Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

Featured Savings Rates

Bank Deals Blog - 2015

June 2017

1st

Large Banks vs. Small Banks – Who Offers the Better Rates?

June 2016

25th

Technology CU (Easy Membership) Has $150 Checking Bonus

December 2015

31st	Review of the 2015 Bank Failures Members First CU (NH) Ends 2015 With 15-Month CD Special Fifth Third Bank Offers $200 Checking Bonus Again
30th	Farmers State Bank (IA) Ends 2015 With 3 CD Specials TEXAR FCU Ends The Year With Competitive 15-Month CD
29th	Self-Help CU (Easy Membership) Hikes 18-Month CD Rate
28th	Valor Credit Union Stops Accepting Add-On Deposits on Prime Rate Certificates Water and Power CCU (CA) Offers Up To $300 In Bonuses
25th	Discover Bank Boosts Long-Term CD Rates
24th	NavyArmy CCU Increases Rates On 2- And 3-Year CDs Hanover Community Bank Has 2 Holiday Savings Account Specials
23rd	Founders FCU Bumps Up Rate On 60-Month CD Sunmark FCU (NY) Has New, Competitive 18-Month CD
22nd	Velocity CU (Easy Membership) Has 33-Month Certificate Promo
21st	First Tennessee Bank Offers Checking Bonuses of $150-$250 East Boston Savings Bank Offers 13-Month Fixed Special CD
18th	FNBO Direct Raises Rate On Online Savings Account
17th	Kearny Bank (NJ) Adds Competitive 18-Month CD Community Savings Bank (OH) Raises Rates On Long-Term CDs
16th	Finally, a Fed Rate Hike! What Savers Should Expect First Citizens' FCU (MA) Has 6-Month Rate Guarantee On MMA
15th	AloStar Bank Of Commerce Raises Mid-Term CD Rates
11th	Great Lakes CU (Easy Membership) Has 15-Month CD Special Ally’s New Online Banking Helps with CD Management and Wire Transfers KeyBank Offers $300 Checking Account Bonus Collins Community CU (IA) Adds Three CD Specials
10th	BTH Bank (Texas) Raises Worry-Free Money Market Rate
9th	Federal Employees CU (AL) Hikes All CD Rates Substantially Lakeside Bank (Chicago) Has New 8-Month CD Special
8th	Washington Savings Bank (PA) Offers Competitive 48-Month CD Bank and Credit Union Health Grades Updated from Q3 FDIC and NCUA Reports
7th	Navy Federal CU Offers 30-month CD Special and 20-Month IRA Harleysville Savings Bank (PA) Ups Rate On Kasasa Checking
5th	My e-BAnC by BAC Florida Bank Increases Rates On 12-Month CD
4th	F&A FCU (CA) Continues To Offer Very Competive Rate CDs Chartway FCU Has Two Competitive Rate Short-Term CD Specials Capital One 360 Increases Rates On Four CDs California First National Bank (Internet Bank) Ups CD Rates
3rd	Health Rating and APY: What is the Correlation?
2nd	Beacon CU (IN) Has Competitive 30-Month Certificate Special Lake Michigan CU (Easy Membership) Has Competitive 12-month CD NEFCU (NY) Adds Holiday Special 13- and 18-month CDs
1st	US Metro Bank (CA) Offers 12-Month CD Special

November 2015

30th	Ally Bank Increases CD Rates on Its New Rate Tiers Indiana Members CU Offers Holiday 25-Month Special CD Langley FCU (Easy Membership) Has Limited-Time 36-Month CD Special
27th	PeoplesChoice CU (ME) Has Competitive Long-Term CDs XCEL FCU (Easy Membership) Has Top Rate 12-Month CD
25th	First Federal CU (IA) Offers Additional Competitive CD Specials
23rd	Mutual Security CU (CT) Offers Competitive 25-Month CD Special Bogota Savings Bank Raises Rate On 13-Month CD
20th	Chartway FCU Ups Rate On 18-23 Month CD
19th	Safety of Your Money at Banks - Fraudulent Transfers Bank of the Ozarks Has 15-Month CD Special - DFW Branches Only
18th	Greater Alliance FCU (NJ) Has Competitive 60-Month CD Florida Community Bank Offers Limited-Time 18-Month CD Bank of Internet USA Rewards Checking $50 Bonus (Nationwide)
17th	Bridgeton Onized FCU Boosts Rates On Short-Term CDs
16th	Destinations CU (MD) Has Top-Rate Kasasa Cash KALSEE Credit Union (MI) Offers Competitive 13-Month CDE
13th	3 Competitive CD Specials at Florida Credit Union
12th	Citizens State Bank (WI) Offers Top-Rate 20-Month CD with Special Features 1st Source Bank Offers Online 45-Month CD Special
11th	Mil-Way FCU (AR/TX) Raises Rates On Short-Term CDs
10th	Kearny Bank (NJ) Boosts Rate On High Yield Checking
9th	Gateway Community Bank (IL/WI) Has 3 Long-Term CD Specials
8th	Banks May Lose the Protection of the “Too Big To Fail” Shield
6th	USALLIANCE Financial Adds 5-Month CD Special - New Members Boiling Springs Savings Bank (NJ) Adds Competitive 21-month CD Colorado Federal Savings Bank Offers Top-Rate 1-Year Online CD
4th	Elements Financial Offers 32-month Harvest Certificate Special Sharefax CU (OH) Offers Top-Rate 80-Month CD
3rd	Rate Hike at Alliant CU, But Lower ACH Transfer Limit Singing River FCU (MS/AL) Introduces Three Short-Term CDs
2nd	New Savings Bonds Rates - Small Improvement Y-12 FCU (TN) Has Very Competitive 65-Day Share Certificate
1st	BHCU (PA) Raises Rates On Long-Terms CDs

October 2015

30th	Solvay Bank (NY) Has 37-Month CD Special With Checking American Bank Ups Rate On 60-Month CD (Available Nationwide)
29th	McGraw-Hill FCU Adds Optimizer MMA With Promo Rate
28th	Fed Suggests It Will Consider a December Rate Hike IncredibleBank Raises Rate On Incredible Savings - Nationwide
27th	Market USA FCU (Multi-State) Has Competitive 60-Month CD
26th	The Piedmont Bank (GA) Introduces Short Term Parking Savings Connexus CU (Easy Membership) Offers Two Top-Rate CDs
24th	SMW FCU (MN) Offers Competitive 28-month Featured CD
23rd	Cape Ann Savings Bank (MA) Raises Rates On Three CDs NASB Offers Top Rate eSavings Account (Available Nationwide)
22nd	Pelican State CU (LA) Offers Top-Rate Long-Term CDs
21st	XCEL FCU (Easy Membership) Has Competitive 24-Month CD Community First CU (WI) Celebrates 40 Years With CD Specials
20th	Rockland FCU (MA) Boosts 11-Month CD Rate Gibsland B&T's (LA) Rewards Checking Still A Top Contender
19th	Western FCU (Easy Membership) Has Top-Rate 19-Month IRA
17th	University of Iowa CCU Offers New, Competitive CD Special
16th	Financial Plus CU (MI) Offers 2 Competitive CD Specials Capital One Bank Has Essential Savings 6-Month Rate Guarantee
15th	Inflation News: Latest CPI and Its Effects on I Bonds, Social Security & the Fed First Federal Credit Union (IA) Adds Competitive CD Specials
14th	Sallie Mae Bank Has Money Market Promotional Rate
13th	TD Bank Offers $150 Visa Gift Card At 3 New York Branches
12th	BankGloucester (MA) Offers Very Competitive 36-Month CD Vantage West CU Offers "Sweet Deal" 25-month CD
8th	Security Service FCU (TX, CO, UT) Has Competitive 13-month CD Ally Bank Announces New Rate Tiers - Will We See Higher Rates? BankUnited (FL) Introduces Vertical Rewards Checking Account
7th	Pioneer FCU (ID) Has Competitive 13- and 25-Month CD Specials Community 1st CU (IA) Adds Competitive 6-month CD Special
6th	First Citizens National Bank (IA) Has 1-Week 48-Month CD Special
5th	American Heritage FCU Offers Very Competitive 36-Month CD Update on 2015 Bank and Credit Union Failures - 8 Bank Failures So Far This Year
2nd	East Boston Savings Bank Boosts 48-month CD Rate Radius Bank Boost The Rate On High Yield Savings
1st	Northwest FCU Has Limited Time, Top Rate 3-Year Add-On CD Institution for Savings (MA) Ups Rates On 15- And 30-Month CDs

September 2015

30th	Kellogg Community FCU (MI) Adds eChecking (New RCA)
29th	HSBC Has Limited Time Advance Customer $350 Bonus Amalgamated Bank MMA 12-Month APY Guarantee - Nationwide
28th	Citadel Boosts Rates On All CDs
25th	First Ipswich Bank (MA) Adds Competitive 36-Month CD Special Higher Rates at Ally Bank After It Announces Growth Milestone Oritani Bank (NJ) Introduces Diamond Money Market Account
24th	First Service CU (TX) Raises 12- and 18-month Promo CD Rates General Electric CU Ups Rates On 1-Year Jumbo and 5-Year CDs
23rd	New Top 1-Year Rate on CIT Bank’s RampUp Plus and Term CD iGObanking Increases Rate On 12-month iGOCD Connex CU (CT) Marks 75 Years With 7.5-Month CD Special
22nd	Grand Rivers Community Bank (IL) Offers Very Competitive CDs Hartford Municipal Employees FCU (CT) Offers Two CD Specials
21st	FirstBank & Trust (TX) Adds Competitive 15-Month CD Special USALLIANCE Financial Revives 25-Month CD Special
19th	North Shore Bank (WI) Has Limited Time $150 Checking Bonus
18th	Seasons FCU (CT) Raises Rates On Two Short-Term CDs Red River CU (TX/AR) Offers Competitive Short-Term CDs Sharonview FCU (SC) Has Competitive 36-Month IRA Special
17th	Fed Is Moving Closer to a Rate Hike Associated Bank, N.A. Has $150 Packers Checking Bonus Meritrust CU (KS) Ups Rates on 3-Year and 5-Year CDs
16th	Essential FCU (LA) Promotes Very Competitive 48-month CD
14th	Capitol Federal Savings Bank Has One Week CD Specials
11th	Gibraltar Bank (NJ) Adds First Class Statement Savings Member One FCU (VA) Boosts Rate On 48-Month CD Bank and Credit Union Health Grades Updated from Q2 FDIC and NCUA Reports
9th	The New CIT Bank, N.A. with Some Higher Rates Mid-Atlantic FCU (MD) Adds Promo Rate Money Market Kearny Bank (NJ) Adds Two New Short-Term CD Specials
8th	Green Mountain CU (VT) Has Competitive 60-Month CD Northeast Bank Has New Pearl Money Market Promo
7th	United Federal CU Raises Rate On 55-Month CD Special
5th	Velocity CU 5-Year CD Promotion Available Through September
4th	Ascentra CU (IA/IL) Introduces 40-Month CD Special SafeAmerica CU Has Competitive 12-Month and 30-Month CDs
3rd	FirstBank NJ Adds New Competitive 20-Month CD
2nd	Salem Five Direct Offers Two eCD Specials
1st	5 Days Only - 3 Top-Rate CD Specials at CapEd FCU

August 2015

31st	San Diego County CU Celebrates With 16-month Reward CD AgFed Credit Union Promotes Long-Term Competitive CDs
29th	Elements Financial Offers September Special 26-Month CD
28th	Financial Partners CU (CA) Has 15-Month Celebration CD Connexus CU Celebrates With "$80 In Your Pocket" Checking Bonus
27th	Garden Savings FCU Raises Rates On 2-Year and 5-Year CDs Earn $200 With The Huntington Bank 5 Checking Promotion
26th	Potlatch No 1 FCU Has Top-Rate 60-Month CD
25th	Level One Bank (MI) Offers Two Penalty-Free CDs Direct FCU (MA) Ups Rate On 15-Month CD and Jumbo CD
24th	First Priority Bank (PA) Offer Competitive Rate 2.5-Year CD Achieva Credit Union (Easy Membership) Has Top Rate IRA CDs
21st	VisionBank of Iowa Introduces New 14-month CD Special Concerns about E-LOAN’s Connection with Puerto Rico Quorum FCU (Easy Membership) Features 11- And 16-Month CDs
20th	Mountain America CU Offers Top Rate 5-Year CD
19th	Mills42 FCU Offers Competitive Short-Term CDs - Easy Membership Beverly Bank (MA) Marks 125 Years With 30-Month CD Special
18th	Dime Direct Money Market Now Available Nationwide
17th	Sandia Area FCU (NM) Raises Rate On 48-Month CD
16th	Seasons FCU (CT) Offers High Rate 36-Month IRA Certificate
14th	Credit Union ONE (MI) Has Top Rate Limited-Time 36-Month CD
13th	Federal Savings Bank (NH) Celebrates 125 Years With CD And MMA Specials First Flight FCU (NC) Offers Four Promotional CDs Luther Burbank Savings (CA) Offers 2 Competitive CD Specials
12th	Jefferson Financial CU (LA) Boosts Rates on Long-Term CDs
11th	SunTrust Bank's Q3 2015 Checking Bonuses Earn $200 or $100 Bayer Heritage FCU Raises Rates On Long-Term CDs
10th	BBVA Compass Offers Competitive 19-Month CD Ulster Savings Bank (NY) Offers High Rate 30-Month CD Triumph Savings Banks Raises Rates On 12- And 18-Month CDs
8th	Wellesley Bank (MA) Boosts Rate On 15-month CD
7th	Mid-Atlantic FCU (MD) Adds Four Limited-Time CD Specials Sound Credit Union (WA) Continues Its $100 Checking Bonus
6th	Industry State Bank (TX) Offers Competitive 12-month CD Bethpage Federal CU (NY) Boosts The Rate On 22-Month CD
4th	Navy Federal CU's 18-month CD Offers Competitive Rate Savings Account Rate Hike at Alliant Credit Union
3rd	Fifth Third Bank Continues $150 "Stand Up To Cancer" Bonus
1st	First National Bank (PA) Offers New 10-Year CD Special

July 2015

31st	Honor Credit Union Has Competitive 60-Month CD Special BMO Harris Bank Promotes New Checking $200 Cash Bonus
30th	Collins Community CU (IA) Celebrates 75 Years With CDs
29th	The Long Wait For a Fed Rate Hike Continues Credit Union Of Texas Raises Rate On 36-Month CD
28th	Forward Financial Bank (WI) Raises Rate On 4-Year CD Lakeland Bank (NJ) Has Competitive Rate 35-Month CD
27th	Down East CU (ME) MMA 1.25% APY Guaranteed Until End Of 2016 Indiana Members CU Has Limited Time Top Rate Long Term CDs
26th	TruMark Financial CU (PA) Has Top Rate Long-Term CDs
25th	Hiway Federal Credit Union Offers Competitive 4-Year CD
24th	USAlliance FCU's "Summer Blow Out" Rate On 25-Month CD Special Marion Community CU (OH) Offers Competitive 55-Month CD Lincoln Park Savings Bank (NJ) Raises Rate On 5-Year CD
23rd	Safety of Your Money - Deposit Insurance Coverage Limits Encompass CU (IN) Has Limited Time High Rate 25-Month CD MCS Bank (PA) Continues To Offer Competitive Long-Terms CDs
22nd	NMA FCU (VA) Has Top Rate 12-Month CD Special
21st	FORUM Credit Union (IN) Adds New 23-month CD
20th	First Community CU (MO) Has Special Limited-Time 24-Month CD Chartway FCU Raises Rate on 60-71 Month Web-Only CD
18th	Earn $150 With Citizens Bank's One Deposit Checking Account
17th	Red River CU (TX) Ups Rate On 24-Month CD
16th	Idaho Central Credit Union Offers Four Promo CDs FirstLight FCU (TX) Raises Rate on 2-Year Share Certificate
15th	Leaders Credit Union (TN) Adds New Members Rewards Checking Update on 2015 Bank and Credit Union Failures
14th	KeyBank Has New $100 and $300 Checking Account Bonuses
13th	Charter Oak CU (CT) Offers 17-Month Go Certificate Special Institution for Savings (MA) Has Top Rate 36- and 60-Month CDs Financial Health FCU (IN) Has Top Rate 12-Month CD
12th	Pacific Marine CU (CA) Has Competitive 13-month CD
11th	Earn $200 With First Citizens Bank Checking Account Bonus
10th	MIDFLORIDA CU Has Limited Time, Top Rate 36-Month CD Summer Promotional 24-month CD At Valley National Bank
9th	Citadel Proffers Limited Time High Rate 24-Month CD
8th	Earn up to $250 with Florida Community Bank Checking Bonuses Ally Bank Changing ATM and Overdraft Policies
7th	Metro Credit Union (MA) Introduces Online Money Market
6th	Silvergate Bank Boosts Rate On 2-Year High Yield Online CD TruMark Financial CU (PA) Has High Rate 13-Month Promo CD
4th	Sallie Mae Bank Raises Rates On 12-month and 36-month CDs
3rd	HomeStreet Bank (WA) Offers Three Checking Account Bonuses First Republic Bank Offers 33-month CD Special (All Branches)
2nd	The Summit FCU (NY) Offers Competitive Rate 13-Month Promotional CD Dime Savings Bank 1.01% APY Money Market Guaranteed For One Year
1st	Asian Bank (Philadelphia) Offers Competitive 15-Month CD Special Flushing Bank (NY) Raises Rate On 18-Month CD

June 2015

30th	Capital Educators Federal CU (ID) Raises Rates On Promotional CDs
29th	Safety of Your Money - Importance of Deposit Insurance Kemba Credit Union (OH) Offers Competitive 60-Month CD
28th	California First National Bank (Internet Bank) Raises Rate on CDs Earn $125 with US Bank's Power Up 2015 New Checking Account Bonus
26th	Fairport Savings Bank (NY) Offers Three Shorter Term CD Specials Consumers Credit Union (MI) Adds Top Rate Money Market Account
25th	Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
24th	Kinderhook Bank (NY) Raises Rate On 9-Month CD To Competitive Level
23rd	Pinnacle Bank (NE) Extends $100 Checking Bonus Through July 31, 2015
22nd	First Robinson Savings Bank (IL/IN) Has Competitive Rate 48-Month CD MountainOne Bank Offers $100 Or $200 Bonus For New Checking Accounts
20th	Numerica Credit Union (WA) Offers 25-Month CD Special - Limited Time
18th	Dover FCU Offers Top Rate 57-Month CD For Only Two Days
17th	No Policy Changes at Fed Meeting - Fed Chair Yellen Asked If Fed Will Ever Raise Rates
16th	Pacific Premier Bank (CA) Offers Two Competitive Mid-Term CDs Select Federal CU (Texas) Offers Competitive 24-Month CD Farmers Trust & Savings Bank (IA) Celebrates With 100-Week CD Special
15th	Norwood Bank (MA) Introduces Competitive 16-month CD Special
12th	MountainOne Bank Offers Three Competitive Rate CD Specials
10th	Bank and Credit Union Health Grades Updated from Q1 FDIC and NCUA Reports MutualOne Bank Introduces Two Competitive Promotional CDs
8th	MySavingsDirect Substantially Raises Rate on MySavings Account Today
5th	Palladian PrivateBank Has Savings Account Promotional Rate For 6 Months
4th	Justice Federal Credit Union Celebrates 80 Years With High Rate CD
3rd	Top 1-Year and 2-Year CD Rates at Synchrony Bank Haven Savings Bank (NJ) Offers Competitive 10-Month CD
2nd	University of Iowa CCU Begins The Month With Two Competitive CDs
1st	Earn Up to a $500 Bonus at Capital One 360 Bridge Credit Union (Ohio) Has A Very Competitive 24-month CD

May 2015

31st	SunTrust Bank's "Live For A Sunny Day" Checking Promotion Pays $150
29th	Veridian Credit Union (Iowa) Adds Series Of Competitive CD Specials BankGloucester (Massachusetts) Has Top-Rate 24-Month CD
28th	USAlliance Federal CU Raises Rate On 25-Month Fixed Certificate Again
27th	iGobanking Raises Rates On 24-Month CD And Money Market Account
26th	Kinecta FCU Offers Competitive 15-month Share Certificate Special
23rd	Beaumont Community CU Has Competitive 48-month Share Certificate
21st	CIT Bank Increases Rates on 1-, 2- and 3-Year CDs and IRA CDs Linn Area Credit Union (IA) Offers Competitive 33-Month CD Special RTN Federal CU Raises Rate On 36-Month Premium Share Certificate
20th	F&A Federal Credit Union (CA) Continues To Offer Top-Rate CDs
19th	BCB Community Bank Celebrates 15 Years With 15-Month Birthday CD Live Oak Bank Offers Limited-Time, Top Rate 24-Month CD - Online Only
18th	New Internet Bank with Checking, Money Market and CD Accounts - MyCBB Capital One 360 Raises CD Rates For First Time In Over 2 Years Bogota Savings Bank Introduces Competitive 20-Month In-Branch CD
16th	AgFed Credit Union Raises Rate On 60-Month CD To Competitive Level
15th	HSBC Has High APY on Promotional Advance Savings - Limited Time Offer
14th	Greater Nevada CU Has Top Rates On Four CDs - Limited Time Offer Alliant CU Raises Rates on Short-Term CDs To Competitive Levels
13th	Collinsville Building & Loan (IL) Celebrates With 13-month CD Special KeyBank Offers $200 Checking Account Bonus Through June 12, 2015
11th	Pacific City Bank Has Competitive Rate 15-Month CD, Limited Time Offer Fifth Bank Failure of 2015 - Edgebrook Bank in Illinois
9th	First Republic Bank Offers 30-month CD Special (All Branches)
8th	Navy Federal CU's 15-month Military Appreciation CD Is Very Competitive Investors Bank Has Top Rate 13-month CD (Checking Relation Required)
6th	Signature FCU Raises Rates On CDs By 0.25% - Limited Time Offer
5th	Affinity FCU Has Top-Rate 13-Month CD (Oradell, NJ Branch Only)
4th	University of Iowa CCU Offers Two Competitive Bump Up CD Specials USAlliance Federal CU Has Top Rate 15-month and 25-month CD Specials
1st	Disappointment Continues: Treasury Announces New Savings Bonds Rates PenFed CU Raise Rates On 1-Year And 2-Year CDs To Competitive Levels

April 2015

30th	Celebrate Institution For Savings New Branch Opening With 2 CD Specials People's United Bank Has $100 Checking Bonus At Stop & Shop Locations
29th	No Policy Changes at Fed Meeting - Door Is Still Open for a Rate Hike Later This Year Colorado Federal Savings Bank Has Top-Rate 1-Year Online CD
28th	People's United Bank Offers Three Competitive Plus CD Specials
27th	Disappointing Series I Savings Bond Rates
23rd	MIDFLORIDA CU Offers Limited Time, High Rate 60-Month Step Up CD
22nd	Hancock FCU (Ohio) Adds Competitive 12-month CD Special Live Oak Bank Has Limited-Time, Top Rate 12-Month CD
21st	Nymeo FCU (MD) Has Competitive 18-23 Month Add-On Certificate Special
20th	Earn $200 With Northwest Savings Bank Checking Account Bonus
16th	Earn $100 With A New Checking Account At America's Credit Union
15th	Peoples Savings Bank (IA) Celebrates Spring With Competitive 24-Month CD Red Rocks CU (CO) Has Two Competitive Spring Special Share Certificates
14th	Mid-Atlantic FCU's (MD) Limited Time 36-Month CD Is Highly Competitive
13th	Synchrony Bank Raises High Yield Savings Account Rate
11th	Endura Financial FCU (MN) Has Limited Time, Competitive 12-month CD
10th	Fidelity S&L Assn of Bucks County Celebrates 130 Years With 13-Month CD Vons CU (CA) Has Limited Time, Very Competitive 6-Month CD
9th	Sewickley Savings Bank (PA) Offers Competitive 7-Year CD Expired: Bethpage FCU Offers $100 Bonus When Opening A Bonus Checking Account
8th	Hudson Valley FCU Offers New York State's Top-Rate 2-Year CD Alma Bank (NY) Has Competitive CD Promos and Money Market Promos
6th	Capitol Federal Savings Bank Has Limited Time 44-month CD Special Navigant Credit Union (RI) Celebrates 100 Years With 24-month CD
4th	American Eagle Financial CU (CT) Has Top-Rate 24-month CD
3rd	Pacific Service CU (CA) Has Two Checking Account Bonuses Northwest FCU Introduces Top-Rate 18-month CD - Easy Membership
2nd	Live Oak Bank Offers Limited Time, Top-Rate 24-Month CD
1st	Velocity CU 30-Month CD/IRA Promotional Extended Through April 30, 2015 Barclays Raises 2-Year Online CD Rate USAlliance Federal CU Offers Two New CD Specials (Nationally Available)

March 2015

31st	Northpointe Bank Offers Competitive 12-Month And 24-Month CD Specials
30th	Quorum FCU Introduces Competitive 11-month CD
27th	Aroostook County Federal S&L Welcomes Spring With 36-47 Month CD Special Parke Bank (NJ) Raises Rate on 18-month CD Special
26th	InsBank (TN) Adds 7-month CD and 18-month Bump-Up CD Specials
25th	DHCU Community (IA/IL) Has New Competitive 33-month CD Special
24th	First Service CU (TX) Has Top-Rate 12-month CD Special Promotion
23rd	Hudson River CCU (NY) Has Top-Rate 12-, 18- and 24-month Loyalty CDs Vantage West CU 60th Anniversary 25-month Share Certificate Special
19th	Millstream Area CU (OH) Offers Three High Rate CD Promotions
18th	Frankenmuth CU Offers Michigan's Top Rate 21- Month and 37-Month CDs Fed Removes “Patient” But a June Rate Hike Looks Less Likely
16th	Sandy Spring Bank Offers Competitive 27-month Premier CD Special
14th	Generations FCU Celebrates 75 Years With Top Rate 24-month CD
13th	Providence Bank (NC) Raises Rate On 18-month CD Special
12th	Navy Federal Credit Union Offers $100 Bonus On First Time IRAs
11th	First Internet Bank Raises Rate On 60-month CD - Nationally Available
10th	Austin Capital Bank Offers Competitive Money Market Special - New Money
9th	AccessBank Texas Offers High Rate 24-Month IRA CD and 9-Month CD Cape Ann Savings Bank (MA) Has Top Rate 2.5 Year CD
6th	Northwest FCU (Easy Membership) Offers Competitive Rate 12-month CD NexBank Raises Rates on 12-, 18- and 24-Month CDs
5th	Fairport Savings Bank Offers Competitive 2-Year CD - Limited Time Offer Navy Federal Credit Union’s Hot Share Certificate Promotion
4th	BBCN Bank Offers 15-Month CD and Money Market Specials - Limited Time Needham Bank (MA) Raises Rate On 13-Month CD To Competitive Level
3rd	Tropical Financial CU (FL) Celebrates 80th Anniversary with 11-month CD
2nd	UFB Direct Cuts Top Savings Account Rate Vantage West CU (AZ) Raises Rate on 15-month eShare Certificate Special

February 2015

28th	Doral Bank Fails - Largest Bank Failure Since 2010
27th	City CU (TX) Has Best Rate 60-month CD Available In Texas FDIC Fourth Quarter Report and Bank Financial Health Grades
26th	Severn Savings Bank Offers Two Competitive CD Specials
25th	Quorum FCU Introduces New, Top Rate 15-month Term Account (CD) Elements Financial Shamrock Special 32-month Certificate Has Top Rate
24th	Senator Toomey Highlights the Plight of Savers to Fed Chair Yellen Superior Choice CU (WI) Offers Competitive 25-month and 47-month CDs Consumers CU (MI) "No Hoops" 19-month CD Special Has Top Rate
23rd	First Federal Credit Union (IA) Has Four Competitive Rate CD Specials Citizens Bank Raises Rate On 14-month CD, Relationship Required
21st	Wallkill Valley Federal Savings & Loan Has Top Rate 24-month CD
20th	CFG Community Bank Offers Competitive 13-month One-Time No Penalty CD CIT Bank’s Rate Changes - Higher 1-Year RampUp Plus CD Rate
19th	Bank of Utica (NY) Raises Rate On 5-Year CD To Competitive Level Top 5-Year CD Rate at Live Oak Bank
18th	INOVA FCU Has Top-Rate 15-month IRA Certificate Special
16th	Marshall CCU (MI) Introduces Competitive Rate 55-Month CD Special Valor Credit Union Adding Fee That Punishes Members with Prime Rate CDs
15th	TEXAR Federal CU Raises Rate On 12-month Online CD To Top Level
14th	Third Bank Failure of 2015 - Capitol City Bank & Trust Company in Georgia
13th	BankDirect Raise Rate on Nationally Available, Competitive 12-month CD Jeanne D'Arc CU (MA) 48-month CD APY Raised To Competitive Rate AgFed Credit Union's No-Penalty Certificate Specials Special 13-Month CD at Premier America Credit Union in SoCal
12th	Institution for Savings Bank (MA) Again Has Top Rate 15- and 30-month CDs Nymeo FCU (MD) Offers High Rate 12-18 Month Add-on Certificate Special
11th	Marshall Community CU (MI) Adds Kasasa Cash And Kasasa Savings Red River CU (TX) Raises Rate On 18-month CD To Competitive Level
10th	Mountain America CU Offers Top Rate 5-Year CD With Bump Option iGObanking Offers Top Rate 12-month CD, Available Nationally
9th	Capital One 360 Increases Top-Tier Rate of Its Checking Account Ally Bank Tweaks Its New Online Banking Platform
6th	Oritani Bank (NJ) Offers Two Top-Rate Short-Term CDs VirtualBank Offers Two Competitive Mid-Term Length CDs
5th	Capitol Federal Savings Bank Again Offers Presidents' Day CD Special
4th	S-Bank (MA) Raises Rate On 12-month CD To Competitive Level Connexus CU Continues To Offers Highest Rate 12-Month CD
3rd	Financial Partners CU (CA) Offers Competitive Rate 5-Year CDs
2nd	Diamond Credit Union (PA) Has 3 Competitive Rate Limited Time CDs Savings Account and CD Rate Hikes at Alliant Credit Union

January 2015

31st	Promotional CDs and Money Market Accounts with Top Rates at HAB Bank
30th	FORUM Credit Union (IN) Adds New, Top Rate 25-month CD
29th	Northpointe Bank’s High-Yield, Low-Cap Reward Checking Account
28th	Fed Says Economy Expanding at a Solid Pace, But Continues to Say It Will be Patient Affinity FCU Offers Limited Time Top Rate 13-month CD Bank Adds $250 Debit Card Purchase Requirement To Its Reward Checking
27th	Horizon Credit Union (WA) Has Competitive 15- and 18-month Special CDs Higher CD and IRA CD Rates at Synchrony Bank
26th	Amboy Direct Introduces Money Market Max More With Competitive Rate
24th	First Tennessee Bank Offers $151 Checking Account Bonus Promotion Fifth Third Bank New $200 Checking Account Bonus Second Bank Failure of 2015 - Highland Community Bank in Illinois
23rd	Firefighters Credit Union (WI) Offers Top Rate 18-month CD - Local Only
22nd	Vibe CU (MI) Raises Rates on 48- And 60-Month CDs To Competitive Level Competitive Reward Checking Account at Magnify Credit Union in Florida
21st	LOMTO FCU Has Top Rate 6-Month and 1-Year CDs MidFirst Direct’s Competitive Long-Term Online CDs
20th	First Peoples Community FCU Offers Competitive 15-month CD Specials Ally Bank’s New Online Banking Website
19th	First Tennessee Bank Extends Checking Accounts Promo Bonuses
17th	First Bank Failure of 2015 - First National Bank of Crestview in Florida
16th	Founders FCU Offers Competitive Rate 60-month CD and IRA Discover Bank's Cashback Checking and Bonus Available to Existing Customers
14th	Capital Communications FCU Offers Competitive 21- and 23-month CDs Salem Five Direct Increases Savings Account Rate - New Rate Guaranteed Until July
13th	Huntington Bank Continues Asterisk-Free Checking $150 Bonus Promotion Gesa CU (WA) Raises Rates on 36-, 48-, and 60-month CDs - Local Only
12th	Nationwide Bank Extends $200 E-Checking Account Bonus Iowa State Bank Has Top Rate Kasasa Cash Checking American Pride Bank Offers Top Rate Kasasa Checking To Georgia Residents
10th	Competitive Money Market Promotion at Oritani Bank in New Jersey
9th	Pinnacle Bank Offers Easy $100 Bonus On New Free Checking Account Focus First FCU Adds Top Rate 17-month CD Special - New Money
8th	KeyBank Extends $200 Checking Account Bonus Until February 27, 2015
7th	Reminder of the Great Reward Checking Deal at Consumers Credit Union North American Savings Bank Has Competitive Rewards Checking - National HAPO Community CU Increases Rates on 3-, 4- and 5-Year CDs
6th	NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
5th	Credit Unions That Paid Out 2014 Bonus Dividends
2nd	Review of the 2014 Bank Failures and Their Effects on Depositors Domino FCU Raises Rate on 24-month CD To Competitive Level - Local Review of Ally Bank’s IRA Bonus for New Deposits
1st	Happy New Year! Update on PenFed CD Rates

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