About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Bank Deals Blog - 2012


December 2012

31stReview of the 2012 Bank Failures and Their Effects on Depositors
30thFive New Year's Resolutions to Jump Start Your Savings
28thCompetitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
Top 5-Year CD Rate at Monroe Savings Bank in NJ - Local Only
27thReplacing Savings Accounts with an Interest Checking Account
Top Short- and Long-Term CD Rates at Mansfield Bank - MA Only
26thFNBO Direct Announces Savings Account Rate Increase for New Year
24th7 Biggest Estate Planning Mistakes
21stCredit Unions Paying Out 2012 Bonus Dividends
20thHow Do You Define a Community Bank?
Top CD Rates at Community 1st Credit Union in IA & MO - Local Only
19thForum Highlights: FDIC Reward Checking Rules, New Monthly Fees and More
18thTop CD Rates with Flex Options at American United Family Of CU in Utah
Top 14-Month CD Rate and Checking Account Rate at East River Bank in Philly - Local Only
17th$100 Checking Bonus & Top Reward Checking at Nassau Educators FCU - Local Only
New 4-Month CD Special at First Entertainment CU - Los Angeles Metro Only
16thShould You Buy Your Retirement Home Now – Ready or Not?
14thOne Bank and Two Credit Unions Closed by Regulators
AmericaNet, Redneck and Evantage Banks Reopen Their Reward Checking Accounts
SFGI Direct Savings Account Rate Increase and Review
13thUpdates to the All-Access Credit Union List
Checking Bonus & Competitive CD Rates at BrightStar Credit Union in South Florida
12thFOMC Statement: More Bond Buying & New Unemployment Threshold
Competitive 1-Year CD Rates at Beal Bank in Miami, Phoenix & Other Cities
Top Long-Term CD Rates at Wright-Patt Credit Union in Ohio
11thCompetitive Reward Checking at Money One FCU - Easy Membership
Top 18-Month CD Rate at TEXAR FCU in Northeast Texas
10thSpecial 12-Month CD Rate at USAlliance FCU - Easy Membership
New Amboy Direct Money Market Promotion for New Jersey Residents
9thWhat to Do About Rising Long Term Care Costs
7thPINless Debit Card Purchases and Reward Checking Accounts
Top CD Rates at Jefferson Financial CU in Louisiana - Local Only
6thPreventing Accounts From Being Labeled Inactive - Review of PenFed's Policy
Higher Special CD Rates at Chartway Federal Credit Union - Easy Membership
Competitive CD Rates at HeritageWest Credit Union in Utah
5thFDIC and NCUA Third Quarter Reports & Institution Health Ratings
Special 18-Month CD at Jeanne D'Arc Credit Union in MA & NH - Local Only
4thCIT Bank Cuts Savings Account and Achiever CD Rates
Competitive Reward Checking at LegacyTexas Bank - Texas Only
3rdPenFed CD Rate Changes - New Top 2- and 3-Year CD Rates
$100 Checking Account Bonus at GTE Financial - Easy Membership
2ndWhat Gen X and Gen Y Can Do to Get Ready for Retirement

November 2012

30thAccount Application Rejection Due to ChexSystems' FraudFinder
Competitive CD Rates at State Bank of India - Chicago Branch
29thTop Short-Term CD Deals at Two All-Access Credit Unions
28thTop 5 Reward Checking Accounts in the Nation
Top Money Market & CD Rate Specials at Green Bank
27thGotchas to Avoid When Planning to Close a CD at Maturity
Latest Chase Checking Account Bonus
26thInsights into Deposit Growth and Low Rates from Wells Fargo's CEO
24thHow to Handle a Windfall
23rdING DIRECT's 2012 Black Friday Specials: $125 Electric Orange Bonus
22ndHappy Thanksgiving!
21stReward Checking Account Allows Credit Card Instead of Debit Card Purchases
Special 9-Month CD Rate at Xceed Financial Credit Union - Easy Membership
20thInsights into ACH Fraud - Punishment of First Bank of Delaware
Another UFB Direct MMA Rate Cut - Future of BofI's Rewards Checking?
19thAlly Bank Releases New Version of Mobile Banking with eCheck Deposit
Special 8-Month CD Rate at Digital Federal Credit Union - Easy Membership
18thWhat You Need to Know About Working Past 65
16thHometown Community Bank in Georgia is 50th Bank to Fail This Year
Competitive 1-Year CD Rate at the New Internet Bank ableBanking
Checking Account Bonus of Up to $100 at Amalgamated Bank
15thBarclays Surpasses $1 Billion In Deposits For Its Online Savings Accounts And CDs
Top CD Rates at Consumers Credit Union in Michigan - Local Only
Special 1-Year CD Rate at Chartway Federal Credit Union - Easy Membership
14thFed's Yellen Suggests Zero Interest Rates Into 2016
Money Market Special With Rate Guarantee at CrossFirst Bank in KC Metro - Local Only
Checking Account $100 Bonus at First Community Credit Union in Houston - Local Only
13thUnderstanding Deposit Insurance Coverage with Multiple Beneficiaries
New Reward Checking at CBC National Bank in FL, GA & SC
Top 30-Month CD Rate Continues at Navy Army Community Credit Union in Texas - Local Only
12thING DIRECT's 2012 Black Friday Sale Preview
6-Month CD Rate Special at Cambridge Savings Bank - MA Only
11thWhere to Find Help To Pay for Medical Home Improvements
9thIncredible Bank's 3-Year Anniversary - Comparing Its Rate History
8thChecking Account Rate Special at BrandBank - Available in the Southeast
Top 5-Year Jumbo CD Rate at Pen Air Credit Union - Easy Membership
$150 Checking Account Bonus at AnchorBank in Wisconsin
7thING DIRECT's New Name Will Be Capital One 360
Future of the Fed and Interest Rates in President Obama's Second Term
Salem Five Direct Increases Savings Account Promo Rate
Top IRA CD Rates Continue at State Department FCU in VA - Easy Membership
6thBank Offers Higher Rates For "No Early Withdrawal" CDs - Worthwhile Benefit?
Competitive CD Rates in Southeast & Central Florida at FirstBank
5thMore Changes Announced for ING DIRECT Customers
Higher CD Rates with Checking at BBVA Compass in Several States
Special 19-Month CD Rate at East Boston Savings Bank - Local Only
2nd2 Banks in Florida and Illinois and a Texas Credit Union Closed by Regulators
Mega Money Market Rate Increasing Later This Month
1stBig Rate Increases For Some of PenFed CDs
Treasury Announces New Series I Savings Bond Rate of 1.76%
New-Member Bonus of up to $100 at State Department FCU - Easy Membership

October 2012

31stAnother Rate Cut at UFB Direct - Issues To Consider for Rate Chasers
CD Rates Fall But Are Still Competitive at Wings Financial Credit Union
30thSmall New-Account Bonus for Discover Bank CDs & Savings Account
Competitive CD and Money Market Rates at Flagler Bank in South Florida - Local Only
29thNew Higher 1-Year Internet CD Rates at Airbanking
Special 18-Month CD Rate in Parts of WI & MN at Superior Choice Credit Union
28thBig Banks Continue to Sign On to Pew's Answer to the Transparency Problem
26thNOVA Bank in Pennsylvania Fails Without a Buyer
ING DIRECT Surprises Some Customers with Account Closures
Mid-Term CD Rate Special at Generations FCU in San Antonio, Texas
25thAlly Bank Changes Deposit Agreement Covering CD Early Withdrawals
24thFOMC Meeting: Fed Stays the Course
Wells Fargo's Free Credit Score Promo & Other Free Credit Score Options
Top Long-Term CD Rates at Stanford FCU in CA - Easy Membership
23rd3 Best Places to Find Free Checking Accounts
Top 18-Month CD Rate at Libertad Bank - Texas Only
22ndMoney Market & CD Specials at Green Bank in Texas - Local Only
East Boston Savings Bank's $100 Checking Account Promotion - Local Only
21stWhat Seniors Should Know About the Fiscal Cliff
19th3 Small Banks in Florida and Missouri Closed by Regulators
Ally is Latest Bank to Be Hit by Mideast Cyberattack
Out-of-State Customers Being Kicked Out by Morrill and Janes Bank
18thLast Chance for Patelco Credit Union's 7-Year CD
Useful Reward Checking & Savings Combo in Ohio at First Federal Community Bank
2-Year CD Rate Special in MA at Patriot Community Bank - Local Only
Top 1-year CD Rate at Central Missouri Community Credit Union - Local Only
17thHigher 30-Month CD Special Rate at Salem Five Direct
$100 Checking Account Bonus at Sandy Spring Bank in MD & VA
16thInflation and Future Series I Savings Bond Rates
$150 Checking Account Bonus at Logix FCU - Easy Membership
Top 5-Year CD Rate at Pinnacle Federal Credit Union in NJ - Easy Membership
15thCompetitive CD Rates at Citizens State Bank in FL - Online Application
New $200 Checking Account Bonus at Advance Financial in Indiana - Local Only
14thReport Finds Some Big Banks Fall Short In Helping Distressed Homeowners
12thFree Paper Shredding Days Growing Popular at Credit Unions
Top 18-Month CD Rate at Meetinghouse Bank in Boston - Local Only
Competitive CD Rates at Valley Green Bank in Philly - Local Only
11thSavings, Checking and CD Account Rates Fall at ING DIRECT
Top CD Rates at SECNY Federal Credit Union in Central New York
10thCredit Unions That Offer Smartphone Check Deposit
Special 1-Year & 4-Year CD Rates at Co-Op Credit Union in Wisconsin
Top CD Rates Continue at Progressive Credit Union in New York City
9thDeposit-Taking ATMs at Credit Unions and Internet Banks
Top 18-Month & 6-Year CD Rates at Workers Credit Union - MA & NH Only
8thBest Checking Accounts Often at Credit Unions - an Update to the All-Access List
Update on TIAA Direct and Its Online Savings Accounts
7thHow to Save on Dental Care
5thUsing Twitter to Enhance Customer Service from Banks
Top Long-Term CD Rates at S-Bank in MA - Local Only
4thHigher CD Rates But Larger Early Withdrawal Penalty at Nationwide Bank
5-Year CD Rate Special at Randolph Bank & Trust Company in North Carolina
Business Reward Checking Account at Lake City Bank in Indiana
3rdMore Banks Offering Reward Checking But Is It Still Useful for Savers?
Top CD Rates in Central Indiana at Encompass Credit Union
2ndAlly Bank's New Online CD Ladder Tool - CD Ladders Still Useful?
Top 5-Year CD Rate at HEW Federal Credit Union in DC - Local Only
1stHigher 18-Month CD Special Rate at Salem Five Direct
Top 5-Year CD Rate at Communitywide Federal Credit Union - Easy Membership

September 2012

30thAmericans Reach New Lows in Retirement Readiness
28th43rd Bank Failure of the Year: First United Bank in Illinois
Middle East Hackers Attack Websites of Wells Fargo, Chase and Other Large Banks
Top 15-Month CD Rates at Security Service FCU in TX, CO & UT
27thDiscover Bank's Competitive Long-Term CD Rates
Best Reward Checking Account in South Carolina at Greenville Heritage FCU
26thTop Long-Term CD Rates at Air Force FCU - Easy Membership
Competitive CD Rates in New York City at LOMTO Federal Credit Union
25thING DIRECT's Merger into Capital One Will Cause FDIC Coverage Changes
Top Reward Checking Account at Community Trust Bank in TX, LA & MS
24thWhy Savers May See Some Better Deposit Rates in 2013
New-Branch CD Special at Habib American Bank in New Jersey - Local Only
23rdHow to Protect Your Aging Parents From Financial Abuse
21stReward Checking Rate Chasing in the Last 3 Years
Top 1-Year CD Rate Special at Florida State Employees FCU - Limited Membership
20thUsefulness of Rate Chasing in the Last 3 Years
Competitive CD Rates at Texell Credit Union in Central Texas
Another $150 Checking Account Bonus at KeyBank in Certain States Only
19thCredit Unions Offering Virtual Safe Deposit Boxes
18thComparison of Long-Term CD Rates After Early Withdrawal Penalties - September 2012
$100 Checking Account Bonus at Firstmark Credit Union - Easy Membership
CD and Credit Card Specials at Citizens Bank in Several States
Top CD and Money Market Rates at South Florida FCU - Local Only
17thSpecial CD Rate and Other Deals for Navy Federal's Members Appreciation Week
Good Deals at American Airlines Credit Union for Those Who Are Eligible
16thWhat You Need to Know About Social Security Spousal Benefits
14th42nd Bank Failure of the Year: Truman Bank of Missouri
Fed Actions and Their Effects on CD Rates
13thFOMC Statement: QE3 Launched, Low-Rate Guidance Pushed Out to Mid-2015
Best Bank Bonuses That Are Scheduled to Expire Soon
Review of the Latest Citibank Checking Account Bonuses and Fees
12thBest Deals Often at Credit Unions - an Update to the All-Access List
Reward Checking and Savings Accounts at Southbridge Savings Bank in MA and Parts of CT and RI
Competitive 34-Month CD Rate at Knoxville TVA Employees Credit Union
11thTop 5-Year CD Rate at Eli Lilly Federal Credit Union - Easy Membership
Very Competitive Mid-Term CD Rates for 11 States at MidFirst Direct
$100 Checking Account Bonus at MidFirst Bank in OK & AZ
10thTop CD Rates at Doral Bank Direct - Nationally Available
Updated Review of Treynor State Bank's Reward Checking Account - Now Available in Many States
Higher Special 3-Month CD Rate at HomeBanc - Florida Only
Checking Bonus and CD Promo at Members Plus Credit Union - MA Only
9thHow to Care for a Parent With Dementia at Home
7thOne Small Minnesota Bank Closed by Regulators
Competitive Reward Checking Account at First Tech Federal Credit Union
6thNewly Competitive 1-Year & 2-Year CD Rates at AloStar Bank of Commerce
CD Rates at Connexus Credit Union Are Competitive Again - Easy Membership
5thUFB Direct Cuts Money Market Rate - Best Option for Savers?
Competitive Reward Checking Accounts at Cole Taylor Bank - Illinois Only
Top Long-Term CD Rates at Cole Taylor Bank in Illinois
$100 Checking Account Bonus at ONB Bank & Trust in Oklahoma
4thCD Rates Fall at Navy Federal But Remain Competitive
New Reward Checking & Savings Accounts at Roundbank - MN Only
3rdShould You Refinance in Retirement?

August 2012

31stAlly Bank Increases Its Savings & Money Market Account Rate
Another Money Market Rate Increase at Sallie Mae Bank
Top Short-Term CD Rates at CapitalSource Bank in California
Competitive Short-Term CD Rates at Beal Bank in Las Vegas & SoCal
30thFree Checking That May Not Be Free For You
New Reward Checking Account at Sycamore Bank in Memphis Metro Area
Top 5-Year CD Rate at Arizona Federal Credit Union
29thSalem Five Direct's New Savings Account & CD Promotions
28thFDIC's Second Quarter Report & Bank Health Ratings
Competitive 14-Month CD Rate at HarborOne Credit Union in MA
South Florida Savings & CD Deals at Biscayne Bank - Local Only
27thCapital One Bank's Checking Promo with a 12-Month Rate Guarantee
Top 2-Year CD Rate at NexBank
26thIs a Senior Checking Account a Good Deal?
24thAnother Rate Increase at American Express Bank
23rdThe Best Free Internet Checking Accounts
Top 5-Year CD Rate at Pen Air Credit Union - Easy Membership
22ndCompetitive Long-Term CD Rates at Resource One Credit Union in Texas
Top Long-Term CD Rates at Dover Federal Credit Union in Delaware
New Reward Checking Account at Mountain Valley Bank in TN
21stDifferences Between Ally Bank's Savings and Money Market Accounts
Checking Account Promotion at Salal Credit Union - Washington State Only
20thRemaining Large Banks Still Offering 2-Percent CDs
Competitive CD Rates at Empower Federal Credit Union in New York
19thWhat You Need to Know About Revocable Living Trusts
17thEvantage Bank Is Accepting New Customers Again for its Money Market Account
Top 2-Year & 3-Year CD Rates at Doral Bank NY - Local Only
16thFDIC's Consumer News: Tips on Debit Cards, Deposit Insurance & Account Co-owners
Top Bump-Up CD Rates at Idaho Central Credit Union - Local Only
New CD Rate Specials at University of Iowa Community Credit Union - Local Only
15thNew 7-Year CD Rate Leader at Northrop Grumman FCU - Easy Membership
Top Long-Term CD Rates at Police & Fire Federal Credit Union - PA Only
Personal & Business Checking Bonuses at South Shore Savings Bank - MA Only
14thWilshire State Bank's Installment Savings Account Remains A Good Deal
$150 Checking Account Bonus at Liberty Bank for Savings in Illinois - Local Only
13thBancVue Offering Free Gas to Promote Kasasa and Reward Checking
$125 Checking Account Bonus at Liberty Bank in Missouri - Local Only
12thHow to Protect Your Money in Divorce
10thBenefits of Short-Term CDs Over Money Market Accounts?
9thHigher CD Rates at Privately Insured Credit Unions
Competitive 5-Year CD Rate at Mid American Credit Union in Kansas
Top CD Rates at Cecil Bank in Maryland - Local Only
8thUseful CD Tip: Partial Early Withdrawal Without a Penalty
7thComparison of Long-Term CD Rates After Early Withdrawal Penalties - August 2012
6thAnother Money Market Rate Hike at UFB Direct
Rate History of UFB Direct, CIT Bank, Incredible Bank & Other Top Internet Accounts
$100 Checking Account Promotion at First Midwest Bank
5thCould You Get Stuck With Your Parent's Nursing Home Bill?
3rdOne Illinois Bank & One Wisconsin Credit Union Closed by Regulators
Another Internet Money Market Account Tops 1.00%
$200 Checking Account Bonus at Taunton FCU in MA - Local Only
2ndBancVue's New Campaign to Expand Kasasa and Reward Checking
1stFOMC Statement: No Policy Changes, Door Open for More Action
PenFed Slashes its Long-Term CD Rates
Top 3-Year CD Rate Continues at EBSB Direct - New England and NY Only

July 2012

31stBank of the West's $150 & $200 Checking Account Bonuses - Certain States Only
Bank of America's New Checking Account Bonuses - $200, $100 & $75 Based on Your State
Regions Bank's $125 Checking Account Bonus in Several States
30thReview of Some Brokered CD Rates and Features
29thIs a Prepaid Funeral For You?
27thOne Small Georgia Bank Closed by Regulators
6 Reward Checking Accounts with Yields of at least 3.00%
Competitive CD & Reward Checking Rates at Shell FCU in Houston
26thTop Long-Term CD Rates in El Paso at One Source Federal Credit Union
Competitive CD Rates in Parts of MA & NH at Merrimack Valley Federal Credit Union
25thMelrose Credit Union's 5-Year CD Rate Drops below 2.00%
Last Chance for 2 Percent CDs? What I Found at Bank of America
24th$200 Checking Account Bonus at Northwest FCU - Easy Membership
Competitive CD Rates at National Bank of Kansas City
23rdTIAA Direct Stops Accepting New Customers
Big Increase in iGObanking.com's Early Withdrawal Penalty
Selling SmartyPig to Other Banks
22ndHow to Avoid Bank Fees
20th5 Banks in Georgia, Florida, Illinois & Kansas Closed by Regulators
FNBO Direct Offers Another Savings Account Promotion to Existing Customers
Updated Checking & Money Market Account Promotion at Doral Bank NY
19thCFPB's Action Against Capital One and a Look at CFPB's Complaint Database
18thPatelco Credit Union Launches Online Check Deposit Service
Top Rate Guarantee on Flushing Bank Checking Account in NY
Top Long-Term CD Rates in Washington DC Metro Area at Constellation FCU
17thSenator Questions Bernanke about Gauging the Costs of QE3
New Competitive CD Rates at iGObanking.com
15-Month Special CD Rate at TCF Bank - CO & AZ Only
16th5 Important Things for Consumers to Know About the Credit Card Fee Settlement
15-Month CD Special at USAmeriBank in Tampa - Local Only
Hot Money Market Special at Noah Bank in NY, NJ & PA - Local Only
15th10 Ways to Generate Extra Cash in Retirement
13thOne Small Missouri Bank is Closed by Regulators
Reward Checking Account at Capital Educators FCU - Easy Membership
12thTop 30-Month CD Rate Continues at Astoria Federal Savings - Available Nationwide
Top 7-Year CD Rate at Dime Savings Bank - Available Nationwide
11thCompetitive 6-Year CD Rate Continues at Third Federal
Top Mid-Term CD Rates at Sandia Laboratory FCU in CA & NM - Easy Membership
10thPNC Increases Checking Account Bonus to $150, But Beware of Fees
Top Rate on a 17-Month CD Special at Sovereign Bank in Texas - Local Only
Rare Reward Checking Rate Hike at Advantis Credit Union in Oregon
9thNew Competitive 5-Year CDs at CIT Bank
Higher 5-Year CD Rate at GiftsforBanking.com - Does Gift Make it Worthwhile?
8thHow to Transition Back to Work in Retirement
6thOne Small Georgia Bank is Closed by Regulators
New Internet Bank Differentiates Itself Through Charities
Top Special CD Rates at Members Cooperative Credit Union in MN
5thFast Transfers Between Accounts at Different Credit Unions Using Sprig
One Year Anniversary of Bank of Internet USA's Rewards Checking
Special 19-Month CD Rate at Xceed Financial Credit Union - Easy Membership
Top CD Rates in Washington State at HAPO Community Credit Union
3rdTop CD Rates at Security Service FCU in TX, CO & UT
2ndTop 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
Fourth of July 3-Month CD Special at XCEL FCU - Easy Membership
1stHow to Price Shop for Medical Care

June 2012

30thING DIRECT's Financial Independence Days Sale Begins
29thTCF Bank Brings Back Free Checking
$100 Checking Account Bonus at First Trade Union Bank
28thHave You Opened a New Internet Savings Account in 2012?
Updated Review of Centera Bank's Reward Checking Account - Kansas Only
Top CD & IRA CD Rates at Navigator Credit Union in AL & MS - Local Only
27thUpdated Review of Heritage Bank's Reward Checking Account
Top CD & IRA CD Rates at State Department FCU in VA - Easy Membership
Competitive 5-Year CD Rate at SCE Federal Credit Union in CA & NV
26thUFB Direct Raises Money Market Account Rate
Top CD Rates Continue at San Antonio Federal Credit Union in Texas - Local Only
25thING DIRECT's 2012 Financial Independence Day Sale
Reward Checking Rate Increase at Appalachian Community FCU in VA & TN
24thWhat You Need to Know About Target Date Funds
22ndChecking Account Disclosure at Some Banks Require Customers To Pay All Costs in Legal Disputes
19thWill We See More Accommodation from the Fed?
SmartyPig Savings Account Yield Increases to 1.00%
Best Liquid Account? Money Market, Savings or Checking Account
18thInternet Banks With Small ACH Transfer Limits
PenFed's New ACH Online Transfer Service
Competitive Long-Term CD Rates at The MINT National Bank in Texas - Local Only
17th8 Ways to Cut Costs in Retirement
15th3 Banks Closed by Regulators in Florida, Georgia and Tennessee
Updated Comparison of Internet Checking Accounts at Ally Bank and ING DIRECT
14thTop Reward Checking & Savings Account at BankFirst Financial Services
$200 Bonus at ShareBuilder for New Brokerage Account
13thTop 5-Year CD Rate at State Bank of India New York
Checking Account & CD Promotions at Sovereign Bank
12thFederal Reserve Study Shows Big Declines in Retirees' Income
Competitive 5-Year CD Rate at Habib American Bank in CA, NY & NJ - Local Only
Competitive 5-Year CD & Savings Account Rates at Quaint Oak Bank - PA Only
11thOnline Transfer Service Now Available to CIT Bank Savings Account Customers
Top Reward Checking at Eagle Bank and Trust Company of Missouri - Local Only
Competitive 5-Year CD Rate at Mountain American Credit Union in UT, NV, NM & AZ
$100 Checking Account Bonus at Mountain America Credit Union in UT, AZ, NV & NM
10thWhat You Need to Know About Long-Term Care Insurance
8th4 Banks Closed by Regulators in Oklahoma, Illinois and in the Carolinas
Capital One Direct Points New Customers to ING DIRECT
Amboy Direct Savings & Money Market Promotions for NJ Residents
7thTop Savings & Money Market Rates with Rate Guarantees
Top Indiana Reward Checking Account at State Bank of Lizton - Local Only
6thCompetitive Money Market Rate at Acacia Federal Savings Bank
Rewards Checking & Savings Accounts at Chicopee Savings Bank in MA - Local Only
Competitive 5-Year CD Rate at Dade County FCU in Florida - Local Only
$100 Gift Card Checking Bonus at Citadel Credit Union in PA - Local Only
5thComparison of Long-Term CD Rates After Early Withdrawal Penalties
Competitive Long-Term CD Rates at American Eagle Bank of Chicago - Local Only
CD, Savings & Checking Promotion at HomeBanc - Florida Only
4thEverBank Raises 6-Month Intro Rate on Its Checking & Money Market Accounts
Competitive CD Rates at BBVA Compass in Several States
3rdShould You Switch to a Brokerage Checking Account?
1stTwo Credit Unions in Illinois & California Liquidated by Regulators
Minimum Reward Checking Rate For It To Be Worthwhile?
Reward Checking & Savings Account at Legence Bank That Are Mostly Available Nationwide
Top 5-Year CD Rate at CorePlus FCU in Connecticut - Local Only
$100 Checking Account Bonus at AnchorBank in Wisconsin - Local Only

May 2012

31stAmerican Express Bank Increases Savings Account Rate
RMB Special CD Rates at Bank of China, New York Branch
30thUFB Direct Launches Money Market Savings Account with a Top Rate
$100 VISA Rewards Card Checking Bonus at Salem Five Direct
Special CD Rates at Workers Credit Union - MA & NH Only
Top 1-Year & 15-Month CD Rates at Libertad Bank - Texas Only
29thBest Bank Accounts for a Future of Uncertain Interest Rates
$100 Checking Account Bonus at Pinnacle Bank - NE, KS, MO, WY & CO Only
$100 Checking Account Bonus at Sun National Bank in New Jersey
Competitive Savings Account Rate at Sun National Bank in NJ
Reward Checking Account with a 1-Year Rate Guarantee at Crescent CU in MA
Competitive Add-On 5-Year CD at America First Credit Union in UT & NV
27thSaving Sooner Rather Than Later Is Best for Reaching Your Retirement Goals
25thGiving Digital Savings Bonds as Gifts
$150 Checking Account Promotion at NuVision Federal in SoCal - Local Only
24thFDIC's First Quarter Report & Bank Health Ratings
Used to Give Savings Bonds as Gifts? Consider SmartyPig Gift Cards
Reward Checking and Savings Accounts at First Utah Bank
Concerns about FDIC Restricting Reward Checking Accounts
Competitive 3-Year & 5-Year CD Rates at Union Bank - OR & WA Only
23rdMoney Market Rate Leaders with Some History
22ndCompetitive Business Checking Accounts at BofI Federal Bank
Updated Review of TwinStar Credit Union's Accelerator Checking
Top CD Rates Continue at Sea Comm Federal Credit Union in NY - Local Only
21stFDIC's Consumer News: Tips on Buying a Bank CD
Top CD Rates at University of Iowa Community Credit Union - Local Only
Checking & Money Market Account Bonuses of up to $225 at Citizens Bank in Some States
19thWhat You Need to Know About Health Savings Accounts
18thAn Alabama Bank and a Wisconsin Credit Union Closed by Regulators
Best CD Rates at Credit Unions & an Update to the All-Access List
Checking and CD Deals at Service Credit Union - Limited Membership
17thTop 5-Year CD Rate at The National Republic Bank of Chicago - Nationally Available
Rockland Direct's Competitive Money Market Account - New England Only
Checking Account Bonuses of Up to $100 at Webster Bank in NY, MA, RI and CT
16thChecking & Money Market Account Specials at Doral Bank NY
Where Do You Keep Your Valuables? Safe Deposit Box, Home Safe?
Top Mid-Term & Long-Term CD Rates at Crescent Bank & Trust in Louisiana
15thCIT Bank Raises Savings Account and CD Rates
Ally Financial Mortgage Unit's Bankruptcy and Its Impact to Ally Bank
Top 5-Year CD Rates at Fairwinds Credit Union in Central Florida
14thDo CD Ladders Still Make Sense?
Updated Review of Lake Michigan Credit Union's Max Checking
12thAre You Ready to Retire?
11thSpecial 5-Year & 30-Month CD Rates at Valley National Bank in NY - Local Only
Note About the NCUA Website Changes
Special 29-Month CD at Hughes Federal Credit Union in Tucson - Easy Membership
Top Mid-Term & Long-Term CD Rates at Via Credit Union in Indiana
10thCompetitive 1-Year & 3-Year CD Rates at Doral Bank Direct
Updated Review of North Country Savings Bank's Advantage Checking Account
Top 5-Year CD Rates at Astera Credit Union in Michigan - Easy Membership
Top Step-Up 5-year CD Rate at Vantria Federal Credit Union in Virginia
Competitive 4-Year CD Rate at Coronado First Bank in San Diego - Local Only
9thForum Tips and a Thank You to the Forum Members
Chase Checking $200 Bonus, But Beware of Monthly Fees
Competitive Reward Checking Account at Del-One Federal Credit Union
8thWhy Some Checking Accounts Have Higher Rates Than Savings Accounts
5 Top Long-Term CD Rates After Early Withdrawal Penalties
7thBarclays Officially Launches Its New Internet Bank
New $100 Checking Account Bonus at BBVA Compass But Beware of Fees
Top Checking & CD Rates at F&A Federal Credit Union in California - Limited Membership
5thHow to Cut Health Care Costs in Retirement
4thSecurity Bank, N.A. in Florida is 23rd Bank Failure This Year
Competitive Checking Account Rate at Acacia Federal Savings Bank
Amboy Direct Savings Account Promotion for New Customers
PNC Virtual Wallet with Performance Spend, $100 Bonus But Beware of Fees
3rdDeciding Between Short-Term and Long-Term CDs
Updated Review of Connexus Credit Union's Xtraordinary & MyRewards Checking
2ndTop CD Rates at Wings Financial Credit Union - Limited Membership
Competitive Mid-Term CD Rates at First Republic Bank in Several States
1stTreasury Announces New Series I Savings Bond Rate of 2.20%
Ally Bank Launches Mobile Banking & Reports on Deposit Growth
New CD Rates and Tiers at Navy Federal Credit Union - Limited Membership

April 2012

30thBest Ways to Deposit Cash Into an Internet Bank Account
Updated Review of Provident CU's Super Reward Checking Account
Competitive CD Rates in Georgia at Atlanta Postal Credit Union
27th5 Banks in Maryland, Minnesota, South Carolina & California Closed by Regulators
Melrose Credit Union CD Rates Fall But Remain Competitive
Top 5-year CD Rate in Philadelphia at Ukrainian Selfreliance FCU
26thING Direct Launches CheckMate for Online Check Deposit
Competitive CD Rates at Pen Air Credit Union - Easy Membership
New Reward Checking Account at Northwest Resource Credit Union in Oregon
$150 Checking Account Bonus at North Shore Bank in Wisconsin
25thFOMC Statement Remains the Same, Rate Forecasts Slightly More Hawkish
Ally Bank's Loyalty Rewards Program for CD Renewals
Special 6-Month CD Rate at Texas Security Bank in Dallas - Local Only
Another Special 3-Month CD Rate at Homebanc - Florida Only
24thWoman Has Success in Closing Zombie Bank Account Thanks to CFPB
Bank of America Advertising a $100 Checking Account Bonus
23rdCapital One Moving Customers Out of Free Checking Accounts
$100 Checking Account Promotion at Susquehanna Bank in Parts of PA, MD, NJ & WV Only
Top Long-Term CD Rates at Space City Credit Union in Houston
21stWhat to Do If You Find Yourself Suddenly Single in Retirement
20thOne Small New Jersey Bank Closed by the OCC
The Evolution of Reward Checking and Kasasa
Top 5-Year CD Rate at Affinity Plus FCU in Minnesota - Easy Membership
19thCredit Unions That Offer Top Rates on Health Savings Accounts
Competitive 5-Year CD Rate at Jacksonville Bank - Available Nationwide
18thCompetitive CD & IRA CD Rates at Island FCU in New York
BB&T Checking Account Bonus But Beware of Monthly Fees
17th40 Ways to Get the Most Out of Your Bank
Confirming that TIAA Direct Accounts Are FDIC Insured
Top CD Rates with Liquid Features at United Federal Credit Union in Several States
Competitive Long-Term CD Rates at First Florida Credit Union
16thTop 7-Year CD Rate at Patelco Credit Union - Easy Membership
Top 1-Year & 2-Year CD Rates at AloStar Bank of Commerce - Available Nationwide
13thAre Public Banks The Next Big Thing in Banking?
Another Good Deal for I Bonds As Compared to CDs
12thTop CD & IRA CD Rates at Navy Federal - Limited Membership
11thReview of Scottrade Bank Free Checking Account
Top Long-Term CD Rates at Bay Area Credit Union in Ohio - Local Only
10thUpdate on TIAA Direct and Its Savings Account
Special CD Rates at Endura Federal FCU in Minnesota
New Reward Checking Account at UniBank for Savings in MA, CT & RI
9thBest Liquid Options for Your Money That You Want to Keep Safe
7thAre You Ready for an Overseas Retirement Adventure?
6thFinding Your Bank or Credit Union in the Rate Tables
Top CD Rates at McGraw-Hill Federal Credit Union - Easy Membership
5thNCUA's Interest Rate Concerns and Possible Impact to Savers
Rates Down But Still Competitive at General Electric CU in Ohio
CD Rates Fall But Remain Competitive at Dept. of Commerce FCU in DC
4thChase Sapphire Preferred Credit Card Bonus and Review
Deposit Rate Survey and Commentary for April 2012
Competitive CD Rates at Michigan State University FCU - Easy Membership
Checking Account Bonus at BOKF Divisions in TX, CO, AZ & KS
3rdCIT Bank Launches an Internet Savings Account
Competitive 5-Year CD at Kitsap Credit Union in Washington State
2ndRates Fall But Are Still Competitive at Alliant Credit Union
Petition for Fair Interest Rates on Our Savings

March 2012

31stIs a Reverse Mortgage Ideal for Your Retirement Rescue?
30thOne Michigan Bank & One North Carolina Credit Union Closed by Regulators
29thTop Reward Checking Accounts at Credit Unions
Competitive CD Rates at Transportation FCU - Limited Membership
28thBanks That Give Certainty About CD Early Withdrawals
Competitive 5-Year CD Rate at Bank of the West in Some States
27thAutomatic Renewals Can Be Costly for CD Investors
Kindle Fire Checking Promotion at Continental Bank in Philadelphia - Local Only
Top 5-Year CD Rate in St. Louis at Alliance Credit Union - Local Only
Higher CD Rates in Florida at City County Credit Union
26thThe $250,000 Standard Maximum Deposit Insurance Amount is Permanent
24thMedicare Myths
23rdTwo Banks and One Credit Union Closed by Regulators
New Internet Bank with Savings Account and CDs Launched by Barclays
22ndUpdated Comparison of Top Long-Term CD Rates After Early Withdrawal Penalties
Competitive Long-Term CD Rates in Ohio at Wayne Savings - Local Only
21stTop Long-Term CD Rates at Air Academy Federal Credit Union
Competitive 5-Year CD Rate at Miami Postal Service Credit Union - Local Only
20thAnother Case of Customers Kicked Out of Their Reward Checking Accounts
Amazon Kindle Checking Account Bonus at Washington Federal in Some Western States
Top 6-Month CD Rate at Quabbin Online Credit Union in MA - Local Only
19thBank of the West's Checking Account Bonus - Certain States Only
Competitive CD Rates at Agriculture FCU - Easy Membership
17thWhat to Do When Retirement Comes Early
16thCompetitive 7-Year CD Rates at Northrop Grumman FCU - Easy Membership
New Reward Checking Account at 1st United Bank - MN Only
15thImpact of Ally's Stress Test Failure on Ally Bank?
14thFed Holds Steady, No Change to Late-2014 Zero Rate Pledge
13thFlexible CDs and Savings Accounts with Rate Guarantees
Top Mid-Term CD Rates at First Central Credit Union in Texas - Local Only
12thBonus & Top Checking Rate at Columbia Bank - New Jersey Only
March Madness 1-Year Certificate Special at Countryside FCU in New York - Local Only
Special 16-Month CD Rate at Texas Security Bank in Dallas - Local Only
10thWith New Big Bank Fees, Is a Community Bank Right for You?
9thOne Chicago Bank Closed by Regulators, FDIC Unable to Find Buyer
Misconceptions and Facts about the FDIC and NCUA
8thHarsh Early Withdrawal Penalties at Some Banks & Credit Unions
Competitive CD & IRA CD Rates in Southern California at CBC FCU
$77 Checking Account Bonus at MIDFLORIDA Credit Union - Local Only
7thCash-Back Bonus Changes at PerkSreet Financial
Special CDs with Competitive Rates at Northpointe Bank
$150 Checking Account Bonus at Flushing Bank in New York City - Local Only
6thDeposit Rate Survey and Commentary for March 2012
EverBank Brings Back Money Market & Checking Intro Rate Special
Top 5-Year CD & IRA CD Rates at Denver Community Credit Union - Local Only
Competitive CD & IRA CD Rates at Pacific Marine Credit Union in SoCal
5thCFPB Expanding to Include Checking & Savings Account Complaints
Competitive CD Rates at Justice Federal Credit Union
3rdWhy a Traditional IRA Might Not Be Worth the Last Minute Tax Savings
2ndOne Small Georgia Bank Closed by Regulators
CD Rates Drop at PenFed, But They Remain Competitive
Bernanke Suggests 90% of Savers Benefit from Low Rates
Bank of America's Checking Account Fees in the News Again
1stCompetitive CD Rates at Third Federal in FL & OH - Available Nationwide
IRA CD Specials at Dime Savings Bank in New York - Available Nationwide

February 2012

29thFDIC Forces Another Bank To Slash Its Reward Checking Rate
28thFDIC's Fourth Quarter Report & Our Health Ratings
Competitive 6-Year CD Rate at SunTrust Bank - Available Nationwide
Top 1-Year CD Rate in Michigan at Post Community Credit Union
Top CD Rates in MA & NH at Merrimack Valley Federal Credit Union - Local Only
27thComparing Top Long-Term CD Rates After Early Withdrawal Penalties
Competitive 5-Year CD Rate in Southern California at Clearpath Credit Union
Top Mid-Term CD Rates at Start Community Bank - Connecticut Only
25thWhat the New 401(k) Rules Mean for You
24thTwo Banks Closed by Regulators, FDIC Unable to Find Buyer for One
FDIC's Consumer News: Tips for Small Businesses & Consumers Denied Checking Accounts
$120 Checking Account Bonus at Bank Mutual - Wisconsin Only
23rdAnother Rate Cut at UFB Direct - Lessons for Rate Chasers?
Top 1-Year IRA CD Rate in Florida at City County Credit Union
Kindle Fire Checking Bonus at Fulton Financial Family of Banks in VA, MD, DE, PA & NJ - Local Only
22ndING Direct Reveals More News on Its Acquisition by Capital One
Special Savings & CD Rates at Lyon National Bank in New York - Local Only
21stAlly Bank Offers Free Anti-Malware Software
Bank Deals Continue at Morrill & Janes Bank - MO & KS Only
20thTIAA-CREF Launches New Internet Bank with Top Savings Account Rate
17thAnother Nationally Available Reward Checking Account
Top Checking Bonus & CD Rates at American Heritage FCU in Philly
Competitive CD Rates at Texas Brand Bank in Dallas Metro - Local Only
16thCan Reward Checking Remain a Good Alternative to Internet Banks?
Top CD & IRA CD Rates at Northwest Federal Credit Union - Easy Membership
Competitive 5-Year CD & IRA CD Rates at Actors FCU - Limited Membership
15thFed Approves Capital One's Acquisition Of ING Direct
Top CD Rates at Charleston Area Credit Union - Local Only
Top 2-Year IRA CD Rate in New York City at Atlas Bank - Local Only
14thMore Publicity on CEFCU's CD Early Withdrawal Penalty Change
Competitive CD Rates at Clinton Savings Bank - MA Only
Top CD Rates at Afena Federal Credit Union in Indiana - Local Only
13thPresidents' Day CD Special at Capitol Federal Savings Bank - KS Only
CD & Money Market Specials at American Bank of Missouri - Local Only
Special 5-Year CD with a Top Rate But with a Catch at Belmont Savings Bank - MA Only
11thDoes an Annuity Belong in Your Retirement Portfolio?
10thTwo Banks in Illinois & Indiana Closed by Regulators
TD Ameritrade Online Cash Services Account & Bonus Review
Top Savings Account Rate in Texas at Collin Bank - Local Only
9thTop CD Rates at State Bank of India - NYC & Chicago Branches
Double Check Your Ally Bank CD Interest
Top CD Rates at Dupaco Community Credit Union in Parts of IA, IL & WI - Local Only
8thSenator Asks Bernanke About Savers Being Punished
Competitive CD Rates at Quontic Bank in New York - Local Only
7thCompetitive 5-Year CD Rate at BBVA Compass in Several States
Top CD Rates in Los Angeles at Schools Federal Credit Union
6thTwo Credit Unions Switch to Private Deposit Insurance
4thHow to Retire Early
3rdReview of AmTrustDirect's Premium e-Money Market Account
Special 13-Month CD at Community Trust Bank in Parts of TX, LA & MS - Local Only
2ndBernanke Tries to Justify Zero Interest Rate to House Committee
Beware of CD Alternatives Being Pushed By Banks
Top 3 Reward Checking Accounts Available Nationwide
Top 3-Year CD Rate at Leominster Credit Union in MA - Local Only
1stAnother Salem Five Direct Savings Account Promotion - Available Nationwide
Republic Bank Slashes Rates on Tennessee Commerce Bank CDs

January 2012

31stWhen Do CD Rates No Longer Matter?
Checking Account Rate Deal at Cardinal Bank in VA, MD & DC - Local Only
Can New-Account Bonuses at Chase & Other Banks Help in This Rate Environment?
30thOccasional Brokered CD Rate Deals
28thStrategy Secrets of Extreme Savers
27thFour Banks in Florida, Tennessee & Minnesota Closed by Regulators
Can Reward Checking Account Rates Hold Up?
Raising Awareness of the Effects of the Fed's Policies
Top CD Rates in Houston Continue at SPCO Credit Union - Local Only
26thFed's Late-2014 Interest Rate Pledge: What Can Savers Do?
25thFOMC Statement: Exceptionally Low Rates At Least Through Late 2014
Competitive CD Rates at Our Community Credit Union - WA State Only
Top CD Rates in Colorado at Mountain View Bank of Commerce - Local Only
24thUpdate on ING Direct Merger into Capital One
New Special 9-Month CD Rate at Miami Postal Service Credit Union - Local Only
Special RMB CD Rates at Bank of China in New York City - Local Only
Competitive CD Specials at Central Bank in MN & Southwest FL - Local Only
23rdValue of Short-Term Certificates of Deposit?
20thFirst Bank Failures of the Year in Florida, Georgia & Pennsylvania
Another Credit Union Increases Early Withdrawal Penalty on Existing CDs
19thBest Local Deals for Top Money Market Account Rates
Checking & Money Market Promotions at Oritani Bank in New Jersey - Local Only
Competitive Long-Term CD Rates at Air Force FCU - Limited Membership
18thRate Cut at UFB Direct - Savings Account Strategies in Today's Environment?
Top 5-Year CD Rate in Kansas at Meritrust Credit Union - Local Only
17thWhat to Do with Maturing CDs? Choosing Long-Term CDs with the Highest Rates
$150 Checking Account Bonus at AnchorBank in Wisconsin - Local Only
16thWhat to Do with Maturing CDs? Choosing the Best New Long-Term CD
Top 6-Year CD Rate in Nebraska at Tecumseh Federal Bank - Local Only
14thHow to Painlessly Save $1,000 This Year
13thTips on Using Our Rate Tables
Competitive Long-Term CD Rates at Andrews FCU - Easy Membership
12thCredit Union Terminology for CDs & Deposit Insurance
11thTop 6-Year CD & Reward Checking Rates at INOVA FCU - Easy Membership
Competitive Long-Term CD Rates in St. Louis at Gateway Metro FCU
Top CD and Reward Checking Rates at 1st Commonwealth Bank of Virginia - DC Metro Only
10thStanford Federal Credit Union's Beat the Rate Program for CDs
Competitive 5-Year CD Rate at American Eagle Bank of Chicago - Local Only
Bank of the West Ends its Free Checking Account
9thCIT Bank Launches New 2-Year Achiever CD with Add-On & Rate Bump Features
One Good CD Rate at Capital One, But Beware of the Early Withdrawal Penalty
Union Bank Checking Account Promotion with 5% Cash Back Debit Card
7thAre You Getting the Most Out of Online Banking?
6thHigh-Rate Reward Checking Account at Bank of Blue Valley But There's a Catch
Top Mid-Term CD Rates at Weokie Credit Union in Oklahoma - Local Only
Mid-Term CD Specials at Central Bank in Tampa Florida
5thTop Long-Term CD Rates at Freedom Credit Union in PA - Local Only
CD Rates Down But Still Competitive at Alaska USA FCU in AK, WA & CA
4thTreasury Direct Doubles Online Savings Bond Purchase Limits
Fed's New Interest Rate Forecasts May Be Bad News For Savers
The Shrinking List of 4.00% Reward Checking Accounts
Competitive CD Rates South of Dallas at Citizens State Bank
3rdCompetitive CD Rates at Triumph Savings Bank in Dallas
$150 Checking Account Bonus at Security Service FCU in Utah - Local Only
2ndReview of the 2011 Bank Failures and Their Effects on Depositors
Update on PenFed's January 2012 CD Rates