Qualifying balances over $30k earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

Qualifying Requirements

• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into...

Earlier this month, Partner Colorado Credit Union (Partner Colorado) raised the rate on its High-Interest Checking account to 3.50% APY on qualifying balances up to $10k. (While the cap is low, the APY is definitely competitive.) Qualifying balances between $10k-$25k earn 0.50% APY, with qualifying balances over $25k and non-qualify balances both earning 0.10% APY.

Qualifying Requirements

Since I last wrote about the High-Interest Checking account in 2013, the qualifying...

Malvern Bank has introduced a new rewards checking account (RCA), the Kasasa Cash account, which earns 3.00% APY on qualifying balances up to $25k. Qualifying balances above $25k earn 0.50% APY, with non-qualifying balances earning 0.05% APY. The minimum opening deposit is $100.

Malvern Bank previously offered another RCA (Reward Plus Checking) that was discontinued in 2011. All existing...

More than two years ago, KALSEE Credit Union (KALSEE) began promoting a new Kasasa Cash checking account. That account is still available and continues to earn 3.00% APY on qualifying balances up to $25k. This week, KALSEE took the unusual step of adding a second Rewards Checking Account: the Kasasa Cash+ account, which earns 4.25% APY on qualifying balances up to $25k. Qualifying balances over $25k earn...

Baton Rouge Telco Federal Credit Union (Telco) is currently offering 2.90% APY on its 1-year Share Certificate. The minimum opening deposit is $500, with no stated balance cap.

The 1-year Share Certificate is also available as an IRA (Traditional, Roth, CESA), earning the same APY and requiring the same $500 minimum deposit.

Long-Term Share Certificates With Bump Option

Telco’s 2-, 3-, 4-, and 5-year Share Certificates have competitive rates and “members may...

Last week, BHCU (formerly Boeing Helicopters Credit Union) introduced its iSAVE Money Market Account (MMA), which earns 2.75% APY on balances of $2.5k up to $250k. The minimum opening deposit is $2.5k of new money, simply defined as funds not currently on deposit with BHCU. There is a limit of one account per member, but this competitive rate comes with a year-long rate guarantee.

Kish Bank’s Green Checking (a rewards checking account) earns 3.00% APY on qualifying balances up to $25k. Qualifying balances above $25k earn 0.10% APY, with non-qualifying balances earning no interest. The minimum opening deposit is $100.

The Green Checking account has only one qualifying requirement:

Process 20 or more signature- transactions per statement cycle using
your Kish Check Card and earn 3.00%...

Utah-based TAB Bank has recently added a Kasasa Cash Checking (Kasasa Cash) account, which earns 4.00% APY on qualifying balances up to $50k. Qualifying balances over $50k earn 0.25% APY, with non-qualifying balances earning 0.05% APY.

Monthly Qualification Requirements

• Have at least 15 debit card purchases* (minimum $5)
• Have at least one direct deposit, one ACH, or one bill pay transaction

*The fine print on the landing page clearly...

Iowa-based Community 1st Credit Union (C1st) is currently offering 3.00% APY on its Bump-Up 18-month CD Special. Unlike the majority of C1st CDs, the 18-month Special does not have tiered APYs. The minimum opening deposit is $1k, with a balance cap of $250k.

As stated in the fine print on the Checking & Savings Rates page, the