Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

Featured Savings Rates

Bank Deals Blog - 2005

December 2005

31st	5.01% 12-Month CD at a Florida Bank Finding the Best Bank Rates and Deals ING Direct Savings Now 3.80%
30th	EverBank Ups Checking Intro Rate to 5.01% 5% 12-Month Promo CD at a Illinois Bank World Savings 4.86% 6-month CD
29th	HSBC Direct Signup Bonus Received New High-Rate Long-Term CDs
28th	Major CD Rate Changes at SHCU
27th	5.10% 13-Month CD at a South Florida Bank 5% 1-year CD Milestone FirstFedDirect's Savings Account Now 4.25%
20th	Inside ING Direct - Why the Low Savings Account Rate 5.25% 25-Month CD at a Virginia CU Opening an HSBC Online Savings Account
19th	Password Methods for Multiple Bank Accounts 4.30% on Top Tier of Advanta Bank's Money Market 5% 1-Year CD at Countrywide Bank?
18th	4.95% 18-Month CD at a California CU
16th	5.10% 19-Month CD at a Virgina CU 5.50% 12-Month CD at a New York CU 5% Money Market Intro Rate FirstFedDirect, a New Internet Bank
15th	4.40% UmbrellaBank Money Market Account? 5% 11-Month CD at a Chicago Bank HSBC Raises Savings to 4.25%
14th	4.90% 12-Month CD at Ascencia Bank Another Citibank $200 Checking Account Bonus 5.13% 12-Month CD at a Massachusetts CU 5.00% 13-Month CD at Wisconsin CU
13th	Fed Lifts Rates, No Change at EmigrantDirect 4.50% Money Market Account at a PA CU 5% 18-Month CD at a Pennsylvania CU
12th	World Savings 4.61% 8-Month CD Special DCU's 5% 16-Month CD Special is Back
11th	Fed Rate Hikes and Bank Rates - Expectations?
10th	New ING Direct CD Rates - Dec 10th GMAC Bank Money Market Savings Now 4.30%
9th	10% Savings Account for Kids 5.65% 5-year CD at a Virginia CU 5% 25-Month CD at a Minnesota CU $75 Bonus for Checking Account at Colorado CU 5% 26-Month CD Available Online World Savings Step-Up Money Market Account
8th	5% 15-Month CD at Ohio CU $150 Bonus for Money Market Account at NY CU $50 Bonus for Checking at Toledo CU $100 Gift Card for Citibank Credit Card
7th	4.56% 6-month CD at ETrade Bank 5% 15-Month CD at a New York CU Free iPod nano Checking Account Deal CapitalOne Savings Now at 4.00%
6th	5.38% 48-Month CD at a Ohio CU Online Banking Stats, Loyalty and Switching
5th	5% 12-Month CD at a New York Bank Bank of America Extends Checking Bonus ING Direct Savings Now 3.75%
4th	5% 18-Month CD at Missouri CU 5.10% 14-Month CD at Tennessee CU Bank CD Market Timing
3rd	6% 6-Month CD at a Kentucky CU $50 Bonus for Chase Checking and Direct Deposit Free Palm for Citibank Checking
2nd	Best CD Rates Available to All Future Fed Rate Hikes and EmigrantDirect 5% 25-Month CD in a Chicagoland Bank Free Checking Deal at Guaranty Bank Bank Account Aggregation Services 5% 9-Month CD at N. Virgina Bank
1st	Bankrate's Survey of Checking Accounts MyBankingDirect Ups Money Market to 4.10%

November 2005

30th	5 Percent 24-Month CD at Ohio CU HSBC's New $25 Signup Bonus
29th	6.73% I Bond vs. Bank CD?
28th	5.09% 15-Month CD at SDFCU Some Long Term CDs Trending Down WesBanco $50 Checking Account Deal ebank $50 Checking Account Deal
26th	Savings Account, 6-month CD or 12-month CD?
25th	CDs Over 6% With Some Catches CD Tips from the FDIC Things To Know About FDIC Insurance 4.55% 6-Month CD Deal in Austin Texas
24th	High Interest Rate Checking Account Deals
23rd	Several Banks Raise CD Rates Signs That Fed Rate Hikes May End
22nd	5% 30-Month CD at Ohio CU $101 Checking Related Bonuses at a St. Louis Bank
21st	15-Month 5% CD at a Boston Bank 5.10% 12-Month CD at Georgia CU 5% 9-Month CD at a California Bank 5% 24-Month CD in a North Chicago Bank
20th	Why the Low Long-Term CD Rates Checking Account Deal at an Indiana Bank
19th	ING Direct CD Increases - Nov 19th 30-Month 5% CD at a Chicago Bank
18th	No-Minimum Money Market Account at 4.25% $5000 Cash Bonus for a CD?
17th	19-month 5% CD at a Chicago Bank Highest Low-Minimum Money Market Accounts
16th	5.02% 18-month CD at interState Net Bank 15-Month 5.00% APY CD at Georgia CU
15th	How to Get 4.85% 1-year CD at ebank 7-Month 5.25% CD in Kentucky CU 5.96% 5-year CD at Michigan CU
14th	5.90% 15-Month CD and 5.12% 8-month CD 5.12% Money Market Account and $120 Checking Bonus No-Minimum Savings Account at 4.25% for NY
13th	Linking Online Savings Accounts Bank Atlantic Checking Signup Bonus
11th	One-Year 5.00% CD Special Two Online Banks Now Have 3-yr 5% CDs
10th	Principal Bank $50 Bonus UmbrellaBank Money Market Now 4.15% Washington Mutual's ATM Policy Change
9th	23 Savings Accounts At Or Above 4% APY
8th	5.00% 6-month CD
7th	5.00% 3-month CD
6th	Bump-Up Bank CDs: Compass vs. CapitalOne
5th	Updated Rate Chart and EmigrantDirect's Growth ING Direct Increases CD Rates Another 4% Savings at GMAC Bank
4th	HSBC Online Savings Rate Now 4.0% SHCU 1-year CD rate now 4.92%! Very High CD Rates (4.88%/1yr) - Open to All
3rd	Deposit Power Program Ends AmboyDirect Bank Increases Rates New Online Bank Security Worries ING Direct Savings Finally Hits 3.5%
2nd	6-Month Bank CDs Going Up New CapOne/Costco and UFB Direct Money Market Rates
1st	Another 4.65% 5-month CD Fed Ups Rates, How Fast Will Banks Respond? New I Bond Fixed Rate Only 1% $100 Checking Account Bonus

October 2005

31st	Future Fed Rates and the Best Cash Options Future of Online Bank Security Big Increase in E*Trade Bank's CD Rates EmigrantDirect to 4.25% after Fed Mtg Tomorrow?
30th	Best Banks for Laddering CDs
29th	Charter One Bank Deals Preventing Online Bank Fraud
28th	Short Term Rates Higher Than EmigrantDirect Deposit Power Program Progress
27th	Banks With the Best Online Accounts
26th	Short Term 5% CD Deals State Farm Bank's 3-month 4.25% CD
25th	World Savings' 4.65% 5-Month CD USA Today Article on I Bonds Slight Rise in ING Direct's Long Term CDs
24th	M&T Bank's Bonus and CDs
23rd	Banks' Spend-to-Save Programs Worthwhile? New 4.5% Money Market Account
22nd	Running Out of Time for I Bond Decisions
21st	Breaking Bank CDs Next Call to ING the CEO May Answer Wall Street Journal Article on Online Banks
20th	Wells Fargo $25 Checking/Savings Deal $100 Gift Card for Checking at LA Bank $35 Gift Cards for Checking at PNC Bank
19th	4.25% CD/Savings Account and a 3-year 5% CD Another 4% Money Market Account Predicting the I Bond Fixed Rate The Best Deal on a 6-Month CD Up To $125 Bonus for Bank of New York Checking
18th	Bank of Wal-Mart? Some More iPod Bank Promotions Security Improvements for Online Banking
17th	Best Short Term Savings Rate Another Checking Account/iPod Deal
16th	Deposit Availability Times for EmigrantDirect and ING Direct
14th	More ING Direct CD Features
13th	Highest CD Rates at CUs - Oct 13th Change in ING Direct's Referral Program ING Direct's Answer To EmigrantDirect?
12th	Major Rate Increase at Another Online Bank Hot Credit Union CD Deals
11th	Highest Rate on Certificate of Deposit - Oct 11th
10th	How Banks Are Competing With EmigrantDirect Amboy Direct Signup Bonuses
8th	American Express New Savings Accelerator HSBC's New Signup Bonus
7th	Ebank $50 Signup Bonus Citibank $200 Checking Account Deal MyBankingDirect Matches EmigrantDirect
6th	Checking Account Bonuses for Chicagoland Bank of America's Twist on Debit Card Rewards Update on USAA Bank
5th	USA Today Article: Rising Bank Fees
4th	Credit Union CD Specials - Often Better Than Banks
3rd	$50 ING Direct Signup Bonus CNN Article: Internet banking has a lot to offer
2nd	ING Direct Raises Long Term CD Rates
1st	Credit Union CD Specials - Oct 1st Credit Unions That Are Open To All

September 2005

30th	Personal Finance Software and Bank Fees
29th	Unique Credit Union/Local Bank CD Specials
28th	Two Banks With Some Decent Rates Online Banking and Small Businesses
27th	ING Direct's Latest Email VirtualBank Raises Money Market Account Rate CD Specials at Hillcrest Bank
26th	Presidential Bank Raises Its Savings Rates Credit Union Locators and Networks Online Banking Fears
25th	Online Banking Fraud - The New Crimeware
24th	Credit Union CD Specials - Sept 24th Signup Bonus for Bank of America Checking Account
23rd	ING Direct Raises Savings Account Rate
22nd	$50 Signup Bonus for E*Trade Bank's Money Market Account College Checking Accounts Challengers to EmigrantDirect
21st	EmigrantDirect vs the Average Bank Highest Cash Back Credit Card from EmigrantDirect?
20th	More Talk About HSBC's OnlineSavings Bonus Checking Account Bonuses for Chicago Area 4% Money Market Deal for Northeasterners
18th	Stock Market CDs
17th	Local Banks Are Sometimes Better Beware of Local Banks Couple of 4-Month 4 Percent CDs
16th	APY vs APR - How Do They Differ? Will the Fed Raise Interest Rates?
15th	Paying Credit Cards Using ING Direct or EmigrantDirect ING Direct vs EmigrantDirect - Response Time CD Specials - Terms Over One Year
14th	Short-Term CD Specials M&T Bank Cash Bonus
13th	Wells Fargo Featured CDs New ING Direct Security Feature More Adjustable Rate CDs Slight Rise in ING Direct CD Rates
12th	Online Banking and Phishing Scams
11th	More Searching for 5 Percent CDs Checking Account Deals
10th	Adjustable Rate CDs USAA Bank - The Willy Wonka of Banks
9th	MetLife Bank Raises Money Market Rates
8th	Which Transfers Faster? ING Direct or EmigrantDirect? EmigrantDirect's Gift to Members Affected by Katrina Do Security Fears Prevent You from Online Banking? Credit Union CD Rate Specials 3.5% APY Money Market at Wachovia
6th	HSBC Signup Bonuses? Bank of America Online Banking Promotion
5th	Citibank iPod Deal and Online Banking
3rd	Another 5 Percent CD Multiple Savings Accounts at ING Direct The Interest Rate Outlook
2nd	Comparing Yields on the Top Savings Accounts ING Direct Again Lowers Long Term CD Rates
1st	HSBC Raises Its Savings Account Rate More Searching for Those 5 Percent CDs

August 2005